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Bank Australia credit card reviews

Bank Australia
Bank Australia's overall rating for credit cards

(as rated by the Mozo community)

7.8 / 10

based on 45 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Bank Australia

Recent Bank Australia credit card reviews

Bank Australia

Bank Australia Visa Credit Card Visa Credit Card review

Overall rating   9 / 10

Customer service is dependant on who you get.

A great no frills credit card. No annual fee and 55 days interest free. A low interest rate but if you pay the monthly amount you incur no interest.

Full review

A great no frills credit card. No annual fee and 55 days interest free. A low interest rate but if you pay the monthly amount you incur no interest.

    Price   10 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Ewen, Queensland, reviewed 26 days ago

Bank Australia

Bank Australia Visa Credit Card Visa Credit Card review

Overall rating   8 / 10

Easy to deal with.

Increase in rates once you sign up.

Full review

Increase in rates once you sign up.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Raylene, Victoria, reviewed about 1 month ago

Bank Australia

Bank Australia Visa Credit Card Visa Credit Card review

Overall rating   10 / 10

Nice

Nice

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Makhela, Queensland, reviewed about 1 year ago

Bank Australia

Bank Australia Platinum Rewards Visa Platinum Rewards Visa review

Overall rating   7 / 10

Feel-good bank, but needs an app upgrade

This card had the best Qantas points earning rate in the market when I took it up, but they reduced it shortly after! It's still better than most. I also like their company values - customer owned, focus on being a good corporate citizen. It feels...

Full review

This card had the best Qantas points earning rate in the market when I took it up, but they reduced it shortly after! It's still better than most. I also like their company values - customer owned, focus on being a good corporate citizen. It feels good banking with them. But on the downside I would like to see them add more functionality to their app ... can't see statements, can't get alerts when the balance is getting high.

    Price   8 / 10

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Andrew, New South Wales, reviewed about 2 years ago

Bank Australia

Bank Australia Visa Credit Card Visa Credit Card review

Overall rating   8 / 10

Competitive, great value for money.

Bank Australia keeps me informed about their activities and the market. I feel safe with them.

Full review

Bank Australia keeps me informed about their activities and the market. I feel safe with them.

    Price   7 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   8 / 10

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Alexandra, Victoria, reviewed almost 4 years ago

Bank Australia

Bank Australia Credit Card review

Overall rating   5 / 10

Annoyed

I hate that its only Bpay to pay off credit card, takes a few days to register that I have put money on to my credit card.

Full review

I hate that its only Bpay to pay off credit card, takes a few days to register that I have put money on to my credit card.

    Price   5 / 10

    Features   2 / 10

    Customer service   10 / 10

    Convenience   2 / 10

    Trust   4 / 10

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Kylie, New South Wales, reviewed almost 4 years ago

Bank Australia

Bank Australia Visa Credit Card Visa Credit Card review

Overall rating   10 / 10

Great bank to be with will recommend to join

Always helpful - always willing to give help never pushy will never charge interest before calling you.

Full review

Always helpful - always willing to give help never pushy will never charge interest before calling you.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Theo, New South Wales, reviewed almost 4 years ago

Bank Australia

Bank Australia Visa Credit Card Visa Credit Card review

Overall rating   10 / 10

Reliable

    Price   4 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Erin, New South Wales, reviewed almost 4 years ago

Bank Australia

Bank Australia Credit Card review

Overall rating   10 / 10

Positive social values, easy to deal with.

Easy to deal with bank, with positive social values.

Full review

Easy to deal with bank, with positive social values.

    Price   10 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Ben, Victoria, reviewed almost 4 years ago

Bank Australia

Bank Australia Visa Credit Card Visa Credit Card review

Overall rating   10 / 10

Great customer service

Great customer service

Full review

Great customer service

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Jean, Northern Territory, reviewed almost 4 years ago

Bank Australia

Bank Australia Visa Credit Card Visa Credit Card review

Overall rating   7 / 10

Friendly and competitive

I love this card. Never fails when buying on eBay. Fees are $2.00/month, as long there is money in card it is great. Only thing I don't like is I can't do a transfer on atm. You have to use the service desk or online .

