People's Choice Credit Union Unsecured Personal Loan

13.99% p.a.

15.78% p.a.based on $10,000
over 3 years

$250

People's Choice Credit Union Unsecured Personal Loan

13.99% p.a.

15.78% p.a.based on $10,000
over 3 years

$250

Details

Rates and fees information correct as at 15 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Fixed

  • 13.99% p.a. fixed

  • 15.78% p.a.based on $10,000
    over 3 years

Fees
  • $250.00

  • $0.00

  • $25.00

  • none

  • $0.00

Other financial bits
  • $2,000.00

  • $40,000.00

  • 1 Year

  • 7 Years

  • Unsecured

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • none

  • $0 monthly fee on Peoples Choice Credit Union Zip bank account.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are People's Choice Credit Union personal loans rated by the Mozo community?

Overall customer rating
7.7/10
Price
7.3/10
Features
6.6/10
Customer service
7.8/10
Convenience
7.7/10
Trust
7.8/10

Latest reviews of People's Choice Credit Union Unsecured Personal Loan

  • Overall
    9/10
    Easy one stop shop for your finances...

    People's Choice Credit Union is not one of the big banks and the interest rates are quite lower....

    People's Choice Credit Union is not one of the big banks and the interest rates are quite lower. It is pretty easy to get in touch with a branch member and they are usually quite friendly and helpful. They use CGU insurance so you can get reasonable insurance for your car or home as well. It is a one stop shop.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    8/10

    Liana | Victoria

    reviewed almost 3 years ago

  • Overall
    10/10
    100% happy with the customer service

    Because I live 500km away from my nearest branch I applied for my car loan over the phone. I was...

    Because I live 500km away from my nearest branch I applied for my car loan over the phone. I was approved within minutes and paperwork was sent by mail. I had quite a few questions once the paper work arrived and every time I rang I was attended to promptly and courteously even when I rang with some really stupid questions nothing was too much trouble. I even rang the branch manager and complimented the staff member who attended to my inquiries and was told she would get the employee of the month award. Well deserved.

    Price
    8/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10

    Sue | Northern Territory

    reviewed almost 4 years ago

  • Overall
    8/10
    Great digital offering

    Their online offering makes this one of the easiest applications and processes I've seen.

    Their online offering makes this one of the easiest applications and processes I've seen.

    Price
    9/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    9/10

    Alex | South Australia

    reviewed about 5 years ago

  • Overall
    9/10
    Great service, easy application

    The application was processed quickly, with great service.

    The application was processed quickly, with great service.

    Price
    6/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    8/10

    Name not supplied | Queensland

    reviewed over 5 years ago

  • Overall
    5/10
    Good rate

    Good company, inexperienced and patronising staff though.

    Good company, inexperienced and patronising staff though.

    Price
    7/10
    Features
    2/10
    Customer service
    1/10
    Convenience
    5/10
    Trust
    3/10

    Rod | South Australia

    reviewed almost 6 years ago

People's Choice Credit Union

About People's Choice Credit Union

People's Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

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$150.00upfront and $10.00/month

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12.45% p.a.

13.32% p.a.based on $30,000
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$150.00upfront and $10.00/month

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10.89% p.a.

11.15% p.a.based on $30,000
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