Thumbnail icon for NRMA

NRMA Buildings Insurance

The details shown below are for the Home Plus Buildings Insurance

The details shown below are for the Home Buildings Insurance

Choose the version of this loan that suits you best

  • Home Plus Buildings Insurance

  • Home Buildings Insurance

Fire
Theft or burglary
Flood
Storm
Building cover
Contents cover
n/a
Fire
Theft or burglary
Flood
Storm
Building cover
Contents cover
n/a

Mozo editorial review NRMA Buildings Insurance

Last updated: 19 June 2020.

binocular icon
What's hot
  • No claims bonus
  • Underinsurance protection
  • Lifetime guarantee on authorised repairs
What's not
  • Limits on building materials
Mozo snapshot

NRMA Home Plus Insurance will give your home and its extras like pools, garages and sheds the best care around. This policy offers underinsurance protection just in case you think you’ve valued your home incorrectly as well as a lifetime guarantee on authorised repairs. Plus, if you’ve managed to keep a good claims history, you’ll be able to access a no claims bonus.

key icon
Key features

NRMA Home Plus Insurance has got everything under control by providing cover for 14 listed events that include fires, vandalism, impact or animal damage and much more. If you’ve got a garden and are proud of it, you’ll also be happy to know that NRMA Home Plus Insurance also covers your plants, tree or shrubs. Fusion and temporary accommodation are also covered under this policy.

If you’re planning any future renovations or ever need to rebuild your home, NRMA Home Plus Insurance also offers covers building materials and rebuilding fees. Lock replacements and debris removal are also covered under this policy along with funeral expenses and many other unexpected events your home may experience.

But to make your cover a little more personal, you also have the option to add accidental damage and pet cover to your policy just in case something goes wrong in your home or if anything happens to your cat or dog.

snapshot
Who is it good for

NRMA Home Plus Insurance is a good choice for anyone looking to give their home thorough protection against nearly everything. 



snapshot
Any catches

As NRMA Home Plus Insurance cover the cost of building materials, it’s important you know that you will only be able to receive is up to $5,000 if an insured event causes loss or damage to the materials.

If you do have plans for any major renovations, it might be a good idea to list this separately with your policy and to let NRMA know once the job is completed. 


Details

Rates and fees information correct as at 15 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to $5,000

  • Up to $2,000 for plants

Events
  • Up to 15 years old

Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • $0

  • Multipolicy, combined policy, loyalty, no claim bonus

  • Up to $20,000,000

Other cover
  • Up to $10,000 for funeral

  • Up to 24 months

  • Up to 24 months

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 15 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to $1,000

Events
  • Optional extra

  • Optional Extra - up to 15 years

Policy and service features
  • 60

  • $0

  • Multipolicy, combined policy, loyalty, no claim bonus

  • Up to $20,000,000

Other cover
  • Up to $10,000 for funeral

  • Up to 12 months

  • Up to 12 months

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are NRMA home insurance rated by the Mozo community?

Overall customer rating
8.1/10
Value for money
7.5/10
Policy coverage
8.1/10
Customer service
8.3/10
Claims handling
7.9/10
Trust
8.1/10

Latest reviews of NRMA Buildings Insurance

  • Overall 5/10
    Average premiums and usually pay claims.

    They are your average run of the mill insurance company, nothing special but consistent.

    Read full review

    They are your average run of the mill insurance company, nothing special but consistent.

    Value for money
    5/10
    Policy coverage
    6/10
    Customer service
    5/10
    Claims handling
    6/10
    Trust
    5/10
    Less
    Steve, New South Wales reviewed 8 months ago
  • Overall 10/10
    Good company and product, quick responses

    I am satisfied with NRMA. Their product and service are great and I will recommend to my friend.

    Read full review

    I am satisfied with NRMA. Their product and service are great and I will recommend to my friend.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    9/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Kurt, Queensland reviewed over 4 years ago
  • Overall 6/10
    Quick to respond

    In July storms, house was damaged the nrma were fantastic in their response to our claim

    Read full review

    In July storms, house was damaged the nrma were fantastic in their response to our claim

    Value for money
    4/10
    Policy coverage
    5/10
    Customer service
    5/10
    Claims handling
    6/10
    Trust
    7/10
    Less
    Kylie, New South Wales reviewed over 4 years ago
  • Overall 10/10
    As above

    Very Happy with my cover

    Read full review

    Very Happy with my cover

    Value for money
    9/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Lynne, New South Wales reviewed almost 5 years ago
  • Overall 8/10
    Great company

    Great company, have not had any trouble in my dealings with them in over 20 years.

    Read full review

    Great company, have not had any trouble in my dealings with them in over 20 years.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    10/10
    Claims handling
    7/10
    Trust
    10/10
    Less
    Liz, New South Wales reviewed almost 5 years ago
NRMA

About NRMA

See NRMA home insurance