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GIO Contents Insurance

The details shown below are for the Platinum Contents

The details shown below are for the Classic Extra Contents

The details shown below are for the Classic Contents

Choose the version of this loan that suits you best

  • Platinum Contents

  • Classic Extra Contents

  • Classic Contents

Fire
Theft or burglary
Flood
Storm
Building cover
false
Contents cover
true
Fire
Theft or burglary
Flood
Storm
Building cover
false
Contents cover
true
Fire
Theft or burglary
Flood
Storm
Building cover
false
Contents cover
true

Mozo editorial review GIO Contents Insurance

Last updated: 11 June 2020.

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What's hot
  • 2018 Mozo Experts Choice winner
  • Multiple discounts
  • New for old replacement
What's not
  • Monthly payment fee
Mozo snapshot

Winner of a Mozo Experts Choice Award for Exceptional Quality Contents Insurance, GIO Platinum Contents Insurance is a policy that makes sure you’re covered in nearly all of life’s unexpected mishaps. It's GIO's top level of contents insurance, and in addition to quality cover you’ll also be able to get a 10% online discount, which can be bumped up another 10% for a multi-policy discount. If you hold a senior card, you’ll also be able to receive a discount when applying.

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Key features

If there was a contents insurance policy that’s got everything, it’s GIO’s Platinum Contents Insurance. In order to have the best protection against unexpected disasters or mishaps, GIO Platinum Contents Insurance covers your contents in wide-ranging circumstance, including fires, floods and even explosions or riots. Plus, it even has you covered in the event that you’re the one responsible for the claim as your possessions are also covered for accidental loss or damage.  

With GIO Platinum Contents Insurance, you can get cover for your digital files of movies and music, the software and hardware on your computer, cameras plus their accessories, jewellery and those antiques you know are worth thousands  - just be aware there are limits to these so read the PDS carefully.

You will also be covered for the replacement cost of important documents, like birth or marriage certificates and should these be stolen, your policy will also cover you for identity theft. If you are a pet owner, a final feature worth noting about GIO Platinum Contents Insurance is that you’ll be covered for temporary accommodation for you and your pet, and GIO Platinum Contents Insurance also allows you to add the optional cover for veterinary expenses to your policy.

But while GIO Platinum Contents Insurance aims to cover you in almost all circumstances, stock and inventory and power or storm surges are not covered under the policy.

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Who is it good for

GIO Platinum Contents Insurance is great option for anyone who wants the top level of cover for their home’s contents. You can also choose your level of excess so the higher excess, the lower the cost of your premium.

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Any catches

You have the choice to pay your premium on a monthly basis, but it’s worth noting that you’ll have to pay extra for this.

Details

Rates and fees information correct as at 12 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $500

  • Up to $5,000

  • Up to $200,000 in total, up to $50,000 for collections

  • Up to $10,000 per item or set. Up to $40,000 in total

  • Up to $1,000

  • Up to $2,000

  • Up to $5,000

  • Up to $5,000

  • Up to $20,000

Other cover
  • $10,000 for death

  • Optional Extra, Up to $2,000

  • Up to $2,500

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to 14 days

Policy and service features
  • 60

  • $200

  • 10% online discount, 10% multi-policy discount, senior card discount

  • Up to 180 days

  • Up to $20,000,000

Events
  • Up to 11 years old

Details

Rates and fees information correct as at 12 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $400

  • Up to $2,500

  • Up to $5,000 per item

  • Up to $20,000 per item or set, up to $80,000 in total, up to $5,000 for collections

  • Up to $2,500 per item or set. Up to $10,000 in total

  • Up to $700

  • Up to $1,000

  • Up to $1,500

  • Up to $2,000

  • Up to $15,000

Other cover
  • $5,000 for death

  • Optional Extra, Up to $2,000

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 10% of sum insured

  • Up to 15% of sum insured

  • Up to 14 days

Policy and service features
  • 60

  • $200

  • 10% online discount, 10% multi-policy discount, senior card discount

  • Up to $20,000,000

Events
  • Up to 11 years old

Details

Rates and fees information correct as at 12 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $300

  • Up to $1,500

  • Up to $2,000 per item

  • Up to $10,000 per item or set, up to $50,000 in total, up to $2,000 for collections

  • Up to $1,000 per item or set. Up to $4,000 in total

  • Up to $500

  • Up to $500

  • Up to $1,000

  • Up to $1,000

  • Up to $10,000

Other cover
  • $5,000 for death

  • Optional Extra, Up to $2,000

  • Up to $500

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 10% of sum insured

  • Up to 10% of sum insured

  • Up to 14 days

Policy and service features
  • 60

  • $200

  • 10% online discount, 10% multi-policy discount, senior card discount

  • Up to $20,000,000

Events
  • Optional extra

  • Optional Extra, up to 11 years old

Customer Reviews

How are GIO home insurance rated by the Mozo community?

Overall customer rating
7.8/10
Value for money
7.2/10
Policy coverage
7.8/10
Customer service
7.8/10
Claims handling
7.6/10
Trust
7.8/10

Latest reviews of GIO Contents Insurance

  • Overall 9/10
    Good premiums and customer service was good

    Good premiums and customer service was good

    Read full review

    Good premiums and customer service was good

    Value for money
    8/10
    Policy coverage
    9/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    8/10
    Less
    Dijana, Victoria reviewed over 4 years ago
  • Overall 6/10
    Ok be but not for me

    Just wasn't what I wanted.

    Read full review

    Just wasn't what I wanted.

    Value for money
    8/10
    Policy coverage
    5/10
    Customer service
    5/10
    Claims handling
    5/10
    Trust
    7/10
    Less
    Vicki, New South Wales reviewed over 4 years ago
  • Overall 10/10
    G I O

    Go G I O

    Read full review

    Go G I O

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Carol, New South Wales reviewed almost 5 years ago
  • Overall 8/10
    I'm very happy with GIO

    That are very good, I would recommend them to anybody.

    Read full review

    That are very good, I would recommend them to anybody.

    Value for money
    8/10
    Policy coverage
    10/10
    Customer service
    9/10
    Claims handling
    8/10
    Trust
    9/10
    Less
    Dwayne, Victoria reviewed almost 5 years ago
  • Overall 9/10
    Been with them for over 55 years no complaints

    Gio have always been a good insurer for home contents car, CTP etc . When insuring, always be upfront and honest and you will have no problems when a claim arises.

    Read full review

    Gio have always been a good insurer for home contents car, CTP etc . When insuring, always be upfront and honest and you will have no problems when a claim arises.

    Value for money
    9/10
    Policy coverage
    9/10
    Customer service
    9/10
    Claims handling
    9/10
    Trust
    9/10
    Less
    John, New South Wales reviewed almost 5 years ago
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