Full review

I love this card. Never fails when buying on eBay. Fees are $2.00/month, as long there is money in card it is great. Only thing I don't like is I can't do a transfer on atm. You have to use the service desk or online .

    Price   7 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Marie, Victoria, reviewed about 4 years ago

Bank Australia

Bank Australia Visa Credit Card Visa Credit Card review

Overall rating   10 / 10

great customer service

very good

Full review

very good

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Jason, Western Australia, reviewed about 4 years ago

Bank Australia

Bank Australia Visa Credit Card Visa Credit Card review

Overall rating   10 / 10

Service second to none and plenty of tellers

Great service any time of day, have been with this bank for over 50 years.

Full review

Great service any time of day, have been with this bank for over 50 years.

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Christiaan, Victoria, reviewed about 4 years ago

Bank Australia

Bank Australia Visa Credit Card Visa Credit Card review

Overall rating   6 / 10

Good

Good credit union.

Full review

Good credit union.

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Rona, Victoria, reviewed over 4 years ago

Bank Australia

Bank Australia Low Rate Visa Low Rate Visa review

Overall rating   6 / 10

Easy to understand statements & low interest rate

Easy to understand product with clear statements sent to you or online.

Full review

Easy to understand product with clear statements sent to you or online.

    Price   6 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   6 / 10

Less

Roger, Victoria, reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Citi Platinum - Balance Transfer Offer

    Citi Platinum - Balance Transfer Offer

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $149 $49 in the first year

    Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1263 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    American Express Velocity Platinum Card

    American Express Velocity Platinum Card

    • 0.0% p.a. on balance transfers for the first 12 months
    • Receive 100,000 bonus Velocity Points when you apply online by 12 February 2020, are approved and spend $3,000 on your new Card within the first 3 months.
    • Enjoy 2 complimentary Virgin Australia lounge passes each anniversary year at selected domestic airports

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $375

    Go to site

    More info

    • 0.0% p.a. on balance transfers for the first 12 months
    • Receive 100,000 bonus Velocity Points when you apply online by 12 February 2020, are approved and spend $3,000 on your new Card within the first 3 months.
    • Enjoy 2 complimentary Virgin Australia lounge passes each anniversary year at selected domestic airports
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $375
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points automatically transferred to your Velocity account
    Overall rating

    6.6

    Based on 873 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • NAB Low Rate Card

    NAB Low Rate Card

    • 0% purchase rate for the first 6 months
    • Up to 55 days interest free on purchases
    • Secure online application and fast response

    balance transfer rate

    0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

    purchase rate

    0% p.a. for 6 months then 13.99% p.a.

    annual fee

    $59

    Go to site

    More info

    • 0% purchase rate for the first 6 months
    • Up to 55 days interest free on purchases
    • Secure online application and fast response
    • Balance transfer rate: 0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
    • Annual fee: $59
    • Purchase rate: 0% p.a. for 6 months then 13.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    6.7

    Based on 4197 NAB credit card reviews

    Need more information?
    Go to site

    More info

  • Suncorp Clear Options Platinum (Suncorp Rewards)

    Suncorp Clear Options Platinum (Suncorp Rewards)

    • 0% p.a. for 14 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    0% p.a. for 14 months then 20.74% p.a.

    annual fee

    $129 $49 in the first year

    Go to site

    More info

    • 0% p.a. for 14 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $129 $49 in the first year
    • Purchase rate: 0% p.a. for 14 months then 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3.50%, min $3.50
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.6

    Based on 418 Suncorp credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum - Purchase Rate Offer

    Citi Platinum - Purchase Rate Offer

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.

    balance transfer rate

    0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)

    purchase rate

    0% p.a. for 13 months then 21.49% p.a.

    annual fee

    $149 $49 in the first year

    Go to site

    More info

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.
    • Balance transfer rate: 0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 0% p.a. for 13 months then 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1263 Citi credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 226 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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