Allianz Travel Insurance

Allianz

Thinking of taking out international travel insurance with Allianz for your upcoming trip? If you’re stuck with questions like who is Allianz, what they offer, and if there’s any fine print that you should be aware of, then you’ve reached the right place. We’ve got all this information and much more to help you take the right decision. Read on to know more.

Who is Allianz Travel Insurance?

A leading global insurance company with over 50 years of experience, The Allianz Group offers car, home, life, business and travel insurance products. Allianz Australia Insurance Limited is one of Australia's largest general insurers and caters to over 3 million customers.

Rates and fees verified as correct at 04 December, 2016. Other information correct at the time of writing.

Allianz travel insurance plans

Whether you’re looking for single, duo or family cover, Allianz offers multiple solutions to suit all kinds of travellers. Depending on your travel plans you can opt for basic travel insurance with unlimited medical cover, comprehensive insurance that also includes cancellation fees, luggage and repatriation, or if you’re a regular jetsetter you can go for the multi-trip policy that covers multiple business and leisure trips within Australia and overseas. Read on for more information about the features of the different Allianz travel insurance policies that you can choose from:

  • Events

  • Limits shown apply

  • Overseas emergency hospital expense

  • Overseas emergency medical assistance

  • Maximum excess

  • Cancellation fees

  • Pay extra for no excess

  • Luggage and personal effects

  • Additional accomodation & travel

  • Emergency companion

  • Resumption of journey

  • Hospital cash allowance

  • Accidental death

  • Permanent disability

  • Loss of income

  • Credit Card fraud and replacement

  • Travellers cheques

  • Travel documents

  • Rental vehicle excess

  • Alternative travel expenses

  • Personal liability

  • Pre existing conditions

  • Asthma

  • Cancer

  • Cardiovascular disease

  • Mental health problems

  • Diabetes

  • Epilepsy

  • High cholesterol

  • High blood pressure

  • Pregnancy

  • Blood thinning medication

  • Activities covered

  • Bungee jumping

  • Conservation work

  • Mountain biking

  • Mountaineering

  • Rock climbing

  • Scuba diving

  • Sky diving

  • Surfing

  • Trekking

  • Snow sports

  • Ocean Cruise

    • Budget Cover

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Events
    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
    • Comprehensive Cover

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Unlimited

    • Events
    • $7,500

    • $50,000

    • $50,000

    • $3,000

    • $5,000

    • $25,000

    • $25,000

    • $10,400

    • $5,000

    • $5,000

    • $5,000

    • $6,000

    • $5,000

    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
    • Frequent Traveller Cover

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Unlimited

    • Events
    • $7,500

    • $50,000

    • $50,000

    • $3,000

    • $5,000

    • $25,000

    • $25,000

    • $10,400

    • $5,000

    • $5,000

    • $5,000

    • $6,000

    • $5,000

    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
  • Events

  • Limits shown apply

  • Overseas emergency hospital expense

  • Overseas emergency medical assistance

  • Maximum excess

  • Cancellation fees

  • Pay extra for no excess

  • Luggage and personal effects

  • Additional accomodation & travel

  • Emergency companion

  • Resumption of journey

  • Hospital cash allowance

  • Accidental death

  • Permanent disability

  • Loss of income

  • Credit Card fraud and replacement

  • Travellers cheques

  • Travel documents

  • Rental vehicle excess

  • Alternative travel expenses

  • Personal liability

  • Pre existing conditions

  • Asthma

  • Cancer

  • Cardiovascular disease

  • Mental health problems

  • Diabetes

  • Epilepsy

  • High cholesterol

  • High blood pressure

  • Pregnancy

  • Blood thinning medication

  • Activities covered

  • Bungee jumping

  • Conservation work

  • Mountain biking

  • Mountaineering

  • Rock climbing

  • Scuba diving

  • Sky diving

  • Surfing

  • Trekking

  • Snow sports

  • Ocean Cruise

    • Budget Cover

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Events
    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
    • Comprehensive Cover

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Unlimited

    • Events
    • $7,500

    • $50,000

    • $50,000

    • $3,000

    • $5,000

    • $25,000

    • $25,000

    • $10,400

    • $5,000

    • $5,000

    • $5,000

    • $6,000

    • $5,000

    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
  • Events

  • Limits shown apply

  • Overseas emergency hospital expense

  • Overseas emergency medical assistance

  • Maximum excess

  • Cancellation fees

  • Pay extra for no excess

  • Luggage and personal effects

  • Additional accomodation & travel

  • Emergency companion

  • Resumption of journey

  • Hospital cash allowance

  • Accidental death

  • Permanent disability

  • Loss of income

  • Credit Card fraud and replacement

  • Travellers cheques

  • Travel documents

  • Rental vehicle excess

  • Alternative travel expenses

  • Personal liability

  • Pre existing conditions

  • Asthma

  • Cancer

  • Cardiovascular disease

  • Mental health problems

  • Diabetes

  • Epilepsy

  • High cholesterol

  • High blood pressure

  • Pregnancy

  • Blood thinning medication

  • Activities covered

  • Bungee jumping

  • Conservation work

  • Mountain biking

  • Mountaineering

  • Rock climbing

  • Scuba diving

  • Sky diving

  • Surfing

  • Trekking

  • Snow sports

  • Ocean Cruise

    • Budget Cover

    • Per group

    • Unlimited

    • Unlimited

    • 200

    • Events
    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
    • Comprehensive Cover

    • Per group

    • Unlimited

    • Unlimited

    • 200

    • Unlimited

    • Events
    • $15,000

    • $100,000

    • $100,000

    • $3,000

    • $10,000

    • $50,000

    • $50,000

    • $20,800

    • $10,000

    • $10,000

    • $10,000

    • $6,000

    • $10,000

    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
= Covered = Not covered

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).


