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Suncorp Building Insurance

The details shown below are for the Classic Extras Home Insurance

The details shown below are for the Classic Advantages Home Insurance

The details shown below are for the Classic Home Insurance

Choose the version of this product that suits you best

  • Classic Extras Home Insurance

  • Classic Advantages Home Insurance

  • Classic Home Insurance

Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a

Mozo editorial review Suncorp Building Insurance

Last updated: 5 August 2020.

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What's hot
  • Multi-policy discount
  • Up to 12 months temporary accommodation
What's not
  • Monthly premium payments cost extra
Mozo snapshot

With Suncorp Building Insurance, you’ll be able to have your own choice of excess along with a multi-policy discount if you combine policies. Plus, if your hold a seniors card and live in Queensland, you’ll be able to score an extra discount. You won’t need to worry if you think your home has been undervalued, as underinsurance protection is also offered.  

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Key features

Your home is a major emotional and financial investments. With Suncorp Classic Extras Home Insurance (Suncorp's mid-range building insurance tier out of its three levels) you can rest easy knowing it’ll be adequately protected. You’ll receive cover for your home against events such as natural disasters like fires and floods, as well as theft and vandalism. But as with any insurance policy, not every event can be covered, and you should know that power and storm surges are not.

As this is a building insurance policy, the structure of your home will be covered, including permanent fixtures, floor, walls and roofs along with any building materials if you ever decide to renovate. Your gates and fences will also be covered, along with landscaping. Lock replacements, temporary repairs, debris removal and demolition costs are also covered. Plus, if you ever need to move out of home, Suncorp Classic Extras Home Insurance will temporarily cover the accommodation costs for you and your pet.

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Who is it good for

Suncorp Classic Extras Home Insurance is the perfect choice for homeowners who don't need cover for their contents, like an investor renting out a property, but want a high level of cover for the structure of their home at a reasonable price.


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Any catches

Suncorp Classic Extras Home Insurance does not offer new for old replacement for your home. Instead, you’ll be insured up to an agreed upon sum. If you are concerned about getting cover for specific areas in your home, like that tool shed harbouring thousands of dollars worth of trade tools, it’s recommended that you list these areas separately in your policy.

You also should know that although you are given the option to pay your premium monthly, you will have to pay extra for this.


Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • Up to $1,000

  • Up to $1,000 for plants

  • Yes

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • Yes

  • $200

  • true

  • no

  • Multipolicy, QLD Seniors Card, $50 Online Discount

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • $5,000 for death

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 15% of sum insured combined with demolition cost

  • Up to 15% of sum insured combined with debris removal cost

  • No

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • Up to $2,000

  • Up to $2,000 for plants

  • Yes

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 60

  • Yes - Up to 30% of sum insured

  • Yes

  • $200

  • true

  • no

  • Multipolicy, QLD Seniors Card, $50 Online Discount

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • $5,000 for death

  • Up to $2,500

  • Up to 24 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 24 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 20% of sum insured combined with demolition cost

  • Up to 20% of sum insured combined with debris removal cost

  • No

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • Up to $500

  • Up to $500 for plants

  • Yes

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 60

  • Optional Extra - Up to 25% of sum insured

  • Yes

  • $200

  • true

  • no

  • Multipolicy, QLD Seniors Card, $50 Online Discount

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • $5,000 for death

  • Up to $500

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 10% of sum insured combined with demolition cost

  • Up to 10% of sum insured combined with debris removal cost

  • No

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Suncorp home insurance rated by the Mozo community?

Overall
8.1/10
Value for money
7.2/10
Policy coverage
7.9/10
Customer service
8.0/10
Claims handling
7.9/10
Trust
8.0/10

Latest reviews of Suncorp Building Insurance

  • Overall 10/10
    Great support from Suncorp

    After the Brisbane floods, Suncorp was one of the first to provide families with support which made me very satisfied with them as an insurer.

    Read full review

    After the Brisbane floods, Suncorp was one of the first to provide families with support which made me very satisfied with them as an insurer.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    Pauline, Queensland reviewed over 3 years ago
  • Overall 9/10
    Competitive premiums

    Very friendly and helpful staff.

    Read full review

    Very friendly and helpful staff.

    Value for money
    9/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    Jillian, Queensland reviewed over 3 years ago
  • Overall 8/10
    Good service.

    Have been with them for over 25 years and have had no problems.

    Read full review

    Have been with them for over 25 years and have had no problems.

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    8/10
    Claims handling
    8/10
    Trust
    8/10
    Less
    Carol, Queensland reviewed almost 5 years ago
  • Overall 5/10
    Too expensive

    Where we live we don't have many options as not many insurance companies will insure us. Suncorp was the cheapest.

    Read full review

    Where we live we don't have many options as not many insurance companies will insure us. Suncorp was the cheapest.

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    5/10
    Claims handling
    5/10
    Trust
    5/10
    Less
    Sharon, Queensland reviewed almost 5 years ago
  • Overall 7/10
    Happy with their service

    Claims done quickly & reasonably priced.

    Read full review

    Claims done quickly & reasonably priced.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    7/10
    Claims handling
    7/10
    Trust
    7/10
    Less
    Dianne, Queensland reviewed about 5 years ago
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