P&N Bank personal loans

4.6
Based on 15 P&N Bank personal loan product reviews.
Fact Checked

P&N Bank is Western Australia's largest mutual bank, and offers competitive rates and fees that are personalised to its members. Formerly Police & Nurses Credit Society, P&N has served the local Western Australian community for over 30 years, and provides a range of quality banking and financial services including credit cards, bank and savings accounts, term deposits, home and personals loans, and insurance products. As a mutual bank, every member has a say, and profits go directly back into benefiting its members.

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Last updated 21 December 2024 Important disclosures and comparison rate warning*

P&N Bank personal loans

  • Car Loan

    Interest rate from
    8.24 % p.a.
    Comparison rate from
    8.87 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $199
    No Partner link

  • Unsecured Personal Loan

    • Fixed
    Interest rate from
    9.99 % p.a.
    Comparison rate from
    10.65 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $199
    No Partner link

  • Secured Personal Loan

    • Fixed
    Interest rate from
    8.24 % p.a.
    Comparison rate from
    8.90 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $199
    No Partner link

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P&N Bank personal loan ratings

Overall customer rating for P&N Bank personal loans

4.6
Based on 15 product reviews.

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P&N Bank products

Personal loan quick links


* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

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