AAMI home insurance

AAMI (Australian Associated Motor Insurers)s was founded in 1970, after having provided insurance policies to motor clubs since 1934. It is now part of the Suncorp Network and offers car as well as home building and contents insurance to home owners and renters Australia-wide.

AAMI’s Home Building & Contents Insurance policy won a 2023 Mozo Experts Choice Awards in the Exceptional Value Home & Contents Insurance category. It is also known for its simple claims system and commitment to serving their customers and community. AAMI customers also get access to the AAMI "Lucky Club", which is a rewards program that gives access and discounts to many retail outlets and venues around Australia.

AAMI offers the following home insurance

Cover information and limits in the table below verified as correct at 11 September 2024. Other information correct at the time of writing.
Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Home Building & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Optional extra

full building replacement

Yes

Home Building Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Optional extra

full building replacement

Yes

Home Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

How is AAMI home insurance rated?

Mozo users have rated AAMI home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
AAMI home insurance customer reviews
Overall
7.6/10
Value for money
7.3/10
Policy coverage
7.6/10
Customer service
7.8/10
Claims handling
7.2/10
Trust
7.5/10
Based on 715 AAMI product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent AAMI home insurance reviews

AAMI Home Insurance
Overall 8/10
great company

had a claim. fixed without a fuss.

Read full review

had a claim. fixed without a fuss.

Value for money
9/10
Policy coverage
9/10
Customer service
8/10
Claims handling
9/10
Trust
10/10
Less
Colin, Victoria, reviewed about 1 month ago
AAMI Building Insurance
Overall 6/10
great company

great company to deal wit

Read full review

great company to deal wit

Value for money
8/10
Policy coverage
8/10
Customer service
9/10
Trust
10/10
Less
Colin, Victoria, reviewed about 1 month ago
AAMI Home Insurance
Overall 9/10
Discounts for multiple policies

Love AAMI, they give you a discount for adding multiple policies, have a great customer service team and easy to use. No issues!

Read full review

Love AAMI, they give you a discount for adding multiple policies, have a great customer service team and easy to use. No issues!

Value for money
9/10
Policy coverage
9/10
Customer service
9/10
Trust
9/10
Less
Sarah, New South Wales, reviewed 2 months ago
AAMI Contents Insurance
Overall 7/10
Too expensive but good claims process

I’ve been with AAMI since moving out of home, and I’m becoming increasingly dissatisfied due to the rising premium costs. I feel like it offers little value for money. I’m only with them because the claims process is easy, versus other insurers who I’ve heard don’t pay out. But I’m finding it difficult to afford AAMI.

Read full review

I’ve been with AAMI since moving out of home, and I’m becoming increasingly dissatisfied due to the rising premium costs. I feel like it offers little value for money. I’m only with them because the claims process is easy, versus other insurers who I’ve heard don’t pay out. But I’m finding it difficult to afford AAMI.

Value for money
3/10
Policy coverage
8/10
Customer service
8/10
Claims handling
9/10
Trust
7/10
Less
Cassandra, Victoria, reviewed 15 days ago
See all home insurance reviews
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

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