Comprehensive Car Insurance
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Monthly premiums
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Yes
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Choice of repairer
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No
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Choice of excess
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$650 - $1,645
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Agreed or market value
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Agreed or Market
Available discounts
- No claim discount
- Online discount 10% off first year's premium
- Multi policy discount of 10% off each new eligible policy with Apia.
- Customers who drive less than 20,000km per year can save up to 23%.
- Monthly premiums available
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Yes
- Choice of repairer
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No
- Choice of excess
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$650 - $1,645
- Agreed or market value
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Agreed or Market
- Discounts available
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Customers who drive less than 20,000km per year can save up to 23%.
- States where offered
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SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
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Optional Extra
- Genuine parts
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No
- New car if written off
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Yes - within 2 years of original registration. New car after theft if less than 10 years old up to $40,000 limit
- Windscreen cover
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Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
- Personal property cover
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Up to $1,500 if damaged or stolen, limit combined with emergency repairs and emergency accommodation.
- Replacement key cover
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No
- Baby capsule or child seat cover
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Up to $750
- Trailer or caravan cover
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Up to $2,000 for trailer only
- Modifications
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Automatically covered.
- Emergency repairs
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Up to $1,500 combined with emergency accommodation and lose/damage to personal property cover
- Emergency options
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Cost of one tow. Up to $1,500 accommodation costs if greater than 100km from home combined with emergency repairs. Up to $500 for travel costs.
- Rental car after theft
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Yes - Up to 21 days.
- Rental car after accident
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Not at fault - Yes. At fault - Optional Extra. Unlimited days, max $90 per day.
- Rental car liability
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Yes - legal liability cover, accidental loss and damage when using a substitute vehicle.
- Legal liability cover
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$20,000,000
- Accidental death of driver
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$5,000 within 12 months of accident.
- Young driver excess imposed
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$1,500 for drivers under 25
- Rideshare cover
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No
- Other restrictions
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- Other benefits
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- Online discount
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10% off first year's premium
- Multi-policy discount
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Multi policy discount of 10% off each new eligible policy with Apia.
- No claim discount
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Maximum no claim discount is protected for life against claims after 3 years.
- Low km discount
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Yes
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.