based on 1 RACQ banking product reviews as rated by Mozo community

RACQ home insurance

RACQ is owned by members to benefit members. It is a member-owned insurance provider and bank with a 100-year history, helping Queenslanders wherever they can.

A multiple 2021 Mozo People's Choice Award winner, RACQ offer customised Home Insurance policies to help protect the things most valuable to you with a trusted 24/7 claims service and discount for purchasing online.

RACQ offers the following home insurance

Rates and fees verified as correct at 23 January 2022. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

No

How is RACQ home insurance rated?

Mozo users have rated RACQ home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
RACQ home insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

153 Reviews

Recent RACQ home insurance reviews

RACQ Home Insurance
Overall 7/10
RACQ is a good insurance company

They are a good company. I’m happy to have them as my insurance provider.

Read full review

They are a good company. I’m happy to have them as my insurance provider.

Value for money
6/10
Policy coverage
7/10
Customer service
7/10
Claims handling
7/10
Trust
7/10
Less
Renee, Queensland, reviewed about 1 month ago
RACQ Contents Insurance
Overall 7/10
Racq Loyalist

I have been with Racq for years it’s just easier and straightforward.

Read full review

I have been with Racq for years it’s just easier and straightforward.

Value for money
8/10
Policy coverage
7/10
Customer service
7/10
Claims handling
8/10
Trust
7/10
Less
Michele, Queensland, reviewed about 1 month ago
RACQ Home Insurance
Overall 10/10
Fast claims processing by online and phone.

RACQ are great. Fast accessed by Phone or online. Fast payout claims also.

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RACQ are great. Fast accessed by Phone or online. Fast payout claims also.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Joanne, Queensland, reviewed 2 months ago
RACQ Home & Contents Insurance
Overall 7/10
about the same as above

We have not had any thing to complain about with RACQ, after 20 years they have always looked after us.

Read full review

We have not had any thing to complain about with RACQ, after 20 years they have always looked after us.

Value for money
6/10
Policy coverage
6/10
Customer service
6/10
Claims handling
8/10
Trust
7/10
Less
Darryl, Queensland, reviewed 4 months ago

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