The details shown below are for the Home Plus Buildings Insurance

The details shown below are for the Home Buildings Insurance

Choose the version of this product that suits you best

  • Home Plus Buildings Insurance

  • Home Buildings Insurance

Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a

Mozo editorial review NRMA Buildings Insurance - last updated: 27 January 2021

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What's hot
  • No claims bonus
  • Underinsurance protection
  • Lifetime guarantee on authorised repairs
What's not
  • Limits on building materials
Mozo snapshot

NRMA Home Plus Insurance will give your home and its extras like pools, garages and sheds the best care around. This policy offers underinsurance protection just in case you think you’ve valued your home incorrectly as well as a lifetime guarantee on authorised repairs. Plus, if you’ve managed to keep a good claims history, you’ll be able to access a no claims bonus.

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Key features

There are two levels of NRMA Home Insurance: the standard cover and 'Plus' policy option. Both options provide cover for your home for listed events that include fires, vandalism, leaks, flooding, emergency repairs, plus temporary accomodation should you need to vacate your home. The Plus policy simply includes a few extra circumstances and higher limits to your coverage.

If you’ve got a garden and are proud of it, you’ll be happy to know that NRMA Home Plus Insurance covers your plants, tree or shrubs for up to $2,000. Fusion is also covered under this policy for things like pool pumps and aircon, as is accidental damage and underinsurance (up to 25% of the sum insured) just in case repair and replacement costs go beyond your initial valuation.

If you’re planning any future renovations or ever need to rebuild your home, NRMA Home Plus Insurance also offers covers building materials and rebuilding fees. Lock replacements and debris removal are also covered under this policy along with funeral expenses and many other unexpected events your home may experience.

But to make your cover a little more personal, you also have the option to add pet cover to your policy just in case anything happens to your cat or dog. You can also add some of the Plus policy features onto the standard cover for an additional premium.

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Who is it good for

NRMA Home Plus Insurance is a good choice for anyone looking to give their home thorough protection against nearly everything. 



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Any catches

As NRMA Home Plus Insurance cover the cost of building materials, it’s important you know that you will only be able to receive is up to $5,000 (or $1,000 under the standard policy) if an insured event causes loss or damage to the materials.

If you do have plans for any major renovations, it might be a good idea to list this separately with your policy and to let NRMA know once the job is completed. 

Details

Rates and fees information correct as at 20 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings

Yes

Up to $5,000

Up to $2,000 for plants

Yes

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Up to 15 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Policy and service features

60

Yes - Up to 25% of sum insured

Yes

$100

true

no

Multipolicy, combined policy, loyalty, no claim bonus

Yes

Up to $20,000,000

Policy holders who are 50 years or older have the option of a $0 basic excess.

none

Other cover

Up to $10,000 for funeral

Yes

Up to 24 months

Up to 24 months

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 20 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings

Yes

Up to $1,000

No

Yes

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra - up to 15 years

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Policy and service features

60

No

Yes

$100

true

no

Multipolicy, combined policy, loyalty, no claim bonus

Yes

Up to $20,000,000

Policy holders who are 50 years or older have the option of a $0 basic excess.

none

Other cover

Up to $10,000 for funeral

Yes

Up to 12 months

Up to 12 months

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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