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RACQ Contents Insurance

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Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Details

Cover information and limits in the table below correct as at 5 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

Up to $300

Up to $1,500

Up to $5,000

Hardware yes, software up to $5,000 combined with CDs/DVDs

Up to $2,000

Yes - limits apply for carpets over 10 years old

Up to $1,000 per item

Up to $2,000 per item, up to $12,000 in total

Up to $2,000 per item, up to $6,000 in total

No

Up to $1,000

No

Yes

Up to $2,000

Optional Extra - Up to $20,000

Up to $10,000

Other cover

Up to $5,000 for funeral

Optional Extra, up to $750

Up to $1,000

No

No

Up to 10% of sum insured

Up to 20% of sum insured combined with demolition cost

Up to 20% of sum insured combined with debris removal cost

No

Up to 14 days

Yes

Policy and service features

60

No

Yes

$300

true

no

Alarm Discount, Apartment Discount, No Claim Discount, Roadside Assistance Discount, Seniors Discount , Over 55s Discount, Multi-policy Discount

Yes

Optional Extra - Up to $2,000 per item, up to $8,000 total

Up to 5% of sum insured

Up to $20,000,000

none

none

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Customer Reviews

How are RACQ home insurance rated by the Mozo community?

Overall
8.2/10
Value for money
7.6/10
Policy coverage
7.9/10
Customer service
8.2/10
Claims handling
7.6/10
Trust
7.9/10
Based on 159 RACQ home insurance reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of RACQ Contents Insurance Home Insurance

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