Home & Contents Insurance
- Main events covered
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Fire -
Theft -
Storm -
Flood
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Monthly payments cost extra
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Yes
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Underinsurance protection
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Optional Extra - Up to 30% of building sum insured
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New for old replacement
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Yes
- Underinsurance protection
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Optional Extra - Up to 30% of building sum insured
- New for old
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Yes
- Building cover
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- Contents cover
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- Fire
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Yes
- Theft or burglary
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Yes
- Storm
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Yes
- Flood
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Yes
- Lightning
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Yes
- Earthquake
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Yes
- Storm surge
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Yes
- Fusion
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Yes, up to 10 years old
- Power surge
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Optional Extra
- Accidental loss and damage
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Optional Extra
- Accidental breakage of glass
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Yes
- Death and injury cover
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No
- Monthly payments cost extra
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Yes
- General contents
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Yes
- Contents while moving
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Yes
- Antiques and valuables
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Up to $20,000 per item, set or pair
- Cash
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Up to $800
- Cd dvd and electronic files
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Up to $1,000
- Computer software and hardware
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Up to $1,000
- Camera and accessories
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No
- Carpets
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Yes
- Home office contents
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Yes
- Identity theft
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No
- Jewellery
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Up to $2,500 per item, set or pair
- Personal medical equipment
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Optional Extra
- Replacement of documents
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Up to $800
- Tools of trade
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Up to $5,000
- Lock replacement
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Up to $2,500
- Emergency storage
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Yes
- Temporary accommodation
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Up to 24 months, up to 20% of sum insured combined with temporary accommodation for pets
- Temporary accommodation for pets
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Up to 20% of sum insured, or up to 24 months from time of incident. Combined with temporary accommodation.
- Temporary repairs
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Yes
- Buildings and structural improvements
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Yes
- Building materials
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Up to $2,000
- Demolition cost
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Yes
- Debris removal
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Yes
- Landscaping
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Yes - pathways
- Gates and fences
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Yes
- Legal liability cover
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Up to $30,000,000
- Days unoccupied until cover stops
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90
- Other restrictions
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-
- Other benefits
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Receive 10% off new home and contents insurance online. T&Cs apply.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.