Thumbnail icon for RACQ

RACQ Comprehensive Car Insurance

Monthly premiums available
costs extra
Maximum no claim discount
up to 60%
Online discount
$50
Choice of repairer

Details

Rates and fees information correct as at 29 May 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • costs extra

  • $650 - $2,000

  • $650 for drivers under 19, $500 for drivers under 20, $400 for drivers under 23, $250 for drivers under 25, $200 for inexperienced drivers over 25.

  • - (TAS)
    - (NT)
    - (SA)
    60% (QLD)
    - (ACT)
    - (WA)
    - (VIC)
    - (NSW)

  • 5 years

  • $50

  • If you combine multiple vehicles into one policy and/or hold 3+ RACQ insurance products.

  • Maximum no claim discount is protected for life against no-fault claims in past 1 year and having held the maximum no claims discount level in past 1 year.

  • n/a

Service features
  • Optional Extra

  • n/a

  • n/a

Coverage summary
  • Agreed or Market

  • - within 2 years of original registration

  • Up to $500 if damaged or stolen.

  • Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $700 accommodation costs if greater than 100 km from home (max $100 per day).

  • - Up to 14 days, max $1,400 total.

  • Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days, max $40 per day.

  • No.

  • Up to $750.

  • Up to $750 if stolen.

  • Up to $500 per item

  • Covered only if agreed in writing.

  • Up to $7,500 within 3 months of accident.

  • Optional Extra

*as voted by the Mozo community

Customer Reviews

How are RACQ car insurance rated by the Mozo community?

Overall customer rating
8.3/10
Value for money
7.7/10
Policy coverage
7.8/10
Customer service
8.3/10
Claims handling
8.1/10
Trust
8.3/10

Latest reviews of RACQ Comprehensive Car Insurance

  • Overall 9/10
    Very happy.

    Very good service and backup.

    Read full review

    Very good service and backup.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Gavin, Queensland reviewed 2 months ago
  • Overall 5/10
    Not great value. Mediocre customer service.

    Average car insurance. Not good value for money and mediocre customer service.

    Read full review

    Average car insurance. Not good value for money and mediocre customer service.

    Value for money
    5/10
    Policy coverage
    6/10
    Customer service
    5/10
    Claims handling
    5/10
    Trust
    5/10
    Less
    Keith, Queensland reviewed 2 months ago
  • Overall 9/10
    Call RACQ.

    I will never travel again without RACQ!

    Read full review

    I will never travel again without RACQ!

    Value for money
    10/10
    Policy coverage
    3/10
    Customer service
    8/10
    Claims handling
    0/10
    Trust
    10/10
    Less
    Jane, Queensland reviewed 2 months ago
  • Overall 10/10
    Great premiums for both car and home insurance.

    Great customer service over the phone when arranging my policy. Best rate I could get. Better than the insurer I had been with for years.

    Read full review

    Great customer service over the phone when arranging my policy. Best rate I could get. Better than the insurer I had been with for years.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    10/10
    Less
    Grant, Queensland reviewed 2 months ago
  • Overall 10/10
    Excellent customer service.

    Very effective and efficient. They will never leave you with worries.

    Read full review

    Very effective and efficient. They will never leave you with worries.

    Value for money
    -1/10
    Policy coverage
    7/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    8/10
    Less
    Tererai, Queensland reviewed 7 months ago
RACQ

About RACQ

See RACQ car insurance