RACQ - Comprehensive Car Insurance

Discounts and excesses

  • costs extra

  • $650 - $2,000

  • $650 for drivers under 19, $500 for drivers under 20, $400 for drivers under 23, $250 for drivers under 25, $200 for inexperienced drivers over 25.

  • - (TAS)
    - (NT)
    - (SA)
    60% (QLD)
    - (ACT)
    - (WA)
    - (VIC)
    - (NSW)

  • 5 years

  • $50

  • If you combine multiple vehicles into one policy and/or hold 3+ RACQ insurance products.

  • Maximum no claim discount is protected for life against no-fault claims in past 1 year and having held the maximum no claims discount level in past 1 year.

  • none

Service features

  • Optional Extra

  • none

  • none

Coverage summary

  • Agreed or Market

  • - within 2 years of original registration

  • Up to $500 if damaged or stolen.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $700 accommodation costs if greater than 100 km from home (max $100 per day).

  • - Up to 14 days.

  • Optional Extra - Up to 14 days, max $40 per day.

  • No.

  • Up to $750.

  • Up to $750 if stolen.

  • Up to $500 per item

  • Covered only if agreed in writing.

  • Up to $7,500 within 3 months of accident.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

How is RACQ car insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
8.3

Based on 1200
RACQ car insurance reviews

7.7 7.8 8.3 8.1 8.3

Read RACQ car insurance reviews by the Mozo community

Latest reviews of RACQ Comprehensive Car Insurance

RACQ

RACQ Comprehensive Car Insurance car insurance review

Overall rating   10 / 10

Competitive prices and excellent customer service.

Very competitive prices. The cheapest around at the time. Excellent when I had a car accident. They took care of everything for me. The claim was sorted promptly.

Full review

Very competitive prices. The cheapest around at the time. Excellent when I had a car accident. They took care of everything for me. The claim was sorted promptly.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Leonnie, Queensland, reviewed 30 days ago

RACQ

RACQ Comprehensive Car Insurance car insurance review

Overall rating   9 / 10

Good service

Have had good claims service with claims.

Full review

Have had good claims service with claims.

    Value for money   8 / 10

    Policy coverage   8 / 10

    Customer service   9 / 10

    Claims handling   10 / 10

    Trust   7 / 10

Less

Linda, Queensland, reviewed 6 months ago

RACQ

RACQ Comprehensive Car Insurance car insurance review

Overall rating   5 / 10

Good

RACQ are good.

Full review

RACQ are good.

    Value for money   5 / 10

    Policy coverage   6 / 10

    Customer service   5 / 10

    Claims handling   6 / 10

    Trust   6 / 10

Less

David, Queensland, reviewed 6 months ago

RACQ

RACQ Comprehensive Car Insurance car insurance review

Overall rating   7 / 10

They're not to bad

RACQ are quite professional in response to any call.

Full review

RACQ are quite professional in response to any call.

    Value for money   7 / 10

    Policy coverage   5 / 10

    Customer service   7 / 10

    Claims handling   4 / 10

    Trust   7 / 10

Less

Jason, Queensland, reviewed 6 months ago

RACQ

RACQ Comprehensive Car Insurance car insurance review

Overall rating   10 / 10

Impeccable service

Living in Central Rural Qld, RACQ was our first choice. They have come to our rescue many times, they are very quick to respond and always in a timely manner, so we are not parked out in the beating hot sun for long. If you live in Qld, RACQ is...

Full review

Living in Central Rural Qld, RACQ was our first choice. They have come to our rescue many times, they are very quick to respond and always in a timely manner, so we are not parked out in the beating hot sun for long. If you live in Qld, RACQ is the insurer for you.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Barbs, Queensland, reviewed 6 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

(*as voted by the Mozo community)

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