P&N Bank is great for service and understandingly consumer focused. I have been with them for quite some time, and wouldn't go anywhere else.
I would recommend P&N bank to everyone, all my family use them. It's great to know that when you have any question your call will be answered quickly by a local branch employee.
I have been with the P&N bank for 27 years & always had great service ! Their interest rates are very fair & lower than most other banks ! Whenever I speak to their customer service team , they are always friendly & helpful. Their only problem is they don't have many branches outside the metro area... But they are always available & quick to help on the phone !!
This bank has excellent phone and online access. The staff are great and always willing to help.
P&N Bank I chose to use for my personal loan. Why? They have great interest rates, flexible re-payment options, you can also transfer more money into the re-payments with out worring about only having fixed re-payments, great customer service and monthly fees.
Police & Nurses bank are THE most competitive, professional, friendly, can't do enough for you, bank! They absolutely rock in all areas of banking, & it's so easy!!!!
They're great to deal with, easily accessible although weekend access to staff would be nice. Am happy with my competitive loan interest rate.
There are no hidden surprises, everything is straightforward and easy to understand. The staff are very friendly and always willing to go the extra yard for you. I recommend them to everyone.
What I like about my Police and Nurses personal loan is that it has low interest, no monthly fees, easy netbanking and others. However, I don't like the fact that there are no branches.
If you get your pay deposited into the bank you receive a lower interest rate which is great. Also if that amount of pay is over $500/month there are no account fees. I have never had a problem with them and will continue to use them for all my banking.
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Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 5.95% would cost $34,757.21 including fees.
Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 6.39% would cost $35,126.40 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.40% would cost $34,449.07 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.75% would cost $35,190.18 including fees.
Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 5.49% would cost $34,373.78 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.
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