AAMI home insurance

AAMI (Australian Associated Motor Insurers)s was founded in 1970, after having provided insurance policies to motor clubs since 1934. It is now part of the Suncorp Network and offers car as well as home building and contents insurance to home owners and renters Australia-wide.

AAMI is known for its simple claims system and commitment to serving their customers and community. AAMI customers also get access to the AAMI "Lucky Club", which is a rewards program that gives access and discounts to many retail outlets and venues around Australia.

AAMI offers the following home insurance

Rates and fees verified as correct at 20 September, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Home Building & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Optional extra

full building replacement

Yes

Home Building Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Optional extra

full building replacement

Yes

Home Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

How is AAMI home insurance rated?

Mozo users have rated AAMI home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
AAMI home insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

667 Reviews

Recent AAMI home insurance reviews

AAMI Home & Contents Insurance
Overall 7/10
Reliable, prompt and efficient.

AAMI is a very reliable insurance company. I have made various claims in the past and they've all been dealt with promptly and efficiently. The value for money, in specific for their home insurance is definitely worth it and very good in comparison to other companies I've been with in the past. I switched to AAMI 2 years ago and have no regrets. While their customer service could be improved, the level of coverage is extremely comprehensive.

Read full review

AAMI is a very reliable insurance company. I have made various claims in the past and they've all been dealt with promptly and efficiently. The value for money, in specific for their home insurance is definitely worth it and very good in comparison to other companies I've been with in the past. I switched to AAMI 2 years ago and have no regrets. While their customer service could be improved, the level of coverage is extremely comprehensive.

Value for money
10/10
Policy coverage
9/10
Customer service
7/10
Claims handling
8/10
Trust
10/10
Less
Sofia, New South Wales, reviewed 6 days ago
AAMI Home Insurance
Overall 8/10
Overall a very good insurer and would recommend

I have been with insurer for over 20 years which gives me a discount. I also get a discount for having car insurance with them also. Their phone manner is very helpful and it doesn’t take long to speak with one of their team members.

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I have been with insurer for over 20 years which gives me a discount. I also get a discount for having car insurance with them also. Their phone manner is very helpful and it doesn’t take long to speak with one of their team members.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Trust
8/10
Less
Nerida, Victoria, reviewed 11 days ago
AAMI Home & Contents Insurance
Overall 6/10
Thank you

Very good company with some small flaws overall 5/10.

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Very good company with some small flaws overall 5/10.

Value for money
6/10
Policy coverage
6/10
Customer service
4/10
Claims handling
7/10
Trust
8/10
Less
Saran, South Australia, reviewed 13 days ago
AAMI Home & Contents Insurance
Overall 7/10
Good percentages they enforce.

Pros and cons are interest percentage amounts and their rate.An trustworthy company assuredly. Sincerely MsNKelly.

Read full review

Pros and cons are interest percentage amounts and their rate.An trustworthy company assuredly. Sincerely MsNKelly.

Value for money
8/10
Policy coverage
8/10
Customer service
8/10
Claims handling
8/10
Trust
9/10
Less
Natasha, Victoria, reviewed 13 days ago

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