Details Rates and fees information correct as at 22 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing. Discounts and excesses
Monthly premiums available
Choice of excess
Young driver excess imposed
$1,000 for listed drivers under 21, $750 for listed drivers under 25, $500 for unlisted drivers, $750 for inexperienced drivers over 25.
Maximum no claim discount table
(ACT) 60% (NT) 60% (WA) 60% (VIC) 60% (TAS) 60% (NSW) 60% (SA) 60% (QLD)
Maximum no claim discount term
Multi policy discount
No claim discount
No claim discount increases by 10% per year to a maximum of 60%. At fault claims decrease the no claim discount by 10%. No claim bonus protection can be purchased.
Discount available to seniors.
Choice of repairer
Claims service 24 7
Other restrictions Coverage summary
Agreed or market value
New car if written off
- within 2 years and 20,000 km of original registration
Personal property cover
Yes - standard excess ($0 excess for repair only). Option to reduce windscreen excess to $0 for an additional premium.
Emergency repairs without assessment
Reasonable towing costs. Up to $1,000 travel and accommodation costs if greater than 150 km from home, or $50 if less than 150 km.
Rental car after theft
- Up to 14 days, max $1,000 total.
Rental car after accident
Optional Extra - Up to 14 days, max $1,000 total.
Rental car liability
Yes - legal liability cover when using a substitute vehicle.
Trailer or caravan cover
Up to $1,000 for trailer only excluding contents.
Baby capsule or seats
Covered only if agreed in writing.
Accidental death cover for driver
Up to $2,500 within 12 months of accident.
*as voted by the Mozo community)