RACQ - Comprehensive Car Insurance

Discounts and excesses

  • costs extra

  • $650-$2000

  • $650 for <19, $500 for <20, $400 for <23, $250 for <25. Inexperienced: $200

  • - (TAS)
    - (NT)
    - (SA)
    60% (QLD)
    - (ACT)
    - (WA)
    - (VIC)
    - (NSW)

  • 5 years

  • $50

  • If you combine multiple vehicles into one policy and/or hold 3+ RACQ insurance products.

  • Maximum no claim discount is protected for life against no-fault claims in past 1 year and having held the maximum no claims discount level in past 1 year.

  • none

Service features

  • Optional Extra

  • none

  • none

Coverage summary

  • Agreed or Market

  • - within 2 years of registration

  • Up to $500 cover when car damaged/stolen.

  • Covered. Can pay extra premium for windscreen cover with no excess.

  • Up to $500

  • Reasonable towing cost. $100 per day for vehicle storage. Up to $100 per day for accommodation up to 7 days (>100km from home).

  • - up to 14 days, arranged by insurer

  • Optional extra - 14 days, $40 per day limit

  • None

  • Up to $750

  • Up to $750 if stolen

  • Up to $500 per item if stolen or damaged.

  • Covered only if agreed in writing.

  • Up to $7,500 if within 3 months

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

How is RACQ car insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
8.4

Based on 497
RACQ car insurance reviews

7.8 8.0 8.5 8.0 8.3

Read RACQ car insurance reviews by the Mozo community

Latest reviews of RACQ Comprehensive Car Insurance

RACQ

RACQ Comprehensive Car Insurance car insurance review

Overall rating   9 / 10

Good service

Have had good claims service with claims.

Full review

Have had good claims service with claims.

    Value for money   8 / 10

    Policy coverage   8 / 10

    Customer service   9 / 10

    Claims handling   10 / 10

    Trust   7 / 10

Less

Linda (QLD), reviewed 18 days ago

RACQ

RACQ Comprehensive Car Insurance car insurance review

Overall rating   5 / 10

Good

RACQ are good.

Full review

RACQ are good.

    Value for money   5 / 10

    Policy coverage   6 / 10

    Customer service   5 / 10

    Claims handling   6 / 10

    Trust   6 / 10

Less

David (QLD), reviewed 18 days ago

RACQ

RACQ Comprehensive Car Insurance car insurance review

Overall rating   7 / 10

They're not to bad

RACQ are quite professional in response to any call.

Full review

RACQ are quite professional in response to any call.

    Value for money   7 / 10

    Policy coverage   5 / 10

    Customer service   7 / 10

    Claims handling   4 / 10

    Trust   7 / 10

Less

Jason (QLD), reviewed 25 days ago

RACQ

RACQ Comprehensive Car Insurance car insurance review

Overall rating   10 / 10

Impeccable service

Living in Central Rural Qld, RACQ was our first choice. They have come to our rescue many times, they are very quick to respond and always in a timely manner, so we are not parked out in the beating hot sun for long. If you live in Qld, RACQ is...

Full review

Living in Central Rural Qld, RACQ was our first choice. They have come to our rescue many times, they are very quick to respond and always in a timely manner, so we are not parked out in the beating hot sun for long. If you live in Qld, RACQ is the insurer for you.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Barbs (QLD), reviewed about 1 month ago

RACQ

RACQ Comprehensive Car Insurance car insurance review

Overall rating   10 / 10

Have been with RACQ since the 1970s

I am happy to stay with RACQ.

Full review

I am happy to stay with RACQ.

    Value for money   9 / 10

    Policy coverage   8 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   9 / 10

Less

Robert (QLD), reviewed about 1 month ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

(*as voted by the Mozo community)

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