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Yes costs extra |
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$650 - $2,000 |
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$650 for drivers under 19, $500 for drivers under 20, $400 for drivers under 23, $250 for drivers under 25, $200 for inexperienced drivers over 25. |
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- (TAS) |
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5 years |
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$50 |
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If you combine multiple vehicles into one policy and/or hold 3+ RACQ insurance products. |
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Maximum no claim discount is protected for life against no-fault claims in past 1 year and having held the maximum no claims discount level in past 1 year. |
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Car Alarm Discount |Roadside Assistance Discount |
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Optional Extra |
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Yes |
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Yes |
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n/a |
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n/a |
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QLD |
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Agreed or Market |
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Yes - within 2 years of original registration |
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Up to $500 if damaged or stolen. |
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Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium. |
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Up to $500 |
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Reasonable towing costs. |
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Yes - Up to 21 days, max $75 per day. |
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Not at fault - Yes. At fault - Optional Extra. Unlimited days for no at fault and up to 21 days for at fault, max $75 per day. |
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Yes - legal liability cover when using a substitute vehicle. |
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Up to $750. |
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Up to $750 if stolen. |
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Up to $500 per item |
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Covered only if agreed in writing. |
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Up to $7,500 within 3 months of accident. |
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Optional Extra |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
I think racq is 1 of the top car insurance providers , unfortunately they have become quite over priced ,especially for old cars . Even when u have been with them for yrs they don't give u any benefits in the sense of cheaper insurance fir being a reliable customer. If my car was new then I could understand over $900 yrly just for insurance, that's not even with road side assisst . But my car is 17yrs old . They also don't have an option for lower kilometres driven insurance. They do have great customer service .
Read full reviewI think racq is 1 of the top car insurance providers , unfortunately they have become quite over priced ,especially for old cars . Even when u have been with them for yrs they don't give u any benefits in the sense of cheaper insurance fir being a reliable customer. If my car was new then I could understand over $900 yrly just for insurance, that's not even with road side assisst . But my car is 17yrs old . They also don't have an option for lower kilometres driven insurance. They do have great customer service .
Great to deal with until there’s a claim and then they’re inconsiderate and make no attempt to keep communication clear and open. Forever chasing them up for simple things
Read full reviewGreat to deal with until there’s a claim and then they’re inconsiderate and make no attempt to keep communication clear and open. Forever chasing them up for simple things
Being with racq gives cheaper discounts on a lot of things, I had racv when I was in vic
Read full reviewBeing with racq gives cheaper discounts on a lot of things, I had racv when I was in vic
All about profit and not about the customer. Had our car towed after an accident to there preferred provider still waiting on the repair after 9weeks with still no estimated completion date. Would they help us with a hire car until the repairs are completed absolutely not. Complaints process is atrocious was told we would get a result in 5-10days and waited weeks for them to only give us a hire car for two weeks, repairer says won’t have parts for at least another 4weeks. You should ensure your preferred repairer completes the work within a reasonable time frame or provide alternate transport until the job is done. Leaving my wife, myself and three kids stranded without transport. Thanks for nothing after almost 20 years of a loyal customer disgusted by your greed.
Read full reviewAll about profit and not about the customer. Had our car towed after an accident to there preferred provider still waiting on the repair after 9weeks with still no estimated completion date. Would they help us with a hire car until the repairs are completed absolutely not. Complaints process is atrocious was told we would get a result in 5-10days and waited weeks for them to only give us a hire car for two weeks, repairer says won’t have parts for at least another 4weeks. You should ensure your preferred repairer completes the work within a reasonable time frame or provide alternate transport until the job is done. Leaving my wife, myself and three kids stranded without transport. Thanks for nothing after almost 20 years of a loyal customer disgusted by your greed.
Fast response and very helpful
Read full reviewFast response and very helpful