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G&C Mutual Bank home loan reviews

G&C Mutual Bank
G&C Mutual Bank's overall rating for home loans

(as rated by the Mozo community)

8.3 / 10

based on 8 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from G&C Mutual Bank

Recent G&C Mutual Bank home loan reviews

G&C Mutual Bank

G&C Mutual Bank 1 Year Fixed Rate (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   2 / 10

Competitive home loan rates, that's it.

Online banking system needs an overhaul, no dedicated smartphone app, no 24-hour call centre but they had good home loan rates.

Full review

Online banking system needs an overhaul, no dedicated smartphone app, no 24-hour call centre but they had good home loan rates.

    Price   4 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   0 / 10

    Trust   2 / 10

Less

Iyan, Queensland, reviewed over 3 years ago

G&C Mutual Bank

G&C Mutual Bank 1 Year Fixed Rate (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   9 / 10

Competitive & great customer service

G&C Mutual Bank have treated me with nothing but honest down to earth customer value with cheap credit card rates & loans of all types and extremely helpful in all my banking needs.

Full review

G&C Mutual Bank have treated me with nothing but honest down to earth customer value with cheap credit card rates & loans of all types and extremely helpful in all my banking needs.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Julie, New South Wales, reviewed over 4 years ago

G&C Mutual Bank

G&C Mutual Bank Home Loan review

Overall rating   10 / 10

Excellent service

Can only describe SGE credit union as being the best to deal with.

Full review

Can only describe SGE credit union as being the best to deal with.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Ivan, Victoria, reviewed almost 5 years ago

G&C Mutual Bank

G&C Mutual Bank Standard Variable (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   10 / 10

Fantastic institution

Great staff and customer service and competitive rates

Full review

Great staff and customer service and competitive rates

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kimberly, New South Wales, reviewed about 5 years ago

G&C Mutual Bank

G&C Mutual Bank Standard Variable (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   10 / 10

Fantastic customer service and great rates

Fantastic company would highly recommend them.

Full review

Fantastic company would highly recommend them.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Patricia, New South Wales, reviewed about 6 years ago

G&C Mutual Bank

G&C Mutual Bank Standard Variable (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   7 / 10

Service staff that understand their products well

I am happy with SGE credit union's standard variable product. The loan is tailored to my needs and has the redraw facility attached to my mortgage offset. This gives me the security that if I have any financial woes and need to access the funds I...

Full review

I am happy with SGE credit union's standard variable product. The loan is tailored to my needs and has the redraw facility attached to my mortgage offset. This gives me the security that if I have any financial woes and need to access the funds I am able to do so with a minimum of fuss. I would be happy to recommend SGE credit union to interested people as I have banked with them for 18 years, and their staff have been happy to assist with any issues that arise.

    Price   7 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Dan, New South Wales, reviewed over 6 years ago

G&C Mutual Bank

G&C Mutual Bank Home Loan review

Overall rating   9 / 10

Flexible, competitive and treat you like a person

I have been with SGE for over 15 years and would never look to change. They are flexible, efficient and always competitive in interest rates. You can access your money from the biggest ATM network and their online banking is very easy to use! I...

Full review

I have been with SGE for over 15 years and would never look to change. They are flexible, efficient and always competitive in interest rates. You can access your money from the biggest ATM network and their online banking is very easy to use! I don't see any cons from my perspective!

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Tony, New South Wales, reviewed almost 7 years ago

G&C Mutual Bank

G&C Mutual Bank Home Loan review

Overall rating   9 / 10

Great staff, very friendly and helpful - personalised service is first rate.

Full review

Great staff, very friendly and helpful - personalised service is first rate.

    Price   10 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   4 / 10

    Trust   6 / 10

Less

Donovan, Victoria, reviewed over 8 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    3.28% p.a. variable

    comparison rate*

    3.30% p.a.

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 3.28% p.a. variable
    • Comparison rate*: 3.30% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.2

    Based on 636 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    • No application fees
    • No monthly fees
    • No annual fees

    interest rate

    3.34% p.a. variable

    comparison rate*

    3.30% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No application fees
    • No monthly fees
    • No annual fees
    • Interest rate: 3.34% p.a. variable
    • Comparison rate*: 3.30% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
    Go to site

    More info

  • Suncorp Back to Basics Special (LVR<90%, Owner Occupier, Principal & Interest)

    Suncorp Back to Basics Special (LVR<90%, Owner Occupier, Principal & Interest)

    • No monthly account keeping fee.
    • $0 ongoing annual fee.
    • Make additional repayments anytime.

    interest rate

    3.49% p.a. variable

    comparison rate*

    3.50% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No monthly account keeping fee.
    • $0 ongoing annual fee.
    • Make additional repayments anytime.
    • Interest rate: 3.49% p.a. variable
    • Comparison rate*: 3.50% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: Yes - free
    • Redraw facility: first redraw per month free
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.3

    Based on 859 Suncorp home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan (Owner Occupier, Principal & Interest) (1 Yr Fixed)

    UBank UHomeLoan (Owner Occupier, Principal & Interest) (1 Yr Fixed)

    • Fast, easy apply
    • No ongoing fees
    • Repayments will not change during fixed period

    interest rate

    2.99% p.a.
    fixed 1 year

    comparison rate*

    4.09% p.a.

    upfront fees

    $395

    Go to site

    More info

    • Fast, easy apply
    • No ongoing fees
    • Repayments will not change during fixed period
    • Interest rate: 2.99% p.a.
      fixed 1 year
    • Comparison rate*: 4.09% p.a.
    • Upfront fees: $395
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free up to $20,000 p.a.
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • Bank of Queensland Discount Fixed Rate (Owner Occupier, Principal & Interest)

    Bank of Queensland Discount Fixed Rate (Owner Occupier, Principal & Interest)

    • Borrow with as little as 5% deposit (owner occupiers)
    • Ability to make extra repayments
    • 1-5 year fixed term rates

    interest rate

    3.19% p.a.
    fixed 3 years

    comparison rate*

    4.25% p.a.

    upfront fees

    $450

    Go to site

    More info

    • Borrow with as little as 5% deposit (owner occupiers)
    • Ability to make extra repayments
    • 1-5 year fixed term rates
    • Interest rate: 3.19% p.a.
      fixed 3 years
    • Comparison rate*: 4.25% p.a.
    • Upfront fees: $450
    • Ongoing fees: $10.00 monthly
    • Discharge fee: $320.00
    • Extra repayments: yes - free up to $5,000 p.a
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.6

    Based on 510 Bank of Queensland home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 536 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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