Choose the version of this product that suits you best
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Home Plus Buildings & Contents Insurance |
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Home Buildings & Contents Insurance |
NRMA Home Insurance is a policy that’s got it all, with features including a lifetime guarantee on authorised repairs, new for old contents replacement, plus discounts for maintaining a clean claims history and staying loyal to NRMA. Having a flexible excess is another feature you can expect with NRMA Home Insurance.
Best of all, NRMA took out a 2022 Mozo Experts Choice Award for this policy in the Exceptional Quality Home & Contents Insurance category for a consecutive year.
NRMA Home Insurance prides itself on looking after your home and its additional features. Things like in-ground pools, fences and sheds are covered under the policy along with standard household items like furniture, clothes, bedding, other manchester and more.
NRMA understands that life can be unpredictable, so they make sure you’ll receive cover if your home and contents ever suffer from events ranging from storms to fires, floods, theft and vandalism.
However, if you still feel like you need a little more bang for your buck, NRMA Home Insurance can also provide cover for any additional extras you want added onto your policy. While you may have to pay a high premium for this, things like fusion, accidental damage to your home and contents can also be covered. If you’re a pet owner, NRMA offers a ‘pet lover’ pack, which will cover your best friend for veterinary costs plus accommodation during home repairs.
You can also score a bunch of great discounts, including a loyalty discount and multi policy discount (up to 22.5% combined) and no claims bonus (up to 25%).
NRMA Home Insurance is a good choice for those who want a straightforward policy with the option to make their cover a little more personalised with optional add-ons.
While NRMA Home Insurance will ensure your electronic items are provided with the best standard of cover, it’s important you know that the policy will not cover the cost of reinstalling or replacing electronic files.
If you would like these items covered, it might be a good idea to list them separately in your policy and to read through the PDS thoroughly to be aware of any other exclusions.
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60 |
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Yes - Up to 25% of sum insured |
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Yes |
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$100 |
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true |
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no |
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Multipolicy, combined policy, loyalty, no claim bonus. |
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Yes |
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Up to 60 days, up to 20% of sum insured |
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Up to 20% of sum insured |
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Up to $20,000,000 |
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Policy holders who are 50 years or older have the option of a $0 basic excess. |
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n/a |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 15 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $5,000 |
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Up to $2,000 for plants |
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Yes |
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Up to $1,250 |
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Up to $5,000 |
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Up to $2,500 |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $2,500 |
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Up to $2,500 in total |
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No |
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Yes |
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Up to $5,000 |
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Yes |
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Up to $5,000 |
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No |
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Yes |
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Up to $10,000 for funeral |
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Optional Extra, up to $2,000 |
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Yes |
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Up to 24 months |
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Up to 24 months |
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Up to 24 months |
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Yes |
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Yes |
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Yes |
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Up to 60 days |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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60 |
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No |
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Yes |
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$100 |
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true |
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no |
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Multipolicy, combined policy, loyalty, no claim bonus. |
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Yes |
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Up to 60 days, up to 20% of sum insured |
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Up to 20% of sum insured |
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Up to $20,000,000 |
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Policy holders who are 50 years or older have the option of a $0 basic excess. |
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n/a |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra - up to 15 years |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $1,000 |
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No |
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Yes |
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Up to $1,250 |
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Up to $1,000 |
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Up to $2,500 |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $2,500 |
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Up to $2,500 in total |
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No |
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Yes |
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No |
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Yes |
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Up to $5,000 |
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No |
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Yes |
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Up to $10,000 for funeral |
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Optional Extra, up to $2,000 |
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Yes |
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Up to 12 months |
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Up to 12 months |
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Up to 12 months |
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Yes |
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Yes |
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Yes |
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Up to 60 days |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Like that you’re covered even if you accidentally leave a door unlocked. Other providers don’t cover you for a break in if you leave doors/windows open/unlocked
Read full reviewLike that you’re covered even if you accidentally leave a door unlocked. Other providers don’t cover you for a break in if you leave doors/windows open/unlocked
I like this insurance company die totheirexcellent customer service. Always willing to help customers and have a no claims bonus which is a great incentive
Read full reviewI like this insurance company die totheirexcellent customer service. Always willing to help customers and have a no claims bonus which is a great incentive
The insurer has been very helpful and supportive with our claim. Initially we had some difficulty with the customer service personnel but once we assigned a case manager who was interested in assisting our claim the repair process progressed smoothly.
Read full reviewThe insurer has been very helpful and supportive with our claim. Initially we had some difficulty with the customer service personnel but once we assigned a case manager who was interested in assisting our claim the repair process progressed smoothly.
Excellent customer service legitimate claims are handled promptly and hassle free
Read full reviewExcellent customer service legitimate claims are handled promptly and hassle free
NRMA insurance has been there whenever we have needed to make a claim and with no fuss
Read full reviewNRMA insurance has been there whenever we have needed to make a claim and with no fuss