Choose the version of this product that suits you best
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Classic Home Insurance |
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Classic Extras Home Insurance |
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Classic Advantages Home Insurance |
With Suncorp Building Insurance, you’ll be able to have your own choice of excess along with a multi-policy discount if you combine policies. Plus, if your hold a seniors card and live in Queensland, you’ll be able to score an extra discount. You won’t need to worry if you think your home has been undervalued, as underinsurance protection is also offered.
Your home is a major emotional and financial investments. With Suncorp Classic Extras Home Insurance (Suncorp's mid-range building insurance tier out of its three levels) you can rest easy knowing it’ll be adequately protected. You’ll receive cover for your home against events such as natural disasters like fires and floods, as well as theft and vandalism. But as with any insurance policy, not every event can be covered, and you should know that power and storm surges are not.
As this is a building insurance policy, the structure of your home will be covered, including permanent fixtures, floor, walls and roofs along with any building materials if you ever decide to renovate. Your gates and fences will also be covered, along with landscaping. Lock replacements, temporary repairs, debris removal and demolition costs are also covered. Plus, if you ever need to move out of home, Suncorp Classic Extras Home Insurance will temporarily cover the accommodation costs for you and your pet.
Suncorp Classic Extras Home Insurance is the perfect choice for homeowners who don't need cover for their contents, like an investor renting out a property, but want a high level of cover for the structure of their home at a reasonable price.
Suncorp Classic Extras Home Insurance does not offer new for old replacement for your home. Instead, you’ll be insured up to an agreed upon sum. If you are concerned about getting cover for specific areas in your home, like that tool shed harbouring thousands of dollars worth of trade tools, it’s recommended that you list these areas separately in your policy.
You also should know that although you are given the option to pay your premium monthly, you will have to pay extra for this.
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Yes |
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Up to $500 |
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Up to $500 for plants |
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Yes |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra, up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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60 |
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Optional Extra - Up to 25% of sum insured |
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Yes |
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$200 |
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true |
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no |
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Multipolicy, QLD Seniors Card, $50 Online Discount |
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Yes |
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Up to $20,000,000 |
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If rebuild costs after an insured event are more than the greater of $50,000 or 10% of the sum insured, Build it Back Better will cover the cost of recommended resilience improvements for up to $5,000-$10,000 depending on policy coverage. |
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none |
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$5,000 for death |
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Up to $500 |
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Up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 10% of sum insured combined with temporary accommodation |
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Up to 10% of sum insured combined with demolition cost |
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Up to 10% of sum insured combined with debris removal cost |
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No |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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Yes |
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Up to $1,000 |
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Up to $1,000 for plants |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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60 |
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Yes - Up to 25% of sum insured |
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Yes |
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$200 |
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true |
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no |
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Multipolicy, QLD Seniors Card, $50 Online Discount |
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Yes |
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Up to $20,000,000 |
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If rebuild costs after an insured event are more than the greater of $50,000 or 10% of the sum insured, Build it Back Better will cover the cost of recommended resilience improvements for up to $5,000-$10,000 depending on policy coverage. |
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none |
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$5,000 for death |
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Up to $1,000 |
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Up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 10% of sum insured combined with temporary accommodation |
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Up to 15% of sum insured combined with demolition cost |
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Up to 15% of sum insured combined with debris removal cost |
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No |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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Yes |
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Up to $2,000 |
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Up to $2,000 for plants |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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60 |
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Yes - Up to 30% of sum insured |
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Yes |
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$200 |
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true |
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no |
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Multipolicy, QLD Seniors Card, $50 Online Discount |
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Yes |
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Up to $20,000,000 |
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If rebuild costs after an insured event are more than the greater of $50,000 or 10% of the sum insured, Build it Back Better will cover the cost of recommended resilience improvements for up to $5,000-$10,000 depending on policy coverage. |
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none |
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$5,000 for death |
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Up to $2,500 |
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Up to 15% of sum insured combined with temporary accommodation for pets |
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Up to 15% of sum insured combined with temporary accommodation |
