The details shown below are for a fixed loan between $5,000 and $50,000
The details shown below are for a fixed loan between $5,000 and $50,000
The details shown below are for a fixed loan between $5,000 and $35,000
Choose the version of this loan that suits you best
| Loan type | Name | Min loan amount | Max loan amount | |
|---|---|---|---|---|
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|
Fixed | Personal Loan (Unsecured, Fixed, Excellent Credit) | $5,000 | $50,000 |
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|
Fixed | Personal Loan (Unsecured, Fixed, Very Good Credit) | $5,000 | $50,000 |
|
|
Fixed | Personal Loan (Unsecured, Fixed, Good Credit) | $5,000 | $35,000 |
Loan: $5,000 $50,000
Loan: $5,000 $50,000
Loan: $5,000 $35,000
On the lookout for a personal loan to help pay for a home reno, wedding or another big upcoming cost? Well, with super low fixed rates from 6.89% p.a. (6.89% p.a. comparison rate*) on loans between $5,000 and $50,000 and with 6 month to 7 year loan terms, look no further than the unsecured Plenti Fixed Personal Loan.
The Plenti Fixed Personal Loan hits the ground running with competitive fixed rates from 6.89% p.a. (6.89% p.a. comparison rate*) to a max of 8.69% p.a. (9.81% p.a. comparison rate*) on amounts from $5,000 to $50,000 and flexible 6 month to 7 year loan terms options. Keep in mind that this loan offers tiered-based interest rates, which means, the better your credit score, the better your interest rate.
This personal loan only offers a monthly repayment cycle, which should be fine if you’re paid on a monthly basis, but maybe not if you’re paid weekly or fortnightly.
Being an unsecured loan type, you won’t risk losing your car, house or any other expensive assets as you won’t be required to put up any collateral against the loan.
In addition, the Plenti Fixed Personal Loan allows customers to make extra repayments and doesn’t charge any early loan repayment fee, so you’ll be able to pay off your loan as quickly as you like without being penalised for it.
Take pride in keeping your credit report in good shape? Then the Plenti Fixed Personal Loan could be a great loan option for you thanks to its tiered-based fixed interest rates which rewards credit-worthy borrowers with better rates. Plus, it is unsecured so there is no need to put up any assets against the loan.
An upfront fee will apply, with the amount varying depending on your credit score and how much you want to borrow. On top of this, there’s also a $30 late payment fee if you fall behind on your repayments.
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Fixed |
|
|
6.89% p.a.to 8.69% p.a. fixed |
|
|
6.89% p.a.to 9.81% p.a.based on $10,000 |
|
$0.00 |
|
|
$0.00 |
|
|
$30.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$5,000.00 |
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|
$50,000.00 |
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|
1 Year |
|
|
7 Years |
|
|
Unsecured |
|
Monthly |
|
|
yes |
|
|
no |
|
|
Displayed interest rate is for customers with an excellent credit history. Application fees may be higher depending on loan amount. |
|
|
Up front fee may be higher than shown depending on your application. |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
Fixed |
|
|
8.49% p.a.to 11.19% p.a. fixed |
|
|
9.81% p.a.to 12.67% p.a.based on $10,000 |
|
$199.00 |
|
|
$0.00 |
|
|
$30.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$5,000.00 |
|
|
$50,000.00 |
|
|
3 Years |
|
|
5 Years |
|
|
Unsecured |
|
Monthly |
|
|
yes |
|
|
no |
|
|
Displayed interest rate is for customers with a very good credit history. Application fees may be higher depending on loan amount. |
|
|
Up front fee may be higher than shown depending on your application |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
Fixed |
|
|
10.99% p.a.to 14.69% p.a. fixed |
|
|
12.67% p.a.to 16.21% p.a.based on $10,000 |
|
$199.00 |
|
|
$0.00 |
|
|
$30.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$5,000.00 |
|
|
$35,000.00 |
|
|
3 Years |
|
|
5 Years |
|
|
Unsecured |
|
Monthly |
|
|
yes |
|
|
no |
|
|
Displayed interest rate is for customers with a good credit history. Application fees may be higher depending on loan amount, a 2% establishment fee may also apply. |
|
|
Up front fee may be higher than shown depending on your application |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Took a loan up with Plenti, ended up paying loads on hidden fees. Very questionable business practice with allot of misleading information.
Read full reviewTook a loan up with Plenti, ended up paying loads on hidden fees. Very questionable business practice with allot of misleading information.
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NOW Finance
Unsecured Personal Loan
5.95% p.a.to 19.95% p.a.
5.95% p.a.to 19.95% p.a.based on $30,000
over 5 years
Harmoney
Unsecured Personal Loan
5.35% p.a.to 19.09% p.a.
6.14% p.a.to 19.99% p.a.based on $30,000
over 5 years
Wisr
Unsecured Personal Loan
6.95% p.a.to 17.95% p.a.
7.78% p.a.to 18.37% p.a.based on $30,000
over 5 years
OurMoneyMarket
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5.85% p.a.to 8.48% p.a.
6.47% p.a.to 8.84% p.a.based on $30,000
over 5 years
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5.75% p.a.to 25.99% p.a.
6.68% p.a.to 29.2% p.a.based on $30,000
over 5 years
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8.49% p.a.to 11.19% p.a.
8.85% p.a.to 11.56% p.a.based on $30,000
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