| HSBC | HSBC Unsecured Personal Loan (Fixed) | interest rate 9.50% p.a.to 15.99% p.a. | comparison rate* 10.06% p.a.to 16.53% p.a.based on $30,000 | fees $150.00upfront and $5.00/month | Go to site |
If I pay off the loan early I pay a fee. As I am paid fortnightly, I am paying half of my monthly repayment each fortnight but the are two months in the year when there are three fortnightly pays. I must be going to pay my loan early and so the...
If I pay off the loan early I pay a fee. As I am paid fortnightly, I am paying half of my monthly repayment each fortnight but the are two months in the year when there are three fortnightly pays. I must be going to pay my loan early and so the bank when make the early payment fee.
Malcolm (NSW), reviewed over 3 years ago
The Bank is trustworthy and operates very professionally and has access world wide. A good bank to deal with.
The Bank is trustworthy and operates very professionally and has access world wide. A good bank to deal with.
Barry (WA), reviewed about 4 years ago
Little waiting time in branches, customer service in store is precise and value added. Competitive sales and products and knowledge of personal/business banking solutions for Australia and world is outstanding.
Little waiting time in branches, customer service in store is precise and value added. Competitive sales and products and knowledge of personal/business banking solutions for Australia and world is outstanding.
Mozo reviewer (VIC), reviewed about 5 years ago
Very good product from HSBC with interest free personal loan.
Very good product from HSBC with interest free personal loan.
Bob (QLD), reviewed over 5 years ago
Convenient to use their cards at most stores/retailers.
Convenient to use their cards at most stores/retailers.
Grant (VIC), reviewed over 5 years ago
Most difficult and misleading bank I have ever dealt with.
Most difficult and misleading bank I have ever dealt with.
Paul (VIC), reviewed over 5 years ago
They have been wonderful from the very first day. Application was easy and they never hassle you by constant call that other banks do.
They have been wonderful from the very first day. Application was easy and they never hassle you by constant call that other banks do.
Tamara (VIC), reviewed about 7 years ago
It was so good to have your bank grant you a personal loan within a couple of weeks of arriving as an immigrant all very new to the situation. Great stuff.
It was so good to have your bank grant you a personal loan within a couple of weeks of arriving as an immigrant all very new to the situation. Great stuff.
John (QLD), reviewed about 7 years ago
This was a great bank product. Happy with the service.
This was a great bank product. Happy with the service.
Justin (VIC), reviewed about 8 years ago
The debt monthly calculation (of fixed interest rate loan) is not clear. I am not sure how they calculate it each month as it is always different. It needs to be clear so customers feel secure with them. I feel that I pay more than what the...
The debt monthly calculation (of fixed interest rate loan) is not clear. I am not sure how they calculate it each month as it is always different. It needs to be clear so customers feel secure with them. I feel that I pay more than what the interest rate was supposed to be.
Rima (ACT), reviewed about 8 years ago
Very easy to apply on-line to get a personal loan from HSBC. Very straight forward. Customer service was immediate and it was easy to deal with staff.
Very easy to apply on-line to get a personal loan from HSBC. Very straight forward. Customer service was immediate and it was easy to deal with staff.
Susan (QLD), reviewed almost 9 years ago
The customer service that HSBC provides to its personal loan customers is poor.
The customer service that HSBC provides to its personal loan customers is poor.
Sunita (NSW), reviewed over 9 years ago
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Harmoney Unsecured Personal Loan (Fixed)
| Harmoney | Harmoney Unsecured Personal Loan (Fixed)
| interest rate 6.99% p.a.to 26.95% p.a. | comparison rate* 7.69% p.a.to 28.21% p.a.based on $30,000 | fees $500.00upfront | Go to site More info |
| Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees. | |||||
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Featured product
SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)
| SocietyOne | SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)
| interest rate 7.50% p.a.to 9.99% p.a. | comparison rate* 9.51% p.a.to 12.71% p.a.based on $10,000 | fees $300.00upfront | Go to site More info |
| Terms from 2 to 3 years. Representative example: a 3 year $10,000 loan at 7.50% would cost $11,498.24 including fees. | |||||
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NAB Personal Loan (Variable, Unsecured)
| NAB Headline rate | NAB Personal Loan (Variable, Unsecured)
| interest rate 12.69% p.a.to 18.69% p.a. | comparison rate* 13.56% p.a.to 19.53% p.a.based on $30,000 | fees $150.00upfront | Go to site More info |
| Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.69% would cost $41,420.45 including fees. | |||||
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Bank Australia Lifestyle Personal Loan (Variable, Unsecured)
| Bank Australia | Bank Australia Lifestyle Personal Loan (Variable, Unsecured)
| interest rate 11.89% p.a. | comparison rate* 12.94% p.a.based on $10,000 | fees $150.00upfront | Go to site More info |
| Terms from 1 to 10 years. Representative example: a 3 year $10,000 loan at 11.89% would cost $12,088.25 including fees. | |||||
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RACQ Bank Unsecured Personal Loan (Variable)
| RACQ Bank | RACQ Bank Unsecured Personal Loan (Variable)
| interest rate 12.95% p.a. | comparison rate* 13.25% p.a.based on $30,000 | fees $200.00upfront | Go to site More info |
| Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 12.95% would cost $41,109.47 including fees. | |||||
More info
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