Yes costs extra
$650 - $2,000
$650 for drivers under 19, $500 for drivers under 20, $400 for drivers under 23, $250 for drivers under 25, $200 for inexperienced drivers over 25.
- (TAS)
- (NT)
- (SA)
60% (QLD)
- (ACT)
- (WA)
- (VIC)
- (NSW)
5 years
$50
If you combine multiple vehicles into one policy and/or hold 3+ RACQ insurance products.
Maximum no claim discount is protected for life against no-fault claims in past 1 year and having held the maximum no claims discount level in past 1 year.
Car Alarm Discount |Roadside Assistance Discount
Optional Extra
Yes
Yes
n/a
n/a
Agreed or Market
Yes - within 2 years of original registration
Up to $500 if damaged or stolen.
Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
Up to $500
Reasonable towing costs.
Yes - Up to 21 days, max $75 per day.
Not at fault - Yes. At fault - Optional Extra. Unlimited days for no at fault and up to 21 days for at fault, max $75 per day.
Yes - legal liability cover when using a substitute vehicle.
Up to $750.
Up to $750 if stolen.
Up to $500 per item
Covered only if agreed in writing.
Up to $7,500 within 3 months of accident.
Optional Extra
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.
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I'm never going to use Racq and never recommend them or their recommended repairers as I used when I was with them and when I got my car back it was scratched all over from being washed badly and where they repaired the part it was done carelessly. They simply just painted it it instead of sanding the part down first which was done originally and they refuse to do so I went there to try and resolve the issue at the repairer and there was a Racq assessor. His name is David he was completely rude and even threatened to beat me up now how is that for customer service, he later called me back and assured me that if I get a quote on what needed to be done that they will cash settle me so I can get it repaired and I did so and now Racq is offering only $300 only for the buff and refusing to do the panel properly as it was before the accident. Never a good experience from the get go so never ever go with Racq, they are hopeless and incompetent!!!
Read full reviewI'm never going to use Racq and never recommend them or their recommended repairers as I used when I was with them and when I got my car back it was scratched all over from being washed badly and where they repaired the part it was done carelessly. They simply just painted it it instead of sanding the part down first which was done originally and they refuse to do so I went there to try and resolve the issue at the repairer and there was a Racq assessor. His name is David he was completely rude and even threatened to beat me up now how is that for customer service, he later called me back and assured me that if I get a quote on what needed to be done that they will cash settle me so I can get it repaired and I did so and now Racq is offering only $300 only for the buff and refusing to do the panel properly as it was before the accident. Never a good experience from the get go so never ever go with Racq, they are hopeless and incompetent!!!
I do like RACQ for my coverage but I have heard of people who's claims have been rejected and I pay quite a high price for premiums and that is concerning for me being a low income family needing to insure my vehicle.
Read full reviewI do like RACQ for my coverage but I have heard of people who's claims have been rejected and I pay quite a high price for premiums and that is concerning for me being a low income family needing to insure my vehicle.
RACQ has excellent customer service and treat their members very well. I have only ever had great experiences.
Read full reviewRACQ has excellent customer service and treat their members very well. I have only ever had great experiences.
Good all round policy with a very reputable and long standing company
Read full reviewGood all round policy with a very reputable and long standing company
Haven't had a problem with them before. So far so good
Read full reviewHaven't had a problem with them before. So far so good