Thumbnail icon for QBE

QBE Comprehensive Car Insurance

Monthly premiums available
costs extra
Maximum no claim discount
up to 60%
Online discount
$75
Choice of repairer

Details

Rates and fees information correct as at 29 May 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • costs extra

  • $300 - $2,550

  • $1,000 for listed drivers under 21, $750 for listed drivers under 25, $1,500 for unlisted drivers under 21, $1,250 for unlisted drivers under 25, $750 for inexperienced drivers over 25, $500 for unlisted drivers over 25.

  • 60% (ACT)
    60% (NT)
    60% (WA)
    60% (VIC)
    60% (TAS)
    60% (NSW)
    60% (SA)
    60% (QLD)

  • 5 years

  • $75

  • n/a

  • No claim discount increases by 10% per year to a maximum of 60%. At fault claims decrease the no claim discount by 10%. No claim bonus protection can be purchased.

  • Discount available to seniors.

Service features
  • n/a

  • n/a

Coverage summary
  • Agreed or Market

  • - within 2 years and 20,000 km of original registration

  • Up to $500 if damaged.

  • Yes - standard excess ($0 excess for repair only). Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $1,000 travel and accommodation costs if greater than 150 km from home, or $50 if less than 150 km.

  • - Up to 14 days, max $1,000 total.

  • Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days.

  • Yes - legal liability cover when using a substitute vehicle.

  • Up to $1,000

  • Up to $1,000 if stolen.

  • Covered only if agreed in writing.

  • $2,500 within 12 months of accident.

  • Part time only

*as voted by the Mozo community

Customer Reviews

How are QBE car insurance rated by the Mozo community?

Overall customer rating
7.8/10
Value for money
7.4/10
Policy coverage
7.6/10
Customer service
7.6/10
Claims handling
7.5/10
Trust
7.6/10

Latest reviews of QBE Comprehensive Car Insurance

  • Overall 9/10
    Premium quality Insurance, at a budgetable rate

    Great customer service. Fortnightly payment option and a lower excess with same coverage as other insurers and at a cost being 2/3's (two thirds) of the cost of Suncorp's. One possible downfall is 'No Inclusive Roadside' option available at this time.

    Read full review

    Great customer service. Fortnightly payment option and a lower excess with same coverage as other insurers and at a cost being 2/3's (two thirds) of the cost of Suncorp's. One possible downfall is 'No Inclusive Roadside' option available at this time.

    Value for money
    10/10
    Policy coverage
    9/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    9/10
    Less
    Eleisha, Queensland reviewed 11 days ago
  • Overall 9/10
    Comprehensive policy.

    The best insurance company is QBE. They have been loyal to me. I've been with them for 12 years and hardly made claims.

    Read full review

    The best insurance company is QBE. They have been loyal to me. I've been with them for 12 years and hardly made claims.

    Value for money
    9/10
    Policy coverage
    9/10
    Customer service
    9/10
    Claims handling
    9/10
    Trust
    9/10
    Less
    Charles, Victoria reviewed 16 days ago
  • Overall 0/10
    Dreadful. No service and a rip-off.

    Absolutely no customer service.

    Read full review

    Absolutely no customer service.

    Value for money
    0/10
    Policy coverage
    7/10
    Customer service
    0/10
    Claims handling
    0/10
    Trust
    2/10
    Less
    Alex, New South Wales reviewed 3 months ago
  • Overall 0/10
    Totally hopeless.

    Totally hopeless with customer service and claims, takes ages to get back.

    Read full review

    Totally hopeless with customer service and claims, takes ages to get back.

    Value for money
    0/10
    Policy coverage
    0/10
    Customer service
    0/10
    Claims handling
    0/10
    Trust
    0/10
    Less
    Sally, Australian Capital Territory reviewed 4 months ago
  • Overall 5/10
    Good policy. Overseas staffing deal lets them down

    The policy was good although its not the cheapest. Unfortunately the customer service personnel seem to be located overseas so its difficult to work with them despite there best efforts trying to help. Maybe because they have no idea of distances involved in Australia. Luckily, the panel beaters got us there in the end!

    Read full review

    The policy was good although its not the cheapest. Unfortunately the customer service personnel seem to be located overseas so its difficult to work with them despite there best efforts trying to help. Maybe because they have no idea of distances involved in Australia. Luckily, the panel beaters got us there in the end!

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    4/10
    Claims handling
    4/10
    Trust
    4/10
    Less
    Bernie, Western Australia reviewed 8 months ago
QBE

About QBE

See QBE car insurance