AAMI home insurance

AAMI (Australian Associated Motor Insurers)s was founded in 1970, after having provided insurance policies to motor clubs since 1934. It is now part of the Suncorp Network and offers car as well as home building and contents insurance to home owners and renters Australia-wide.

AAMI is known for its simple claims system and commitment to serving their customers and community. AAMI customers also get access to the AAMI "Lucky Club", which is a rewards program that gives access and discounts to many retail outlets and venues around Australia.

AAMI offers the following home insurance

Rates and fees verified as correct at 06 May, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Home Building & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Optional extra

full building replacement

Yes

Home Building Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Optional extra

full building replacement

Yes

Home Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

How is AAMI home insurance rated?

Mozo users have rated AAMI home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
AAMI home insurance
Overall
7.8/10
Value for money
Policy coverage
Customer service
Claims handling
Trust

653 Reviews

Recent AAMI home insurance reviews

AAMI Home Insurance review
Overall 6/10
About the provider service

I don’t mind the insurance I am with although I recently went through a claim and they were not helpful nor did they add most of my belongings to my claim I was also questioned about my claim so I believe even though I have been a customer of Aami for many years they still opted to treat me in such a manor that felt disrespectful

Read full review

I don’t mind the insurance I am with although I recently went through a claim and they were not helpful nor did they add most of my belongings to my claim I was also questioned about my claim so I believe even though I have been a customer of Aami for many years they still opted to treat me in such a manor that felt disrespectful

Value for money
6/10
Policy coverage
5/10
Customer service
4/10
Claims handling
4/10
Trust
5/10
Less
Jenny, Victoria, reviewed about 9 hours ago
AAMI Contents Insurance review
Overall 8/10
Best value for money for renters!

I did a lot of research on renter's insurance and found that this was the cheapest with the most flexible options (ability to change excess etc). I plan on switching to AAMI's home and contents when we move into our new home soon, based on the price.

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I did a lot of research on renter's insurance and found that this was the cheapest with the most flexible options (ability to change excess etc). I plan on switching to AAMI's home and contents when we move into our new home soon, based on the price.

Value for money
10/10
Policy coverage
8/10
Customer service
8/10
Trust
8/10
Less
Susannah, Western Australia, reviewed about 9 hours ago
AAMI Home Insurance review
Overall 10/10
Loyal aami customer

They're friendly, explain things clearly, you talk to a person sooner than you would most contact centres and they offer discounts.

Read full review

They're friendly, explain things clearly, you talk to a person sooner than you would most contact centres and they offer discounts.

Value for money
9/10
Policy coverage
8/10
Customer service
10/10
Claims handling
10/10
Trust
9/10
Less
Christina, New South Wales, reviewed 2 days ago
AAMI Home Insurance review
Overall 6/10
AAMI H&C, not bad for a simple insurer

AAMI being part of the Suncorp Vero group should have better in-app operability. I have beenn trying for 6 months now to add this home and contents policy to my existing Shannons policies (also part of the Suncorp Vero group) and still to this day, have not been able to do so.

Read full review

AAMI being part of the Suncorp Vero group should have better in-app operability. I have beenn trying for 6 months now to add this home and contents policy to my existing Shannons policies (also part of the Suncorp Vero group) and still to this day, have not been able to do so.

Value for money
7/10
Policy coverage
7/10
Customer service
2/10
Trust
8/10
Less
Sarah, Queensland, reviewed 3 days ago

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