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RACQ Building Insurance

Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a

Details

Rates and fees information correct as at 25 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • No

  • Up to $1,000 for plants

  • Yes - Up to 50% of the total cost, up to 2km

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years old

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 60

  • No

  • No

  • $0

  • true

  • no

  • Alarm Discount, Apartment Discount, No Claim Discount, Roadside Assistance Discount, Seniors Discount , Over 55s Discount, Multi-policy Discount

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • Up to $5,000 for funeral

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured

  • No

  • Up to 20% of sum insured combined with demolition cost

  • Up to 20% of sum insured combined with debris removal cost

  • No

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are RACQ home insurance rated by the Mozo community?

Overall
8.1/10
Value for money
7.6/10
Policy coverage
7.9/10
Customer service
8.2/10
Claims handling
7.5/10
Trust
7.9/10

Latest reviews of RACQ Building Insurance

  • Overall 10/10
    Always cheaper and good service

    Nothing is too much for them. You can go with another quote and they always match it or lower the quote. We have all our policies as we know that they are trust worthy. They even include tsunami, water damage and motor damage. I cannot think of a down side with them.

    Read full review

    Nothing is too much for them. You can go with another quote and they always match it or lower the quote. We have all our policies as we know that they are trust worthy. They even include tsunami, water damage and motor damage. I cannot think of a down side with them.

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    9/10
    Claims handling
    8/10
    Trust
    9/10
    Less
    Mrs, Queensland reviewed about 5 years ago
  • Overall 8/10
    Their premiums were far cheaper

    They handled my claim very fast and efficiently.

    Read full review

    They handled my claim very fast and efficiently.

    Value for money
    7/10
    Policy coverage
    8/10
    Customer service
    7/10
    Claims handling
    8/10
    Trust
    8/10
    Less
    Peter, Queensland reviewed over 5 years ago
  • Overall 7/10
    In comparison to my last insurer was cheaper

    No real comments

    Read full review

    No real comments

    Value for money
    6/10
    Policy coverage
    7/10
    Customer service
    7/10
    Claims handling
    8/10
    Trust
    6/10
    Less
    Liz, Queensland reviewed over 5 years ago
  • Overall 6/10
    Fair prices, transparent conditions

    I don't have a lot of time to shop around, however I am happy with the overall cost and service.

    Read full review

    I don't have a lot of time to shop around, however I am happy with the overall cost and service.

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    6/10
    Claims handling
    5/10
    Trust
    4/10
    Less
    Elizabeth, Queensland reviewed over 6 years ago
  • Overall 8/10
    Ok

    Just ok

    Value for money
    5/10
    Policy coverage
    6/10
    Customer service
    10/10
    Claims handling
    8/10
    Trust
    6/10
    Less
    Pat, Queensland reviewed over 6 years ago
RACQ

About RACQ

See RACQ home insurance