Home Insurance
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- No
- Cash
- No
- Cd dvd and electronic files
- No
- Computer software hardware
- No
- Camera and accessories
- No
- Carpets
- No
- Antiques and valuables
- No
- Jewellery
- No
- Replacement of documents
- No
- Tools of trade
- No
- Contents while moving
- No
- Lock replacement
- Up to $1,000
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured
- Debris removal
- Up to 10% of sum insured combined with demolition cost
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost
- Accidental loss and damage
- Yes
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- Yes
- Buildings and structural improvements
- Yes
- Building materials
- No
- Landscaping
- Up to $5,000 for plants
- Gates and fences
- Yes
Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $2,000
- Cd dvd and electronic files
- Up to $2,000
- Computer software hardware
- Computer and their accessories: $1,500 per item.
- Camera and accessories
- Yes
- Carpets
- Yes
- Antiques and valuables
- $2,500 per item, set or collection, up to $7,500 for each category
- Jewellery
- $2,500 per item, set or collection, up to $7,500 for each category
- Replacement of documents
- $2,500 per item, set or collection, up to $7,500 for each category
- Tools of trade
- $1,500 per item, up to $10,000 in total for business contents
- Contents while moving
- Yes
- Lock replacement
- No
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured
- Debris removal
- Up to 10% of sum insured
- Demolition cost
- No
- Accidental loss and damage
- Yes
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- Yes
- Buildings and structural improvements
- No
- Building materials
- No
- Landscaping
- No
- Gates and fences
- No
Home & Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $2,000
- Cd dvd and electronic files
- Up to $2,000
- Computer software hardware
- Computer and their accessories: $1,500 per item.
- Camera and accessories
- Yes
- Carpets
- Yes
- Antiques and valuables
- $2,500 per item, set or collection, up to $7,500 for each category
- Jewellery
- $2,500 per item, set or collection, up to $7,500 for each category
- Replacement of documents
- $2,500 per item, set or collection, up to $7,500 for each category
- Tools of trade
- $1,500 per item, up to $10,000 in total for business contents
- Contents while moving
- Yes
- Lock replacement
- Up to $1,000
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured
- Debris removal
- Up to 10% of sum insured combined with demolition cost
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost
- Accidental loss and damage
- Yes
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- Yes
- Buildings and structural improvements
- Yes
- Building materials
- No
- Landscaping
- Up to $5,000 for plants
- Gates and fences
- Yes
Your selected home insurance
Westpac home insurance ratings
Customer reviews
-
Do not insure with Westpac they fake insurance
Westpac Bank Of Melbourne was combative and dismissive of my claim for earthquake damage to my property and I feel they knocked back claims to make the policy holder go to the Ombudsman and so delay payment -very cynical and underhanded treatment of the Insured after 10 yrs holding that policy and other house policies with them for twenty five years -they are not trustworthy
-
Too long
I don't like how they keep you waiting for to long, they take forever like I don't know I almost fell asleep in they office
-
No problem when I needed to make a claim!
I believe that Westpac home and contents insurance has good coverage and make the process of claiming easy!
Westpac products
Home insurance quick links
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