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Plenti Unsecured Personal Loan (Fixed)

Advertiser disclosure

The details shown below are for a fixed loan between $5,000 and $50,000

The details shown below are for a fixed loan between $5,000 and $50,000

The details shown below are for a fixed loan between $5,000 and $50,000

The details shown below are for a fixed loan between $5,000 and $50,000

The details shown below are for a fixed loan between $5,000 and $35,000

The details shown below are for a fixed loan between $5,000 and $35,000

Choose the version of this loan that suits you best

  • Loan: $5,000 $50,000

  • Loan: $5,000 $50,000

  • Loan: $5,000 $50,000

  • Loan: $5,000 $50,000

  • Loan: $5,000 $35,000

  • Loan: $5,000 $35,000

Interest rate from
6.39% p.a.to 7.49% p.a.
Comparison rate from
6.39% p.a.to 8.19% p.a.based on $30,000
over 5 years
Upfront fee
$0
Go to site
Interest rate from
7.39% p.a.to 8.49% p.a.
Comparison rate from
7.39% p.a.to 9.19% p.a.based on $30,000
over 5 years
Upfront fee
$0
Interest rate from
7.49% p.a.to 9.99% p.a.
Comparison rate from
8.19% p.a.to 10.92% p.a.based on $30,000
over 5 years
Upfront fee
$199
Interest rate from
8.49% p.a.to 10.99% p.a.
Comparison rate from
9.19% p.a.to 11.93% p.a.based on $30,000
over 5 years
Upfront fee
$199
Interest rate from
8.59% p.a.to 13.89% p.a.
Comparison rate from
9.51% p.a.to 15.0% p.a.based on $30,000
over 5 years
Upfront fee
$199
Interest rate from
10.99% p.a.to 14.89% p.a.
Comparison rate from
11.93% p.a.to 16.01% p.a.based on $30,000
over 5 years
Upfront fee
$199

Mozo editorial review Plenti Unsecured Personal Loan (Fixed) - last updated: 20 August 2021

5 / 5
binocular icon
What's hot
  • Competitive fixed rates from 6.39% p.a. (6.39% p.a. comparison rate*)
  • Offers tiered-based rates - so better interest rates are available for borrowers with a good credit rating
What's not
  • Monthly repayments only
Mozo snapshot

On the lookout for a personal loan to help pay for a home reno, wedding or another big upcoming cost? Well, with super low fixed rates from 6.39% p.a. (6.39% p.a. comparison rate*) on loans between $5,000 and $50,000 and with 3-7 year loan terms, look no further than the unsecured Plenti Fixed Personal Loan. 

key icon
Key features

The Plenti Fixed Personal Loan hits the ground running with competitive fixed rates from 6.39% p.a. (6.39% p.a. comparison rate*) on amounts from $5,000 to $50,000 and flexible 3-5 year loan terms options. Keep in mind that this loan offers tiered-based interest rates, which means, the better your credit score, the better your interest rate.  

This personal loan only offers a monthly repayment cycle, which should be fine if you’re paid on a monthly basis, but maybe not if you’re paid weekly or fortnightly.

Being an unsecured loan type, you won’t risk losing your car, house or any other expensive assets as you won’t be required to put up any collateral against the loan.

In addition, the Plenti Fixed Personal Loan allows customers to make extra repayments and doesn’t charge any early loan repayment fee, so you’ll be able to pay off your loan as quickly as you like without being penalised for it.

snapshot
Who is it good for

Take pride in keeping your credit report in good shape? Then the Plenti Fixed Personal Loan could be a great loan option for you thanks to its tiered-based fixed interest rates which rewards credit-worthy borrowers with better rates. Plus, it is unsecured so there is no need to put up any assets against the loan. 

question icon
Any catches

An upfront fee will apply, with the amount varying depending on your credit score and how much you want to borrow. On top of this, there’s also a $30 late payment fee if you fall behind on your repayments.

Picture of Polly Fleeting
Polly Fleeting
Money writer

Polly Fleeting is a personal finance writer here at Mozo, specialising in loans and credit cards. Her work is aimed at helping people find ways to make smart product choices, reduce debt and get more for their hard-earned dollars. Polly has a degree in Journalism from the University of Technology, Sydney. She is also ASIC RG146 (Tier 2) certified for general advice.

Details

Rates and fees information correct as at 19 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

6.39% p.a.to 7.49% p.a. fixed

6.39% p.a.to 8.19% p.a.based on $30,000
over 5 years

Fees

$0.00

$0.00

$30.00

$0.00

$0.00

Other financial bits

$5,000.00

$50,000.00

3 Years

5 Years

Unsecured

Features

Monthly

yes

no

Displayed interest rate is for customers with an excellent credit history. Application fees may be higher depending on loan amount.

Up front fee may be higher than shown depending on your application.

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 19 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

7.39% p.a.to 8.49% p.a. fixed

7.39% p.a.to 9.19% p.a.based on $30,000
over 5 years

Fees

$0.00

$0.00

$30.00

$0.00

$0.00

Other financial bits

$5,000.00

$50,000.00

6 Years

7 Years

Unsecured

Features

Monthly

yes

no

Displayed interest rate is for customers with an excellent credit history. Application fees may be higher depending on loan amount.

Up front fee may be higher than shown depending on your application.

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 19 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

7.49% p.a.to 9.99% p.a. fixed

8.19% p.a.to 10.92% p.a.based on $30,000
over 5 years

Fees

$199.00

$0.00

$30.00

$0.00

$0.00

Other financial bits

$5,000.00

$50,000.00

3 Years

5 Years

Unsecured

Features

Monthly

yes

no

Displayed interest rate is for customers with a very good credit history. Application fees may be higher depending on loan amount.

Up front fee may be higher than shown depending on your application

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 19 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

8.49% p.a.to 10.99% p.a. fixed

9.19% p.a.to 11.93% p.a.based on $30,000
over 5 years

Fees

$199.00

$0.00

$30.00

$0.00

$0.00

Other financial bits

$5,000.00

$50,000.00

6 Years

7 Years

Unsecured

Features

Monthly

yes

no

Displayed interest rate is for customers with a very good credit history. Application fees may be higher depending on loan amount.

Up front fee may be higher than shown depending on your application

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 19 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

8.59% p.a.to 13.89% p.a. fixed

9.51% p.a.to 15.0% p.a.based on $30,000
over 5 years

Fees

$199.00

$0.00

$30.00

$0.00

$0.00

Other financial bits

$5,000.00

$35,000.00

3 Years

5 Years

Unsecured

Features

Monthly

yes

no

Displayed interest rate is for customers with a good credit history. Application fees may be higher depending on loan amount, a 2% establishment fee may also apply.

Up front fee may be higher than shown depending on your application

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 19 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

10.99% p.a.to 14.89% p.a. fixed

11.93% p.a.to 16.01% p.a.based on $30,000
over 5 years

Fees

$199.00

$0.00

$30.00

$0.00

$0.00

Other financial bits

$5,000.00

$35,000.00

6 Years

7 Years

Unsecured

Features

Monthly

yes

no

Displayed interest rate is for customers with a good credit history. Application fees may be higher depending on loan amount, a 2% establishment fee may also apply.

Up front fee may be higher than shown depending on your application

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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