RACQ logo

RACQ Home & Contents Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover

Details

Rates and fees information correct as at 8 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features

60

No

Yes

$0

true

n/a

Alarm Discount, Apartment Discount, No Claim Discount, Roadside Assistance Discount, Seniors Discount, Over 55s Discount, Multi-policy Discount, Combined Discount

Yes

Optional Extra - Up to $2,000 per item, up to $8,000 total

Up to 5% of sum insured

Up to $20,000,000

n/a

n/a

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Buildings

Yes

No

Up to $1,000 for plants

Yes - Up to 50% of the total cost, up to 2km

Contents

Up to $300

Up to $1,500

Up to $5,000

Hardware yes, software up to $5,000 combined with CDs/DVDs

Up to $2,000

Yes - limits apply for carpets over 10 years old

Up to $1,000 per item

Up to $2,000 per item, up to $12,000 in total

Up to $2,000 per item, up to $6,000 in total

No

Up to $1,000

No

Yes

Up to $2,000

Optional Extra - Up to $20,000

Up to $10,000

Other cover

Up to $5,000 for funeral

Optional Extra, up to $750

Up to $1,000

Up to 12 months, up to 10% of sum insured

No

Up to 10% of sum insured

Up to 20% of sum insured combined with demolition cost

Up to 20% of sum insured combined with debris removal cost

No

Up to 14 days

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Customer Reviews

How are RACQ home insurance rated by the Mozo community?

Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

Latest reviews of RACQ Home & Contents Insurance Home Insurance

About RACQ