AAMI home insurance

AAMI (Australian Associated Motor Insurers)s was founded in 1970, after having provided insurance policies to motor clubs since 1934. It is now part of the Suncorp Network and offers car as well as home building and contents insurance to home owners and renters Australia-wide.

AAMI is known for its simple claims system and commitment to serving their customers and community. AAMI customers also get access to the AAMI "Lucky Club", which is a rewards program that gives access and discounts to many retail outlets and venues around Australia.

AAMI offers the following home insurance

Rates and fees verified as correct at 26 February, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Home Building & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Optional extra

full building replacement

Yes

Home Building Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Optional extra

full building replacement

Yes

Home Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

How is AAMI home insurance rated?

Mozo users have rated AAMI home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
AAMI home insurance
Overall
7.8/10
Value for money
Policy coverage
Customer service
Claims handling
Trust

634 Reviews

Recent AAMI home insurance reviews

AAMI Home & Contents Insurance review
Overall 7/10
The value of your time is valuable to YOU only.

Firstly, this insurance company would be the best of a bad lot. Did you ever wonder why they offer to pay your rent for twelve months while they carry on with inspections and council reports, ECT? It takes them over twelve long months to re-build. Six months will go by for us sitting in a tiny unit waiting for them before they even start building. Then we have to pay our own rent after the twelve months goes by and we can not afford this on a pension. Thank God we continued on paying for house and content insurance and my advice is to over insure your contents and agree on a value for your car.

Read full review

Firstly, this insurance company would be the best of a bad lot. Did you ever wonder why they offer to pay your rent for twelve months while they carry on with inspections and council reports, ECT? It takes them over twelve long months to re-build. Six months will go by for us sitting in a tiny unit waiting for them before they even start building. Then we have to pay our own rent after the twelve months goes by and we can not afford this on a pension. Thank God we continued on paying for house and content insurance and my advice is to over insure your contents and agree on a value for your car.

Value for money
9/10
Policy coverage
5/10
Customer service
10/10
Claims handling
7/10
Trust
10/10
Less
Roderick, New South Wales, reviewed 28 days ago
AAMI Home Insurance review
Overall 10/10
AAMI provides excellent in price and service.

Good customer service and excellent price.

Read full review

Good customer service and excellent price.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Faduma, Victoria, reviewed 2 months ago
AAMI Home & Contents Insurance review
Overall 7/10
Great.

They give me all the necessary cover for my valuables at a decent rate.

Read full review

They give me all the necessary cover for my valuables at a decent rate.

Value for money
7/10
Policy coverage
7/10
Customer service
8/10
Claims handling
8/10
Trust
8/10
Less
Matthew, Western Australia, reviewed 2 months ago
AAMI Home & Contents Insurance review
Overall 1/10
Insurers need to look after existing customers.

AAMI are offering new customers a 20% discount on house and car policy. I have four existing policies for houses, cars, and a motorcycle that they have decided to raise each premium by 9.7%. Not a good way to keep loyal long term non-claiming customers.

Read full review

AAMI are offering new customers a 20% discount on house and car policy. I have four existing policies for houses, cars, and a motorcycle that they have decided to raise each premium by 9.7%. Not a good way to keep loyal long term non-claiming customers.

Value for money
1/10
Policy coverage
1/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Carole, Western Australia, reviewed 2 months ago

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