Comprehensive Car Insurance
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Monthly premiums
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Yes costs extra
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Choice of repairer
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Yes
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Choice of excess
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$695 - $2,695
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Agreed or market value
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Agreed or Market
Available discounts
- No claim discount
- 10% discount with an additional eligible policy.
- Family discount of 10% available to people under 25 if a parent holds a current comprehensive car policy
- $50 discount if you have CTP with GIO in NSW
No Partner link
- Monthly premiums available
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Yes costs extra
- Choice of repairer
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Yes
- Choice of excess
-
$695 - $2,695
- Agreed or market value
-
Agreed or Market
- Discounts available
-
No claim discount|10% discount with an additional eligible policy.|Family discount of 10% available to people under 25 if a parent holds a current comprehensive car policy|$50 discount if you have CTP with GIO in NSW
- Quote time
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-
- States where offered
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SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
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Optional Extra
- Genuine parts
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No
- New car if written off
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Yes - within 2 years of original registration
- Windscreen cover
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Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
- Personal property cover
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Up to $1,000 if damaged or stolen combined with emergency options and emergency repairs.
- Replacement key cover
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No
- Baby capsule or child seat cover
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Up to a total of $750 per item.
- Trailer or caravan cover
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Up to $1,000 for trailer only.
- Modifications
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Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.
- Emergency repairs
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Up to $1,000 combined with emergency options.
- Emergency options
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Cost of one tow. Up to $1,000 accommodation costs if greater than 100km from home combined with emergency repairs. Up to $250 for travel costs.
- Rental car after theft
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Yes - Up to 21 days.
- Rental car after accident
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Not at fault - Yes. At fault - Optional Extra. Up to 14 days, max $75 per day.
- Rental car liability
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Yes - legal liability cover up to 14 days.
- Legal liability cover
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$20,000,000
- Accidental death of driver
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No
- Young driver excess imposed
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$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25.
- Rideshare cover
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No
- Other restrictions
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-
- Other benefits
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Added cover for paint protection that was on damaged parts of car.
- Online discount
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n/a
- Multi-policy discount
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10% discount with an additional eligible policy.
- No claim discount
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Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).
- Low km discount
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true
Platinum Car Insurance
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Monthly premiums
-
Yes costs extra
-
Choice of repairer
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Yes
-
Choice of excess
-
$695 - $2,695
-
Agreed or market value
-
Agreed or Market
Available discounts
- No claim discount
- 10% discount with an additional eligible policy.
- Family discount of 10% available to people under 25 if a parent holds a current comprehensive car policy
- $50 discount if you have CTP with GIO in NSW
No Partner link
- Monthly premiums available
-
Yes costs extra
- Choice of repairer
-
Yes
- Choice of excess
-
$695 - $2,695
- Agreed or market value
-
Agreed or Market
- Discounts available
-
No claim discount|10% discount with an additional eligible policy.|Family discount of 10% available to people under 25 if a parent holds a current comprehensive car policy|$50 discount if you have CTP with GIO in NSW
- Quote time
-
-
- States where offered
-
SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
-
Optional Extra
- Genuine parts
-
No
- New car if written off
-
Yes - lifetime new car replacement if you are the first registered owner and have held the policy with the insurer since new
- Windscreen cover
-
Yes - $0 windscreen excess on first claim each year.
- Personal property cover
-
Up to $1,000 if damaged or stolen combined with emergency options and emergency repairs.
- Replacement key cover
-
No
- Baby capsule or child seat cover
-
Up to a total of $750 per item.
- Trailer or caravan cover
-
Up to $1,000 for trailer only.
- Modifications
-
Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.
- Emergency repairs
-
Up to $1,000 combined with emergency options.
- Emergency options
-
Cost of one tow. Up to $1,000 accommodation costs if greater than 100km from home combined with emergency repairs. Up to $250 for travel costs.
- Rental car after theft
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Yes - Unlimited days, max $100 per day.
- Rental car after accident
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Not at fault - Yes. At fault - Yes. Unlimited days, max $100 per day.
- Rental car liability
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Yes - legal liability cover up to 14 days.
- Legal liability cover
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$20,000,000
- Accidental death of driver
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No
- Young driver excess imposed
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$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25.
- Rideshare cover
-
No
- Other restrictions
-
-
- Other benefits
-
Added cover for paint protection that was on damaged parts of car.
- Online discount
-
n/a
- Multi-policy discount
-
10% discount with an additional eligible policy.
- No claim discount
-
Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).
- Low km discount
-
true
Your selected car insurance