Premium Comprehensive Car Insurance
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Monthly premiums
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Yes
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Choice of repairer
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Yes
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Choice of excess
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$300 - $1,300
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Agreed or market value
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Agreed or Market
Available discounts
- No claim discount
- 10% discount for 3 or more policies
- Loyalty discount of $40 if you hold the policy for more than 5 years.
- A discount of $30 applies if you have an after market alarm or engine immobilser installed.
- Seniors discount of 10%.
No Partner link
- Monthly premiums available
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Yes
- Choice of repairer
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Yes
- Choice of excess
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$300 - $1,300
- Agreed or market value
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Agreed or Market
- Discounts available
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No claim discount|10% discount for 3 or more policies|Loyalty discount of $40 if you hold the policy for more than 5 years.|A discount of $30 applies if you have an after market alarm or engine immobilser installed.|Seniors discount of 10%.
- Quote time
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- States where offered
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SA
- Roadside assistance
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Optional Extra
- Genuine parts
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Yes
- New car if written off
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Yes - If the car is brand new and its written off within 5 years of the initial registration date, it will be replaced with a brand new one.
- Windscreen cover
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Yes - $0 windscreen excess.
- Personal property cover
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Up to $1,500 if damaged or stolen.
- Replacement key cover
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Up to $1,000 if stolen.
- Baby capsule or child seat cover
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Yes
- Trailer or caravan cover
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Up to $1,500
- Modifications
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Covered only if agreed in writing.
- Emergency repairs
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Up to $750
- Emergency options
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Reasonable towing costs. Up to $750 travel and accommodation costs if greater than 100 km from home. Up to $150 for taxi fares.
- Rental car after theft
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Yes - Up to 21 days, $90 per day.
- Rental car after accident
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Not at fault - Optional Extra. At fault - Optional Extra. Up to 21 days, max $90 per day.
- Rental car liability
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Yes - legal liability cover when using a substitute vehicle. Optional extra - $4,000 contribution towards excess or security bond when using a hire car after an event.
- Legal liability cover
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$20,000,000
- Accidental death of driver
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$5,000 if driver is 18 years old or over.
- Young driver excess imposed
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$600 for drivers under 21, $500 for drivers under 25.
- Rideshare cover
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Optional Extra
- Other restrictions
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- Other benefits
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- Online discount
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n/a
- Multi-policy discount
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10% discount for 3 or more policies
- No claim discount
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Maximum no claims discount is protected for life when insured reaches the maximum no claims discount level.
- Low km discount
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true