On the hunt for a value-packed contents insurance policy? Youi Contents Insurance offers cover on an extensive range of unexpected events, plus, optional extras like jewellery and veterinary expense cover. The policy includes standout features like it's 24/7 claims service, counselling cost coverage and 12 months of temporary accommodation.
Youi Contents Insurance covers all the insurance basics, from fire, flood and theft or burglary cover to personal medical equipment cover. You’ll also get cover for all your tech gadgets like cameras, computers and electronic files.
Youi keeps this policy basic to keep costs down, but there are loads of optional extras available to personalise your cover. This includes cover for more expensive jewellery (worth over $15,000 per item), business items (up to $5,000), accidental breakages and veterinary expenses if your pet is injured (up to $1,000).
On top of all this, Youi Contents Insurance has post-incident support features to help give you extra peace of mind, such as 12 months temporary accommodation (up to 12% of the sum insured) for you and your family, as well as your pets (up to $2,500). You'll also be able to access up to $1,500 in counselling services if you need emotional support after a claim.
Youi Contents Insurance also comes with open air contents cover up to $2,500 and another $20,000 coverage for items kept in storage.
Offering coverage on a wide range of potential events, Youi Contents Insurance is an excellent option for most Aussies, especially families and pet-owner.
Keep in mind there's no underinsurance protection with Youi, so you'll want to make sure all your belongings are valued properly.
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No |
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No |
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Yes, excludes electronic files |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra, select specific replacement value for each item of jewellery where the individual value is more than $15,000 |
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No |
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No |
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No |
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Yes |
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Optional Extra, up to $1,000 per item , up to $5,000 in total |
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No |
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Yes |
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Up to $5,000 for funeral, up to $5,000 for injury |
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Optional Extra, up to $1,000. |
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Up to $1,000 |
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Up to 12 months, up to 12% of sum insured |
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Up to 12 months, up to $3,000 |
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Up to 10% sum insured. |
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No |
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No |
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No |
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Up to 14 days |
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Up to 20% of sum insured |
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60 |
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No |
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Yes |
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$400 |
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true |
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no |
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none |
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Yes |
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Optional Extra - Yes |
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Up to lesser of 10% sum insured or $20,000 |
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Up to $20,000,000 |
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none |
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none |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $1,000, up to 10 years old |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Very professional and helpful.
Read full reviewVery professional and helpful.
Youi have terrible customer service and always increase your premiums yearly even without claiming the previous year. Not recommend.
Read full reviewYoui have terrible customer service and always increase your premiums yearly even without claiming the previous year. Not recommend.
We cannot believe how quick they processed the claim. The staff were just so friendly and went out of their way to make this whole experience less traumatic. Can’t say enough how surprised we were. 10/10.
Read full reviewWe cannot believe how quick they processed the claim. The staff were just so friendly and went out of their way to make this whole experience less traumatic. Can’t say enough how surprised we were. 10/10.
Youi saved me so much money on my premiums. I was paying tripe with another well known insurance company till I contacted Youi, best choice I ever made. Make the call, you will not be disappointed.
Read full reviewYoui saved me so much money on my premiums. I was paying tripe with another well known insurance company till I contacted Youi, best choice I ever made. Make the call, you will not be disappointed.
Been with Youi for my contents insurance for over 6 years now, very affordable and a great service.
Read full reviewBeen with Youi for my contents insurance for over 6 years now, very affordable and a great service.