Key features and fine print of your travel insurance policy

Finished reading about the policies and their general features? Now don’t forget to look at the Product Disclosure Statement (PDS) to understand the fine print of what you’re buying. Here’s a list of some of the different inclusions and exclusions that you should look out for. Of course they will vary for the different policies, and that’s why you need to know what exactly you’re eligible for.       

Overseas emergency medical assistance

In case you face a medical situation while you’re travelling overseas, Allianz Global Assistance will arrange for access to a medical adviser for emergency medical treatment. They will also provide for any messages to be passed on to your family or employer in the case of an emergency and for your medical transfer or evacuation if you need to be transported to the nearest hospital for emergency medical treatment overseas or be brought back to Australia with appropriate medical supervision.

Fine print: Your claim will not be accepted if you decline to follow the medical advice obtained by Allianz. The insurer will in that case not be responsible for subsequent medical, hospital or evacuation expenses.

Cancellation fees and lost deposits

Allianz will cover your cancellation fees for travel and accommodation arrangements that you have paid in advance and cannot recover in any other way if your trip is cancelled because of unexpected circumstances that were outside your control.

Fine print: You will not get paid if your trip is altered because you are a full-time permanent employee and your pre-arranged leave is cancelled by your employer (unless you are a full-time member of the Australian Defence Force or of federal, state or territory emergency services).

Travel delay expenses

You will be reimbursed for additional meals and accommodation expenses if a delay to your journey, for at least 6 hours, arises from circumstances outside your control. Allianz will pay up to $200 at the end of the initial 6 hour period. You are then eligible for up to $200 for each full 24 hour period that the delay continues beyond the initial 6 hour delay.

Fine print: Your claim will not be accepted if the delay to your journey was caused due to the financial collapse or insolvency of any travel agent, tour wholesaler, tour operator or booking agent; or an act or threat of terrorism.

Theft of cash

Allianz will pay for cash, bank notes, currency notes, postal orders or money orders that are stolen from you during your journey.

Fine print: You will not be paid if the cash, bank notes, currency notes, postal orders or money orders were not on your person at the time they were stolen.  

Luggage and personal effects

Allianz offers travel insurance policies that cover that the repair cost or value of any luggage and personal effects which are stolen, accidentally damaged or permanently lost during your trip. Depending on the terms of the policy that you’ve purchased, when calculating the amount payable, Allianz may apply depreciation due to age, wear and tear.

Fine print: You will not get paid if you do not report the loss, theft or misplacement within 24 hours to the police or an office of the bus line, airline, shipping line or rail authority you were travelling on when the loss, theft or misplacement occurred. Don’t forget to keep a written statement of the report for your records because you will also need to prove that you made such a report while filing a claim.

General exclusions that can get your claim rejected

Now that you’ve read about the different features and fine print that you need to be aware of, here’s a list of general exclusions that are applicable to all sections of the Allianz travel insurance policy. Your claim will not be accepted if:

How is Allianz Travel Insurance rated by the Mozo Community?

Read how the Mozo community has rated Allianz Travel Insurance policies and services on a number of factors ranging from value for money to customer satisfaction.

Allianz travel insurance

Overall 6.8*

Value for money

Trust

143 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Allianz travel insurance reviews Recent Allianz travel insurance reviews

Allianz

Allianz travel insurance review

Overall rating   8 / 10

Recommend for price and product

Competitive pricing, good sales people on phone, we have used them several times, never had to claim so hence the 8/10 as not sure what they like when it comes to the crunch

Full review

Competitive pricing, good sales people on phone, we have used them several times, never had to claim so hence the 8/10 as not sure what they like when it comes to the crunch

    Value for money   10 / 10

    Trust   8 / 10

Less

Catherine (QLD), reviewed 5 months ago

Allianz

Allianz travel insurance review

Overall rating   7 / 10

Need to improve the speed of reply

Quite good

Full review

Quite good

    Value for money   5 / 10

    Trust   8 / 10

Less

Duy (VIC), reviewed 9 months ago

Allianz

Allianz travel insurance review

Overall rating   5 / 10

Good price for the amount of cover

All we received was the bill and no other information really.

Full review

All we received was the bill and no other information really.

    Value for money   6 / 10

    Trust   3 / 10

Less

Aaron (SA), reviewed about 1 year ago

Allianz

Allianz travel insurance review

Overall rating   7 / 10

Competitive

Have used them before via BankVic, competitive, informative, easy purchase and completing forms.

Full review

Have used them before via BankVic, competitive, informative, easy purchase and completing forms.

    Value for money   7 / 10

    Trust   6 / 10

Less

Lynne (VIC), reviewed about 1 year ago

Allianz

Allianz travel insurance review

Overall rating   7 / 10

Good value.

Didn't need to claim, but value was good.

Full review

Didn't need to claim, but value was good.

    Value for money   7 / 10

    Trust   6 / 10

Less

Brad (QLD), reviewed about 1 year ago

Hide reviews

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Compare Allianz Travel Insurance policies with other Australian Insurers

It’s all good to know about Allianz Travel Insurance policies and their features but your research will be incomplete until you compare Allianz with other travel insurers. Use our travel insurance comparison tool, to compare and shortlist the best policy based on your travel plans. Just type in some basic details like your destination, travel dates, number and age of travellers, and we’ll instantly give you a list of insurers with their respective policies and pricing including to make the comparison easier.

If you’re looking for more information on travel insurance, check out our detailed guides on a number of subjects such as pre-existing conditions, seniors travel insurance and family travel insurance. You can also head over to our travel section for more money savvy tips as well the best $20 series where real travellers share their secrets from across the world.

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