RACV car insurance

RACV is proud of its rich history which began in December 1903 when the Club was formed at Melbourne's Port Phillip Club Hotel. Today, RACV offer a range of insurance policies to suit all sorts of needs - from car insurance and home insurance to business insurance. As a membership organisation, RACV is committed to returning value to members as well as providing great value products and high quality service. 

RACV is a multi-award winner in the 2023 Mozo Experts Choice Awards for Car Insurance, winning an award for both their Complete and Comprehensive car insurance policies.

RACV offers the following car insurance policies

Cover information and limits in the table below verified as correct at 4 March 2024. Other information correct at the time of writing.
Advertiser disclosure.

Product Monthly premiums available Maximum no claim discount Online discount Choice of repairer
Complete Care Car Insurance

Yes

up to 65%

n/a

Yes

Comprehensive Car Insurance

Yes costs extra

up to 65%

n/a

Optional Extra

How is RACV car insurance rated?

Mozo users have rated RACV car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of car-insurances
RACV car insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

3 Reviews

Recent RACV car insurance reviews

RACV Comprehensive Car Insurance
Overall 7/10
Great car insurance

Been a really good car insurance I’ve been with RACV for about 9 years and haven’t had a issue with them the rates are somewhat high but think most company are the same

Read full review

Been a really good car insurance I’ve been with RACV for about 9 years and haven’t had a issue with them the rates are somewhat high but think most company are the same

Value for money
8/10
Policy coverage
7/10
Customer service
8/10
Claims handling
7/10
Less
Belinda, Victoria, reviewed 5 days ago
RACV Comprehensive Car Insurance
Overall 10/10
Great insurers

I have been with RACV for about 15 years now, and have always found them amazing to deal with. They provide a multi policy discount as my husband is insured with them too as is our house. Great customer service too. Wouldn't go with anyone else.

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I have been with RACV for about 15 years now, and have always found them amazing to deal with. They provide a multi policy discount as my husband is insured with them too as is our house. Great customer service too. Wouldn't go with anyone else.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Joanne, Victoria, reviewed 4 months ago
RACV Car Insurance
Overall 9/10
RACV Vehicle Insurance well worth a look

Comprehensive coverage and fair terms and conditions. Good value and competitive premiums and excellent customer service.

Read full review

Comprehensive coverage and fair terms and conditions. Good value and competitive premiums and excellent customer service.

Value for money
9/10
Policy coverage
10/10
Customer service
9/10
Claims handling
9/10
Trust
9/10
Less
Peter, Victoria, reviewed 4 months ago
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