RACQ - Building Insurance

Buildings

• Buildings and structural improvements

• Building materials

• Landscaping

  Up to $1,000

• Gates and fences

  Up to sum insured

Events

• Accidental loss and damage

  Optional extra

• Accidental breakage of glass

• Fire

• Lightning

• Storm

• Flood

• Earthquake

• Fusion

  Optional extra

• Power surge

  No, unless caused by lightning

• Explosion

• Escape of liquid

• Storm surge

• Impact damage

• Theft or burglary

• Malicious acts and vandalism

• Riots and civil commotion

Policy and service features

• Days unoccupied until cover stops

  60

• Underinsurance protection

• New for old

• Basic excess from

  $0

• Choice of excess

• Pay monthly at no cost

• Discounts

  Alarm Discount, Apartment Discount, No Claim Discount, Roadside Assistance Discount, Seniors Discount

• Service 24 7

• Legal liability cover

  Up to $20,000,000

• Other benefits

• Other restrictions

Other cover

• Death and injury

  Up to $5,000 for funeral, $0 for injury

• Lock replacement

  Up to $1,000

• Temporary accommodation

  Up to 12 months, up to 10% of sum insured

• Temporary accommodation for pets

• Debris removal

  Up to 20% of sum insured combined with demolition cost

• Demolition cost

  Up to 20% of sum insured combined with debris removal cost

• Temporary repairs