Apia home insurance

APIA is Australia's leading over 50s insurance specialist. For over 30 years, APIA has been providing a wide range of insurance products and services to Aussie seniors.

APIA is part of the Suncorp network, who specialize in offering great value, rewards and customer experience. In fact, it won the 2023 Mozo Experts Choice Awards in the Exceptional Value Home & Contents Insurance for its Insurance policy. APIA home insurance is available Australia-wide. See the range of home and contents options available below.

Apia offers the following home insurance

Cover information and limits in the table below verified as correct at 14 July 2024. Other information correct at the time of writing.
Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Apartment Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

Contents Extra Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

Home & Contents Extra Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

Home & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

Home Extra Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

How is Apia home insurance rated?

Mozo users have rated Apia home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
Apia home insurance customer reviews
Overall
8.4/10
Value for money
8.1/10
Policy coverage
8.2/10
Customer service
8.5/10
Claims handling
8.1/10
Trust
8.3/10
Based on 386 Apia product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent Apia home insurance reviews

Apia Contents Insurance
Overall 1/10
Complaining about worsts company

We are living in qld since we have move from NSW 2005 we decided have content insurance with Apia we pay nearly 8 years at the and our aircon stop working was in content insurance coverage but this company sad we don’t pay because is unit complex but my aircon was belong to me not connected to other units so I’m very disappointed please beware of this company

Read full review

We are living in qld since we have move from NSW 2005 we decided have content insurance with Apia we pay nearly 8 years at the and our aircon stop working was in content insurance coverage but this company sad we don’t pay because is unit complex but my aircon was belong to me not connected to other units so I’m very disappointed please beware of this company

Value for money
1/10
Policy coverage
1/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Steve, Queensland, reviewed 3 months ago
Apia Home & Contents Insurance
Overall 10/10
THEY ARE THE BEST I HAVE EVER HAD

THEY ARE THE BEST HOUSE AND CONTENCE INSURANCE I HAVE EVER HAD THEY HAVE VERY GOOD RATES THEY ARE THE BEST

Read full review

THEY ARE THE BEST HOUSE AND CONTENCE INSURANCE I HAVE EVER HAD THEY HAVE VERY GOOD RATES THEY ARE THE BEST

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Jann, Victoria, reviewed 3 months ago
Apia Building Insurance
Overall 10/10
best in the west

apia are the best fast and easey to use

Read full review

apia are the best fast and easey to use

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Ann, Western Australia, reviewed 8 months ago
Apia Home Insurance
Overall 1/10
MOST EXPENSIVE BY FAR

Most expensive company for my Contents Insurance quote. Tried Woolworths, Coles, Budget Direct, Australian Seniors and APIA. APIA were most expensive by far. Australian Seniors was the best quote.

Read full review

Most expensive company for my Contents Insurance quote. Tried Woolworths, Coles, Budget Direct, Australian Seniors and APIA. APIA were most expensive by far. Australian Seniors was the best quote.

Value for money
1/10
Policy coverage
6/10
Less
Garry, New South Wales, reviewed 11 months ago
See all home insurance reviews
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Home insurance quick links