I have two mortgage accounts. Offset linked to home loan. Can pay above set rate easily and as much as one wants online. I have the app on phone and transferring funds between accounts or different banks etc is easy. Redraw facilities excellent. Get personal phone calls every year from local branch regarding review of loans.
I am a long term NAB customer and even though the interest rates are quite low they have no fee accounts which is great as I dislike seeing my balance whittled away by monthly charges.
Got this loan as medical emergency. Almost a month of processing before approval. There might be other companies that can offer better but this is a nice alternative.
I always look around to see if I can get a better rate on my premiums but NAB always come in on top! Always happy to help if I have a query. Always look after my banking and insurance needs.
Everything is so secure and always updated. Excellent bank.
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