Young renters often forgo the added expense of contents insurance. Common excuses include, “My stuff isn’t worth that much,” or “I’d rather just save the money for a rainy day.” But you’d be surprised how quickly all your worldly possessions add up.
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Rain, leaves, and mushrooms: Autumn in Australia is certainly a mood. But cooler weather also means new hazards for our homes and valuables.
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When you’re planning a trip, there’s a lot to get organised. But one of the more overlooked parts of planning your travels is what to do about your home and contents insurance.
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New customer discounts are nothing new, especially in insurance. It’s part of the way businesses lure people in. If you sign up for a new home insurance policy, particularly one combined with contents or car insurance, you can usually expect between 5% - 20% off your first year’s premium.
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Contents insurance can be a great investment to financially protect your most valuable items. But what if you don’t own a lot? What if you just want to cover your new smartphone, engagement ring, or laptop? Can you do that?
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Tenants and landlords both have rights and responsibilities in the aftermath of disaster. Since floods don’t discriminate, everyone should have a plan in place to protect their valuables – especially the 61% of renters whose valuables are at risk due to climate changes.
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Over the past three years, Australia has been embattled with the effects of climate change. Droughts, bushfires, and flooding in rapid succession have each endangered millions of lives and cost us billions of dollars, not to mention driven up insurance premiums.
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In any home and contents insurance policy, the terms and conditions will be littered with strange, delightful, and surprising little easter eggs. Like, what do you mean satellite crashes are covered? Why?!
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You may be living in an apartment or townhouse and wondering if your insurance is any different to what you get from your free-standing house peers.
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For the third year in a row, Virgin Money has been crowned a winner in the Mozo Experts Choice Awards for their home insurance offerings.
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