Apia home insurance

APIA is Australia's leading over 50s insurance specialist. For over 30 years, APIA has been providing a wide range of insurance products and services to Aussie seniors.

APIA is part of the Suncorp network, who specialise in offering great value, rewards and customer experience. APIA home insurance is available Australia-wide. See the range of home and contents options available below.

Apia offers the following home insurance

Rates and fees verified as correct at 03 March, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Apartment Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

Contents Extra Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

Home & Contents Extra Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

Home & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

Home Extra Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

No

Yes

How is Apia home insurance rated?

Mozo users have rated Apia home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
Apia home insurance
Overall
8.5/10
Value for money
Policy coverage
Customer service
Claims handling
Trust

347 Reviews

Recent Apia home insurance reviews

Apia Home & Contents Insurance review
Overall 1/10
Dishonest, disingenuous, do not insure with them.

Suncorp APIA approve claims which they are clearly liable for by not 1 but 2 claim managers then try an weasel out of paying tenant default claims in the most shambolic manner.

Read full review

Suncorp APIA approve claims which they are clearly liable for by not 1 but 2 claim managers then try an weasel out of paying tenant default claims in the most shambolic manner.

Value for money
1/10
Policy coverage
1/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Icp, Victoria, reviewed about 1 month ago
Apia Apartment Insurance review
Overall 1/10
Not trustworthy.

Very poor and dishonest. Untrustworthy senior claims manager approved and said they would pay our claim for tenant default due to Covid but the APIA technical officer claimed to know the policy wording backwards and weaselled out of it. This company's and Suncorp's claims department is not to be trusted. Do not purchase any of their insurance products, no use paying premiums for years and years and then the insurance company cannot honour a claim they agreed to pay.

Read full review

Very poor and dishonest. Untrustworthy senior claims manager approved and said they would pay our claim for tenant default due to Covid but the APIA technical officer claimed to know the policy wording backwards and weaselled out of it. This company's and Suncorp's claims department is not to be trusted. Do not purchase any of their insurance products, no use paying premiums for years and years and then the insurance company cannot honour a claim they agreed to pay.

Value for money
1/10
Policy coverage
1/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Icp, Victoria, reviewed about 1 month ago
Apia Home & Contents Insurance review
Overall 4/10
Sharp in increase in charges

Apia's rates for both home and contents and car insurance have increased alot this year. Very disappointed as they are supposed to look after pensioners. I have now insured with another company at a much cheaper rate.

Read full review

Apia's rates for both home and contents and car insurance have increased alot this year. Very disappointed as they are supposed to look after pensioners. I have now insured with another company at a much cheaper rate.

Value for money
1/10
Policy coverage
3/10
Claims handling
2/10
Trust
3/10
Less
Roma, Victoria, reviewed about 2 months ago
Apia Home & Contents Insurance review
Overall 9/10
I haven't had to claim for anything.

I like Apia because they gave me a cheaper price than the other insurance companies when I shopped around and I am on a pension so it helped me.

Read full review

I like Apia because they gave me a cheaper price than the other insurance companies when I shopped around and I am on a pension so it helped me.

Value for money
10/10
Policy coverage
10/10
Customer service
8/10
Less
Vikki, Victoria, reviewed 4 months ago

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