Interest rates news and advice

All the latest news on interest rates in Australia.

Money moves 12 sep 2025

Mozo Money Moves: Fixed rate cuts moderating, cheap home loan picks, AI trading risks and the real rate of return for savers

Welcome to Mozo Money Moves, your weekly round-up of what's moving your money and shaping your financial decisions. This week, we're taking a deep dive into the home loan market, where fixed rates are continuing their free fall, with an increasing number of lenders now offering rates below 5%. We'll also cover a surprise rate cut from one of Australia's largest customer-owned banks, a look at cheap home loan picks this week, and a head-to-head matchup of trading platforms. Plus, we've got new research on how Aussies would spend a $10,000 windfall and insights into the risks of AI trading advice.

Money moves 05 sep 2025

Mozo Money Moves: property prices soar, RBA expected to hold, cashback offers intensify, and ING rewrites rewards rules

Welcome to Mozo Money Moves, your weekly round-up of what’s affecting your money and shaping your financial decisions. This week, we're examining the spring selling season, where a surge in the housing market is turning heads. We'll explore why home prices are setting new records and how lenders are responding to renewed consumer confidence with enticing cashback offers. With the next cash rate decision just around the corner, we'll also break down why the market is expecting a "hold" and what that means for your budget. Plus, we've got a new edition of our popular 'versus' series, pitting two major home insurers against each other, and all the tips you need to prepare for Black Friday, as well as other helpful money moves.

Money moves 29 aug 2025

Mozo Money Moves: Fixed rates falling, RBA stresses economic challenges, house prices to rise, savings strategies, and SME solutions

Welcome to Mozo Money Moves, your weekly guide to the shifts shaping your money. This week’s wrap covers both relief and reality: while fixed home loan rates have tumbled below 5% and borrowers enjoy cheaper repayments, the RBA’s minutes warn of slowing productivity and modest long-term growth. We also unpack a surge in home loan demand, the government’s expanded Home Guarantee Scheme, and new comparisons across savings accounts, term deposits and super funds. Plus, we look at fresh offerings from ING and OFX that could help boost rewards and protect small business margins.

Money moves 22 aug 2025

Mozo Money Moves: Savings rate cuts, AI trading insights, why term deposits may be ideal for Gen Z, and the top travel picks for Aussies in 2025

Welcome to Mozo Money Moves, your weekly round-up of what’s moving your money and shaping your financial decisions. With travel back on the agenda, this week we're kicking off by revealing the top travel destinations of 2025. We'll also dive into the future of investing with a look at AI trading, a growing trend that comes with a few key lessons for Australian investors. Finally, we'll explore why a generation often stereotyped as digital-first could turn to the humble term deposit, plus a breakdown of the banks that have cut savings rates.

Money moves 15 aug 2025

Mozo Money Moves: RBA delivers another rate cut, but is it good news for everyone?

Welcome to Mozo Money Moves, your weekly round-up of what’s moving your money and shaping your financial decisions. This week, the Reserve Bank of Australia (RBA) has once again taken centre stage, delivering a widely anticipated rate cut in a move to further support the economy. While this is music to the ears of borrowers, not all lenders are playing the same tune, with a noticeable lag from some of the biggest players in the market.

Money moves 08 aug 2025

Mozo Money Moves: New lowest fixed home loan rate, markets eye August RBA cut, ANZ raises eyebrows, while term deposits are driven down

Welcome to Mozo Money Moves, your weekly round-up of what’s moving your money and shaping your financial decisions. This week, the conversation is dominated by the looming prospect of a cash rate cut, following the RBA’s surprising decision to hold steady in July, which caught markets and economists off guard. We’ll cover the flurry of activity in the home loan market ahead of next week’s August meeting and break down how banks are responding, from new competitive offers to eyebrow-raising rate hikes and how fast (or slow) lenders will act to implement cuts for borrowers.

Money moves 25 jul 2025

Mozo Money Moves: Fixed rates fall below 5%, term deposits tumble, NAB offer a game changer for first-home buyers and more

Welcome to Mozo Money Moves, your essential guide to navigating the world of personal finance. This week, there's plenty to discover. We've seen some cracking action in the home loan market, with a major lender slicing fixed rates below the 5% mark, which could be a real boon if you're looking for certainty in your repayments. On the flip side, savers might be feeling a bit of a pinch as term deposit rates continue their slide, forcing a rethink on where to stash your cash.

Money moves 18 jul 2025

Mozo Money Moves: Unlocking higher savings, smarter investing strategies, super gains and generational spending trends

Welcome to Mozo Money Moves, your essential guide to navigating the dynamic world of personal finance. In this edition, we unpack some of the most significant trends and opportunities shaping how Australians save, invest, and spend their money. From competitive savings rates designed to boost your cash to a timeless investing strategy making a comeback, we've got you covered.