Westpac takes out a Mozo Experts Choice Insurance Award for the third year in a row

When it comes to making sure your home is protected against anything life wants to throw at it, having the best home insurance policy around is essential. 

And while there might be a number of names that jump to mind when you think of an award winning insurer, you could be forgiven for forgetting to add Westpac to the list. 

Of course that would be an easy mistake to make, given that Westpac are traditionally more known for their banking products. 

However, Westpac has received a Mozo Experts Choice Home Insurance Award for the last two years, with this year being no different. 

The big bank was awarded two 2019 Mozo Experts Choice Awards for its Essential and Premium Care Residential home insurance policy in the Exceptional Value Home and Contents Insurance category. The Premium Care Residential policy also took out an award in the Exceptional Quality category. 

“Despite the fact that we assessed 62 different home insurance policies, Westpac still proved to be a standout for the third year in a row,” said Mozo expert judge, Peter Marshall. 

“And to see a win in both the Exceptional Value and Quality category this year just goes to show that the Premium Care Residential insurance policy delivers on both the range of benefits and extent of cover.” 

Compare home insurance policies - rates updated daily

Search promoted home insurance below. Advertiser disclosure. Important information on terms, conditions and sub-limits.
  • Home & Contents Insurance

    Get award-winning Home and Contents Insurance at a price you can afford from Budget Direct. Save a huge 30% ^ on your first year’s premium when you purchase a new combined Home and Contents Insurance policy online.

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
      Optional Extra
    Monthly payments
    cost extra
    Calendar icon
    Yes
    Underinsurance protection
    Underinsurance protection icon
    Optional ExtraUp To 25% Of Building Sum Insured
    New for old
    replacement
    Replacement icon
    Yes
    Go to site
    Details
  • Everyday Comprehensive Home and Contents Insurance

    Huddle Everyday Home & Contents Insurance, up to 20% off Home & Contents Insurance (T&Cs apply). Increase your basic excess to suit your budget and reduce your premium. Lodge claims easily 24/7, and in some cases you'll get a decision within minutes.

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
    Monthly payments
    cost extra
    Calendar icon
    Yes
    Underinsurance protection
    Underinsurance protection icon
    No
    New for old
    replacement
    Replacement icon
    Yes
    Go to site
    Details
  • Home & Contents Insurance

    Making sure your home insurance is about where you’re at right now could save you lots. Start a quote with Youi today and see what you could save.

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
    Monthly payments
    cost extra
    Calendar icon
    Yes
    Underinsurance protection
    Underinsurance protection icon
    No
    New for old
    replacement
    Replacement icon
    Yes
    Go to site
    Details
  • Home & Contents Insurance

    Virgin Money Home & Contents Insurance, winner of the Exceptional Value Home & Contents Insurance award in 2020.

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
      Optional Extra
    Monthly payments
    cost extra
    Calendar icon
    Yes
    Underinsurance protection
    Underinsurance protection icon
    Optional ExtraUp To 25% Of Sum Insured
    New for old
    replacement
    Replacement icon
    Yes
    Go to site
    Details
  • Comprehensive Cover

    Save up to 20% when you purchase a combined Woolworths Home and Contents policy online (T&Cs apply). Get a quote online in just minutes and enjoy optional cover for portable valuables.

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
    Monthly payments
    cost extra
    Calendar icon
    Yes
    Underinsurance protection
    Underinsurance protection icon
    No
    New for old
    replacement
    Replacement icon
    Yes
    Go to site
    Details

What the Westpac Premium Residential policy looks like 

Getting to the juicy bits, the Westpac Premium Care Residential home insurance policy, both your home and contents will be protected against a range of events from fires to floods and even storm surge, an event that’s typically not covered on an insurance policy.

New for old cover is also available with this policy, as well as underinsurance protection (up to 30% of the building sum insurance amount), to protect you from being cut short.

But best of all, there are multiple discounts up for grabs, such as a 25% discount when you quote and buy online (made up of a 15% online discount and 10% discount for bundling home and contents insurance together). There’s even a discount for households that have security systems installed! 

Want to check out some of our other winners? Too easy, just head on over to our 2019 Mozo Experts Choice Home Insurance Awards page.

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

^See information about the Mozo Experts Choice Home Insurance Awards