Details Rates and fees information correct as at 22 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing. Discounts and excesses
Monthly premiums available
Choice of excess
Young driver excess imposed
$650 for drivers under 19, $500 for drivers under 20, $400 for drivers under 23, $250 for drivers under 25, $200 for inexperienced drivers over 25.
Maximum no claim discount table
(TAS) - (NT) - (SA) 60% (QLD) - (ACT) - (WA) - (VIC) - (NSW)
Maximum no claim discount term
Multi policy discount
If you combine multiple vehicles into one policy and/or hold 3+ RACQ insurance products.
No claim discount
Maximum no claim discount is protected for life against no-fault claims in past 1 year and having held the maximum no claims discount level in past 1 year.
Discounts available Service features
Choice of repairer
Claims service 24 7
Other restrictions Coverage summary
Agreed or market value
New car if written off
- within 2 years of original registration
Personal property cover
Up to $500 if damaged or stolen.
Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
Emergency repairs without assessment
Reasonable towing costs. Up to $700 accommodation costs if greater than 100 km from home (max $100 per day).
Rental car after theft
- Up to 14 days, max $1,400 total.
Rental car after accident
Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days, max $40 per day.
Rental car liability
Trailer or caravan cover
Baby capsule or seats
Covered only if agreed in writing.
Accidental death cover for driver
Up to $7,500 within 3 months of accident.
*as voted by the Mozo community