People's Choice Credit Union Unsecured Personal Loan

13.99% p.a.

15.78% p.a.based on $10,000
over 3 years

$250

Rates

  • Fixed

  • 13.99% p.a. fixed

  • 15.78% p.a.based on $10,000
    over 3 years

Fees

  • $250.00

  • $0.00

  • $25.00

  • none

  • $0.00

Other financial bits

  • $2,000.00

  • $40,000.00

  • 1 Year

  • 7 Years

  • Unsecured

Features

  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • none

  • $0 monthly fee on Peoples Choice Credit Union Zip bank account.

About People's Choice Credit Union

People's Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

How are People's Choice Credit Union personal loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.3

Based on 38
People's Choice Credit Union personal loans reviews

7.4 6.5 7.4 7.0 7.5

Read People's Choice Credit Union personal loan reviews by the Mozo community

Latest reviews of People's Choice Credit Union Unsecured Personal Loan

People's Choice Credit Union

People's Choice Credit Union Unsecured Personal Loan (Fixed) personal loan review

Overall rating   9 / 10

Easy one stop shop for your finances...

People's Choice Credit Union is not one of the big banks and the interest rates are quite lower. It is pretty easy to get in touch with a branch member and they are usually quite friendly and helpful. They use CGU insurance so you can get...

Full review

People's Choice Credit Union is not one of the big banks and the interest rates are quite lower. It is pretty easy to get in touch with a branch member and they are usually quite friendly and helpful. They use CGU insurance so you can get reasonable insurance for your car or home as well. It is a one stop shop.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Liana (VIC), reviewed over 2 years ago

People's Choice Credit Union

People's Choice Credit Union Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

100% happy with the customer service

Because I live 500km away from my nearest branch I applied for my car loan over the phone. I was approved within minutes and paperwork was sent by mail. I had quite a few questions once the paper work arrived and every time I rang I was attended...

Full review

Because I live 500km away from my nearest branch I applied for my car loan over the phone. I was approved within minutes and paperwork was sent by mail. I had quite a few questions once the paper work arrived and every time I rang I was attended to promptly and courteously even when I rang with some really stupid questions nothing was too much trouble. I even rang the branch manager and complimented the staff member who attended to my inquiries and was told she would get the employee of the month award. Well deserved.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Sue (NT), reviewed over 3 years ago

People's Choice Credit Union

People's Choice Credit Union Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Great digital offering

Their online offering makes this one of the easiest applications and processes I've seen.

Full review

Their online offering makes this one of the easiest applications and processes I've seen.

    Price   9 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Alex (SA), reviewed over 4 years ago

People's Choice Credit Union

People's Choice Credit Union Unsecured Personal Loan (Fixed) personal loan review

Overall rating   9 / 10

Great service, easy application

The application was processed quickly, with great service.

Full review

The application was processed quickly, with great service.

    Price   6 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Mozo reviewer (QLD), reviewed almost 5 years ago

People's Choice Credit Union

People's Choice Credit Union Unsecured Personal Loan (Fixed) personal loan review

Overall rating   5 / 10

Good rate

Good company, inexperienced and patronising staff though.

Full review

Good company, inexperienced and patronising staff though.

    Price   7 / 10

    Features   2 / 10

    Customer service   1 / 10

    Convenience   5 / 10

    Trust   3 / 10

Less

Rod (SA), reviewed over 5 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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