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QBE Building Insurance

The details shown below are for the Home Cover Prestige

The details shown below are for the Home Cover

Choose the version of this loan that suits you best

  • Home Cover Prestige

  • Home Cover

Fire
Theft or burglary
Flood
Storm
Building cover
Contents cover
n/a
Fire
Theft or burglary
Flood
Storm
Building cover
Contents cover
n/a

Mozo editorial review QBE Building Insurance

Last updated: 6 July 2020.

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What's hot
  • Multiple discount offers
  • Up to 12 months temporary accommodation costs
  • Flood cover included
What's not
  • Higher premium for monthly payments
Mozo snapshot

QBE’s Home Cover Prestige Building Insurance ticks all the boxes when it comes to protecting your property or home, with all the standard features you’d expect in a policy plus a number of additional benefits which make it stand out from the crowd. It also includes automatic flood cover and a variety of potential discounts and even temporary accommodation costs for up to 12 months. 


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Key features

When it comes to your home you’ll want to be certain everything is covered, which is why QBE’s Home Cover Prestige Building Insurance includes the cost of repairs from start to finish - from temporary repairs immediately after an event, to debris removal, architect and surveyor fees and even the cost of demolition. QBE also covers the cost of replacing trees and plants (up to $1,500) along with gates and fences.

As well as cover against everyday events like accidentally breaking a window, QBE will also insure your building against damage from fire, storms and even earthquakes. It also includes cover against flood damage as a standard part of the policy, so unlike some policies you won’t have to pay extra for it.

If something does happen to your home which means you can’t live in it, the QBE Building Insurance policy will pay for temporary accommodation (up to 10% of sum insured) for your family and pets for up to 12 months.

Even better, QBE offers its customers an extensive range of discounts - from cheaper premiums for retirees and over 50s, to discounts anyone can take advantage of such as the 10% discount for purchasing the policy online and a no claims bonus.
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Who is it good for

Given its comprehensive range of cover and additional features, the QBE Home Cover Prestige Building Insurance policy could be a quality option for anyone looking to safeguard their home, plus the premium discounts up for grabs makes it an appealing option for retirees and over 50s.


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Any catches

Just be aware that while your premium won’t be affected if you pay for it as an annual lump sum, you will pay more for the privilege of paying in monthly instalments.


Details

Rates and fees information correct as at 15 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to $2,000

  • Yes, pathways. Up to $500 per plant and $1,500 in total

Events
  • Up to 15 years old

Policy and service features
  • 60

  • Yes - Up to 30% of sum insured for natural disasters

  • $0

  • 10% online discount, Over 50, retirees, no claim bonus, security systems.

  • Up to $30,000,000

Other cover
  • $5,000 for death

  • Up to $2,500

  • Up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 10% of sum insured combined with temporary accommodation

  • Yes, combined with demolition costs

  • Yes, combined with debris removal costs

  • Up to $500

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 15 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to $2,000

  • Yes, pathways. Up to $500 per plant and $1,500 in total

Events
  • Optional extra

  • Up to 15 years old

Policy and service features
  • 60

  • Yes - Up to 30% of sum insured for natural disasters

  • $0

  • 10% online discount, Over 50, retirees, no claim bonus, security systems.

  • Up to $30,000,000

Other cover
  • $5,000 for death

  • Up to $500

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Yes, combined with demolition costs

  • Yes, combined with debris removal costs

  • Up to $500

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are QBE home insurance rated by the Mozo community?

Overall customer rating
7.3/10
Value for money
7.0/10
Policy coverage
7.5/10
Customer service
7.3/10
Claims handling
7.1/10
Trust
7.3/10

Latest reviews of QBE Building Insurance

  • Overall 10/10
    Better premiums and good service.

    My Insurance is with Defence Service Ins and couldn't get better.

    Read full review

    My Insurance is with Defence Service Ins and couldn't get better.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    7/10
    Claims handling
    8/10
    Trust
    8/10
    Less
    Val, Queensland reviewed over 2 years ago
  • Overall 10/10
    Cannot fault them

    Honest, prompt reliable, competitive price. Low excess.

    Read full review

    Honest, prompt reliable, competitive price. Low excess.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    10/10
    Less
    Geoff, Queensland reviewed about 5 years ago
  • Overall 9/10
    Good customer service

    Always have looked after me well.

    Read full review

    Always have looked after me well.

    Value for money
    6/10
    Policy coverage
    7/10
    Customer service
    8/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Francis, Western Australia reviewed about 5 years ago
  • Overall 9/10
    Price is competitive, coverage excellent

    Fairly straight forward process and well explained details provided by reseller (EBM). Price is competitive yet the coverage is comparable with most major insurance.

    Read full review

    Fairly straight forward process and well explained details provided by reseller (EBM). Price is competitive yet the coverage is comparable with most major insurance.

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    9/10
    Less
    Ka, Victoria reviewed about 6 years ago
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About QBE

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