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Up to 20% of sum insured combined with demolition cost |
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Up to 20% of sum insured combined with debris removal cost |
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No |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Do not insure with Gio AAMI Suncorp world war one widow left with no home 55 years no claims. she would not show her id card and contradicted herself on my land she has thrown a widow on the street of her husand served in world war 1 they will not rebuild her home if it wasnt for the next door she would have died in her house they called the fire brigade on the14th april gio and suncorp have been reported to state local and federal governments they tried to set fire again to this old ladies house on sunday night susie stated who cares and let the next door neighbours die laughing and smiling. The neighbor have been living with the smell of asbestos for ten days. The council on Thursday closed down a beach in sydney due to a spec of asbestos. the roof and frame of this house is falling down every night. The neighbor cannot open their windows or hang out their clothes with and elderly mother, suncorp take money and do not pay . Vetrian affairs for world war one widows have been contacted on the way this insurance company has millions and will not pay to rebuild after 55 years of insurance or fix neighbor property due legal liability of the fire. The insurance suncorp insurance company need to all die of asbestos gasping for air as they are not living next to asbestos the neighbors are. insure with an independent insurance company they kicked out a 77 war widow and are endangering a whole family of asbestos . They are un human no customer service , you ring and two hours they shut the phone in your face. The government needs to audit the fraud in suncorp going through our data selling consumer data and stealing our money to give to their families first. Susie from Suncorp told us to 'mind our own business' while on our driveway, on our land, assessing the damage to a house fire next door. She refused to give us general details about when we should be expecting our joint fence to be fixed and for the house to be secure due to the security risk caused by a gaping hole where the fire occurred close to our joint gate. She then told us to 'butt' out of discussions she was having about handling the security risk of burnt home. She then proceeded to yell at us for trying to ask some of her other workers for general/public safety details about the case. She then told us that the joint fence damage was none of her concern and that we were not allowed to ask questions about general safety details and rough timelines. for the risk of asbestos to a whole family directors of suncorp all your families will have by the blood of jesus die from asbestos cancer gasping for air and breathing through a straw with no food . disgraceful local papers are trying to organise a caravan for this elderly 77 war widow to live in . cancel your policie and go to another insurer immediately. Do not waste a minute " despite the asbestos risk which is detailed in the council report. Which she laughed in our faces saying she had received the council report detailing the extreme risk the burnt house poses. She bullied us and attempted to intimidate us by yelling at us first when we asked for general public safety questions. Refusing to give us general public safety details as to the burnt house next door. Susie has defrauded the suncorp by cash money given to her bribes. Susie is defrauding taxtion with suncorp and taxation department with her whole family
Read full reviewDo not insure with Gio AAMI Suncorp world war one widow left with no home 55 years no claims. she would not show her id card and contradicted herself on my land she has thrown a widow on the street of her husand served in world war 1 they will not rebuild her home if it wasnt for the next door she would have died in her house they called the fire brigade on the14th april gio and suncorp have been reported to state local and federal governments they tried to set fire again to this old ladies house on sunday night susie stated who cares and let the next door neighbours die laughing and smiling. The neighbor have been living with the smell of asbestos for ten days. The council on Thursday closed down a beach in sydney due to a spec of asbestos. the roof and frame of this house is falling down every night. The neighbor cannot open their windows or hang out their clothes with and elderly mother, suncorp take money and do not pay . Vetrian affairs for world war one widows have been contacted on the way this insurance company has millions and will not pay to rebuild after 55 years of insurance or fix neighbor property due legal liability of the fire. The insurance suncorp insurance company need to all die of asbestos gasping for air as they are not living next to asbestos the neighbors are. insure with an independent insurance company they kicked out a 77 war widow and are endangering a whole family of asbestos . They are un human no customer service , you ring and two hours they shut the phone in your face. The government needs to audit the fraud in suncorp going through our data selling consumer data and stealing our money to give to their families first. Susie from Suncorp told us to 'mind our own business' while on our driveway, on our land, assessing the damage to a house fire next door. She refused to give us general details about when we should be expecting our joint fence to be fixed and for the house to be secure due to the security risk caused by a gaping hole where the fire occurred close to our joint gate. She then told us to 'butt' out of discussions she was having about handling the security risk of burnt home. She then proceeded to yell at us for trying to ask some of her other workers for general/public safety details about the case. She then told us that the joint fence damage was none of her concern and that we were not allowed to ask questions about general safety details and rough timelines. for the risk of asbestos to a whole family directors of suncorp all your families will have by the blood of jesus die from asbestos cancer gasping for air and breathing through a straw with no food . disgraceful local papers are trying to organise a caravan for this elderly 77 war widow to live in . cancel your policie and go to another insurer immediately. Do not waste a minute " despite the asbestos risk which is detailed in the council report. Which she laughed in our faces saying she had received the council report detailing the extreme risk the burnt house poses. She bullied us and attempted to intimidate us by yelling at us first when we asked for general public safety questions. Refusing to give us general public safety details as to the burnt house next door. Susie has defrauded the suncorp by cash money given to her bribes. Susie is defrauding taxtion with suncorp and taxation department with her whole family
After the Brisbane floods, Suncorp was one of the first to provide families with support which made me very satisfied with them as an insurer.
Read full reviewAfter the Brisbane floods, Suncorp was one of the first to provide families with support which made me very satisfied with them as an insurer.
Very friendly and helpful staff.
Read full reviewVery friendly and helpful staff.
Have been with them for over 25 years and have had no problems.
Read full reviewHave been with them for over 25 years and have had no problems.
Where we live we don't have many options as not many insurance companies will insure us. Suncorp was the cheapest.
Read full reviewWhere we live we don't have many options as not many insurance companies will insure us. Suncorp was the cheapest.