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Home Extra Insurance
Apia’s Home Extra Insurance is the real deal if you’re looking for a flexible, comprehensive level of cover at an affordable price. Apia gives you the option to pay your premium on a month-to-month basis at no additional cost and allows you to choose the amount of excess you’ll pay, all the while offering a neat 15% discount for getting a quote online.
As part of Apia’s Home Extra Insurance, you'll be covered should bushfires, tsunamis, earthquakes, storms or lightning strikes blight your humble abode. But you’re also covered for human-based damage such as vandalism and burglary. While this level of policy covers you in almost any situation it is important to know that if your home is damaged by a power or storm surge then you might not be covered. Read through the PDS before deciding if this is the right policy for you, and remember the Home Insurance and Home Extra Insurance have difference levels of coverage.
It is great knowing your home is covered for damages from such a large scope of events, but let's get down to the details. Beyond the bricks and mortar of your house, Apia also covers you for damage to any retaining walls, landscaping, gates or fences and clotheslines. If you’ve recently kitted your home out with solar panels, Apia will cover you for those as well as any water tanks, pools or spas that are fixed to your property. While Home Extra doesn’t cover you for any buildings that are currently in construction on your property, it will cover building materials when securely stored on the premises.
Aside from the 15% online discount that Apia provides, you will also be able to drive down your premium if you bring over or have any other insurance policies such as health or car insurance with Apia. If you’d like the convenience of having both your home and contents covered by Apia you’ll be rewarded even further with a combined policy discount.
More mature homeowners across the country who are looking for a comprehensive policy that won’t break the bank should definitely check out Apia’s Home Extra Insurance. Across its entire insurance range, Apia recognise customers with a little more life experience deserve some credit and will reward you with a cheaper home insurance premium if you’re over the age of 50.
Without any underinsurance protection, you need to make sure your home is insured for its absolute worth. If you’re installing a new spa, extending the balcony or have recently upgraded your fence, make sure you’re constantly updating Apia so you’re not caught short if something was to go wrong.
Apia have walked me through a very difficult claim, and were patient and helpful to the nth degree. I can't recommend them highly enough.Read full review
Apia have walked me through a very difficult claim, and were patient and helpful to the nth degree. I can't recommend them highly enough.
Our dishwasher's computer system failed. After initially being told our claim was all OK, APIA have reneged. They told me to contact our power supplier. We have paid thousands in house and car insurance. About to cancel the lot!Read full review
Our dishwasher's computer system failed. After initially being told our claim was all OK, APIA have reneged. They told me to contact our power supplier. We have paid thousands in house and car insurance. About to cancel the lot!
Best insurance price.Read full review
Best insurance price.
APIA is great.Read full review
APIA is great.
All over the they are goodRead full review
All over the they are good