Choose the version of this product that suits you best
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Home Plus Contents Insurance |
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Home Contents Insurance |
NRMA Home Plus Insurance has over 90 years experience when it comes to making sure your contents are given a fantastic standard of care. Not only does the policy offer new for old replacement for your belongings, you’ll also be able to score a no claims bonus if you’ve got a good claims history, plus a loyalty discount and underinsurance protection.
NRMA Home Plus Insurance has got you covered when it comes to making sure your belongings are well looked after. You’ll be able to receive cover for your furniture, electrical items, clothes and shoes along with other household items that make up your home. One of the benefits of NRMA Home Plus Insurance are the added extras attached to the policy that give you a higher level of cover for your contents. Events like identity or credit card theft and fusion are also covered.
Plus, you won’t ever need to worry if your contents are stolen by thieves, damaged or destroyed in a fire, flood or storm and 10 other unexpected events, as NRMA Home Plus Insurance has got you covered there too. But if you still feel like that’s not enough cover for your contents, you also have the additional option to increase the cover in your policy. Depending on your needs, you can add away from home cover for a laptop or luggage item, accidental damage to your contents and pet protection, which will cover your pet’s veterinary expenses if they ever fall ill or are injured in an accident.
Of course it is impossible for a policy to cover everything and you should know that NRMA Home Plus Insurance does not cover uncut gems, any plants or trees, building materials, stock and inventory and other items that may be in your home.
NRMA Home Plus Insurance is a great option for anyone who loves their stuff and wants to make sure they’ll be getting a high standard level of cover.
While NRMA Home Plus Insurance aims to have your contents covered in nearly all events, there are limits to certain items. If you have expensive watches and pieces of jewellery lying around, you should know that you’ll only be able to receive $2,500 in total should anything happen to them.
Here it is recommended to list and insure these items separately in your policy if the items are valued higher than this amount.
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Up to $1,250 |
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Up to $5,000 |
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Up to $2,500 |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $2,500 |
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Up to $2,500 in total |
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No |
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Yes |
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Up to $5,000 |
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Yes |
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Up to $5,000 |
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No |
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Yes |
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Up to $10,000 for funeral |
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Optional Extra, up to $2,000 |
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Yes |
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Up to 24 months |
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Up to 24 months |
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Up to 24 months |
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No |
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No |
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Yes |
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Up to 60 days |
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Yes |
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60 |
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Yes - Up to 25% of sum insured |
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Yes |
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$100 |
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true |
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no |
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Multipolicy, combined policy, loyalty, no claim bonus |
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Yes |
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Up to 60 days, up to 20% of sum insured |
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Up to 20% of sum insured |
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Up to $20,000,000 |
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Policy holders who are 50 years or older have the option of a $0 basic excess. |
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none |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 15 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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Up to $1,250 |
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Up to $1,000 |
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Up to $2,500 |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $2,500 |
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Up to $2,500 in total |
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No |
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Yes |
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No |
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Yes |
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Up to $5,000 |
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No |
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Yes |
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Up to $10,000 for funeral |
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Optional Extra, up to $2,000 |
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Yes |
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Up to 12 months |
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Up to 12 months |
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Up to 12 months |
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No |
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No |
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Yes |
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Up to 60 days |
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Yes |
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60 |
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No |
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Yes |
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$100 |
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true |
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no |
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Multipolicy, combined policy, loyalty, no claim bonus |
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Yes |
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Up to 60 days, up to 20% of sum insured |
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Up to 20% of sum insured |
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Up to $20,000,000 |
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Policy holders who are 50 years or older have the option of a $0 basic excess. |
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none |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra - up to 15 years |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Lucky for me, I have never had to put my insurance provider to the test. But I have been with N RMA for many years, and the product seems very comparable to others on the market, like Suncorp.
Read full reviewLucky for me, I have never had to put my insurance provider to the test. But I have been with N RMA for many years, and the product seems very comparable to others on the market, like Suncorp.
Always friendly and helpful No matter how small your query treating you with respect and courtesy
Read full reviewAlways friendly and helpful No matter how small your query treating you with respect and courtesy
NRMA have been good to deal with. They provide a good policy which covers my needs. Able to pay fortnightly for premiums is a bonus for me. I would recommend them for sure.
Read full reviewNRMA have been good to deal with. They provide a good policy which covers my needs. Able to pay fortnightly for premiums is a bonus for me. I would recommend them for sure.
No matter what insurance I need NRMA are great and provide fantastic service all round
Read full reviewNo matter what insurance I need NRMA are great and provide fantastic service all round
I have been a client of NRMA for many years. Although they do not have the cheapest premiums, they are reasonably competitive. The extra cost is balanced by their level of service, which I have always found to be excellent. Of course, shorter phone wait times would always be nice!
Read full reviewI have been a client of NRMA for many years. Although they do not have the cheapest premiums, they are reasonably competitive. The extra cost is balanced by their level of service, which I have always found to be excellent. Of course, shorter phone wait times would always be nice!