People's Choice is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, People's Choice has more than 350,000 members Australia wide.
At People's Choice its customers are its owners so everything they do is designed to benefit their members. And its customer-focused attitude has certainly paid off, as it picked up two 2020 Mozo People's Choice Awards in both the Most Recommended and Outstanding Customer Satisfaction categories.
Website is missing basic features. Some of the call centre speak broken hard to understand English.
No problem, all good
People's Choice have been my bank for over thirty years now. I switched to them on the recommendation of a friend and have never looked back. The staff have always been extremely helpful, both in person and on the phone; and their assistance with putting together a term deposit after my mother died was exceptional. They were also incredibly compassionate when I was in branch to close my mother's account after her death and transfer her term deposit to myself, giving me tea and being extraordinarily comforting during the process, going above and beyond any other financial institution I've dealt with. In fact, I had convinced both my parents to switch banks because I was so impressed with People's Choice, my father who is French, would always tell me how much he enjoyed the banking experience and how helpful and kind they were to him, especially with the language barrier when he set up his own term deposit. I highly recommend People's Choice for all forms of banking, and their Term Deposit is very well explained and set out, the interest rates earned are competitive and if you wish to withdraw interest when the rollover date arrives, one has several options on how to do that--you can either withdraw the interest earned at the year end of the period and roll over the original amount of the Term Deposit, or you can rollover the total of the Term Deposit with the interest earned for another year, or you can have your interest earned deposited into your bank account twice a year while your Term Deposit itself is rolled over for another period. The flexibility is excellent and the assistance I have recieved every time I talk to a staff member has been second to none. To that end, I suggest joining People's Choice today.
I have been with the Credit Union for 26 years, and have always had a great experience when it came to lending.
This credit union has taken nearlly 4 weeks to approve our car loan, after constant questioning about individual items on our bank statement etc my wife and i are are fed up. We have done buisness before with them and in december had just finished paying a loan back of 900$ p/m over 5 years so we though it would be easy to get another for 700$ p/m, how we where wrong. Their customer service is non exsistent and my wife who is a high income bracket earner working in the financial disputes and the legal profession couldnt believe the questions that have been asked of us. My advice dont do any buissness with peoples choice, eventually you will regret it. We are in the process of cancelling our loan application and closing accounts, weve instructed family members to do the same.
Peoples Choice Fraud squad have been looking out for me in the past due tovmy Visa card being compromised. Now l only have a debit card.
Amazing interest on saving account, and is extra when no money is withdrawn from said account. Excellent customer service every time I’ve called! Only con is that the bank app is down a lot.
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