Okay, my partner a few years ago when she was receiving a higher pay took out a personal loan to purchase a car as she has a kid (Now two kids), but then later down the line her pay was shortened. The bank told her that they would decrease the payback to the minimal charge, but that charge is still FAR too large for her to afford without risking the health, housing and nutrition of hers and my children. Not only that but she pays what she can afford to pay due to this and because it simply, 'isn't enough', she continually gains additional late fees of really high proportions onto her loan. It's absolutely disgusting. BankSA needs to take into consideration changing financial matters and create more effective ways of resolving payback for their loans.
The only problem I have is with the opening and closing times and closure for lunch. I live 20 km from town.
Fantastic service from the manager assigned to me, I have had several occurances where she has looked after me in the last five years, she knows her product and always works to help me with the best package for my needs and budget! Completely professional staff.
The product was easy to acess and the staff were very helpful in choosing what style of car loan would suit us.
more willing to support south australians than other banks
Good interest rates in comparison to other banks for the same product. Don't have to worry, everything taken care of. Never an issue. Only can be difficult dealing with customer service. In my experience have made me frustrated but eventually helped where required.
I like the bank not just this product, interest rate is to high and would not match, so there lose
I love the product, never have any issues, access is soooo easy and fees or lack of are great
I will recommend anyone to support this product. It is very trustworthy and the people you work with is very friendly.
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Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.67% would cost $34,096.76 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,276.58 including fees.
Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 4.45% would cost $33,516.53 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,528.67 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 5.19% would cost $34,320.13 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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