RACV Complete Care Car Insurance comes stacked with features that give you control over your precious set of wheels. If you are involved in an accident you’ll be paying the amount of excess (or none at all) that you have chosen and will be able to send your car to a repairer that you personally trust. If the worst case scenario eventuates and your car is written off or stolen you’ll be paid the amount of money that you agreed with RACV when you took out the policy, so you can be sure you won’t be caught financially short. More than that, RACV provides a generous $1000 cap for any personal property that may have been lost or damaged and will also cover rental car costs for an unlimited period of time, so you’ll never be car-less or rushing to find a replacement. If you would like the added security of roadside assistance then you’ll have to select this feature as an optional extra.
Another big feature of RACV Complete Care Car Insurance is the sizeable 65% no claims bonus that you can accrue. Aside from this, RACV also offers a 10% discount for having both car and home insurance policies and will slash as much as 20% off for customers who have been with the company for a number of years so there are definitely savings to be made on this policy if you plan on staying loyal.
Who it's good for:
If you've spent money making modifications to your car, the good news is that RACV Complete Car Insurance automatically covers you for these.
If you travel with your pet, this policy could be the right one for you, as well because through its pet assistance, RACV covers the costs of pet-friendly emergency accommodation if you’re left stranded more than 100 kilometres from your home.
Apart from only being available in Victoria, be aware that Complete Care Car Insurance comes with an unlisted young driver excess of $1,600 - so be sure to name any drivers under the age of 25 on your policy.