Are you after a car insurance policy scoring goals in coverage and optional extras? Well QBE has a comprehensive policy that might suit your needs. It even comes with a $75 discount on your first year’s premium, available when you apply online. Plus if you’ve got a shiny new set of wheels, the new-for-old replacement could be a big drawcard. On top of all this, QBE snagged an award for Exceptional Quality Car Insurance in the 2023 Mozo Experts Choice Car Insurance Awards, so you know you'll be getting a solid deal.
QBE Comprehensive Car Insurance is hitting some winners straight off the bat. A wide range of events and support are covered as standard, including accidental damage, fire and theft, weather damage, essential repairs up to $500, and emergency transport and accommodation up to $1,000.
Reasonable towing costs will also be covered after an incident and if you’ve been in a not-at-fault accident, QBE will also sort you out for a hire car while your ride is being repaired or replaced. New car drivers can cruise easy knowing there is new-for-old car replacement if your vehicle is written off (so long as it’s under three years old and has driven less than 60,000km).
There are a few things you’ll only be able to access at an additional cost. You’ll need to decide if you want to opt-in for hire car cover after an at fault accident or weather event, and for excess-free windscreen replacement (excess-free repairs included in standard cover). The ability to choose your repairer is also available as an optional extra.
The cherry red convertible on top is the $75 discount you’ll get on your first year’s premium simply for applying online.
This comprehensive policy will suit any driver looking for expansive cover. However, it could be particularly good for new car owners, as the new-for-old replacement covers cars which have driven a substantial 60,000km and are up to three years old.
Like all insurance policies, not everything is covered or included as standard. If you want your choice of repairer or other optional extras, read your PDS carefully and opt-in.
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Yes costs extra |
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$300 - $2,550 |
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$600 for listed drivers under 25, $1,600 for unlisted drivers under 25. |
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(ACT) |
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n/a |
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$75 |
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n/a |
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No |
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n/a |
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No |
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Optional Extra |
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Yes |
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n/a |
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n/a |
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SA VIC NT TAS NSW ACT QLD WA |
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Agreed or Market |
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Yes - within 3 years and 60,000 km of original registration |
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Up to $1,000 if damaged. |
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Yes - standard excess ($0 excess for repair only). Option to reduce windscreen replacement excess to $0 for an additional premium. |
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Up to $500 |
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Reasonable towing cost. Up to $1,000 for the reasonable cost of essential accommodation and transport, if the incident occurs more than 100km from home. $100 travel expenses. |
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Yes - Up to 14 days. |
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Not at fault - yes. At fault - Optional Extra. Up to 14 days. |
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Yes - legal liability cover when using a substitute vehicle. |
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Up to $1,000 |
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Yes if stolen. |
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Yes |
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Automatically covered. |
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No |
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Yes |
^See information about the Mozo Expert Choice Car Insurance Awards
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Originally paid $530 for my first policy. Incredible!! AFter making a claim my 2nd year was over $1000. Not sure if the hike was because of the claim and or just general price increase. Still, $1000 is pretty good. My claim was smooth. Will stay with QBE.
Read full reviewOriginally paid $530 for my first policy. Incredible!! AFter making a claim my 2nd year was over $1000. Not sure if the hike was because of the claim and or just general price increase. Still, $1000 is pretty good. My claim was smooth. Will stay with QBE.
Terrible experience with Qbe. Do not insure with them. Have been a policy holder for several years, no claims. The one time I go to make a claim and they delay delay and delay when they know that every day I was losing money. Three weeks later they are still asking the same questions in different ways. This is their game/ plot to make you wait till you end up paying for repairs yourself. I’ve lost three weeks worth of work and still have to pay for the machine to be repaired. A massive that I provided full maintenance record including one prior to the fire in the machine by only a few weeks, photos, videos, a mechanic report supporting the issue with the fire and still playing games. Would not release the money. Despicable, highly incompetent and disgraceful company. Do not insure with them they will not pay if it comes time to needing it.
Read full reviewTerrible experience with Qbe. Do not insure with them. Have been a policy holder for several years, no claims. The one time I go to make a claim and they delay delay and delay when they know that every day I was losing money. Three weeks later they are still asking the same questions in different ways. This is their game/ plot to make you wait till you end up paying for repairs yourself. I’ve lost three weeks worth of work and still have to pay for the machine to be repaired. A massive that I provided full maintenance record including one prior to the fire in the machine by only a few weeks, photos, videos, a mechanic report supporting the issue with the fire and still playing games. Would not release the money. Despicable, highly incompetent and disgraceful company. Do not insure with them they will not pay if it comes time to needing it.
Stay away QBE is by far the worst insurance company they do not care about their customers. You are just another transaction to them They will do anything to get money out of you
Read full reviewStay away QBE is by far the worst insurance company they do not care about their customers. You are just another transaction to them They will do anything to get money out of you
I have been pretty happy with QBE. I have had one issue with them and they said sorry and help fix the issue. Overall their coverage is good. Excellent customer services. Their price is pretty economical and they help with suggestion when ever they can .
Read full reviewI have been pretty happy with QBE. I have had one issue with them and they said sorry and help fix the issue. Overall their coverage is good. Excellent customer services. Their price is pretty economical and they help with suggestion when ever they can .
Insurance premium went up 46% from last year. Called to update some policy details but after 45 minutes hung up. A slap in the face for a long term customer with multiple policies. :(
Read full reviewInsurance premium went up 46% from last year. Called to update some policy details but after 45 minutes hung up. A slap in the face for a long term customer with multiple policies. :(