Comprehensive Car Insurance
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Monthly premiums
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Yes costs extra
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Choice of repairer
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Yes
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Choice of excess
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$695 - $2,695
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Agreed or market value
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Agreed or Market
Available discounts
- No claim discount
- 10% discount with an additional eligible policy
- Family discount of 10% available to people under 25 if a parent holds a current comprehensive car policy
- $50 discount if you have CTP with GIO in NSW
- Monthly premiums available
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Yes costs extra
- Choice of repairer
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Yes
- Choice of excess
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$695 - $2,695
- Agreed or market value
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Agreed or Market
- Discounts available
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Family discount of 10% available to people under 25 if a parent holds a current comprehensive car policy|$50 discount if you have CTP with GIO in NSW
- States where offered
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SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
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Optional Extra
- Genuine parts
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No
- New car if written off
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Yes - within 2 years of original registration
- Windscreen cover
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Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
- Personal property cover
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Up to $1,000 if damaged or stolen combined with emergency options and emergency repairs.
- Replacement key cover
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No
- Baby capsule or child seat cover
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Up to a total of $750 per item.
- Trailer or caravan cover
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Up to $1,000 for trailer only.
- Modifications
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Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.
- Emergency repairs
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Up to $1,000 combined with emergency options.
- Emergency options
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Cost of one tow. Up to $1,000 accommodation costs if greater than 100km from home combined with emergency repairs. Up to $250 for travel costs.
- Rental car after theft
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Yes - Up to 21 days.
- Rental car after accident
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Not at fault - Yes. At fault - Optional Extra. Up to 14 days, max $75 per day.
- Rental car liability
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Yes - legal liability cover up to 14 days.
- Legal liability cover
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$20,000,000
- Accidental death of driver
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No
- Young driver excess imposed
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$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25.
- Rideshare cover
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No
- Other restrictions
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-
- Other benefits
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Added cover for paint protection that was on damaged parts of car.
- Online discount
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n/a
- Multi-policy discount
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10% discount with an additional eligible policy
- No claim discount
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Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).
- Low km discount
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Yes
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.