P&N Bank personal loan reviews

P&N Bank
P&N Bank's overall rating for personal loans

(as rated by the Mozo community)

9.1 / 10

based on 15 reviews

Price

Features

Customer service

Convenience

Trust

Featured personal loan from P&N Bank

Recent P&N Bank personal loan reviews

P&N Bank

P&N Bank personal loan review

Overall rating   7 / 10

Good and helpful service

Good n helpful!

Full review

Good n helpful!

    Price   6 / 10

Less

Jun, Western Australia, reviewed over 1 year ago

P&N Bank

P&N Bank Unsecured Personal Loan (Variable) personal loan review

Overall rating   8 / 10

Great customer service, easy to go too.

P&N Bank is great for service and understandingly consumer focused. I have been with them for quite some time, and wouldn't go anywhere else.

Full review

P&N Bank is great for service and understandingly consumer focused. I have been with them for quite some time, and wouldn't go anywhere else.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   6 / 10

Less

Ray, Western Australia, reviewed over 2 years ago

P&N Bank

P&N Bank Unsecured Personal Loan (Variable) personal loan review

Overall rating   10 / 10

Excellent rates with outstanding customer service

I would recommend P&N bank to everyone, all my family use them. It's great to know that when you have any question your call will be answered quickly by a local branch employee.

Full review

I would recommend P&N bank to everyone, all my family use them. It's great to know that when you have any question your call will be answered quickly by a local branch employee.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Megan, Western Australia, reviewed over 3 years ago

P&N Bank

P&N Bank Unsecured Personal Loan (Variable) personal loan review

Overall rating   10 / 10

Quick to sort out financial problems I may have ha

I have been with the P&N bank for 27 years & always had great service ! Their interest rates are very fair & lower than most other banks ! Whenever I speak to their customer service team , they are always friendly & helpful. Their only problem is...

Full review

I have been with the P&N bank for 27 years & always had great service ! Their interest rates are very fair & lower than most other banks ! Whenever I speak to their customer service team , they are always friendly & helpful. Their only problem is they don't have many branches outside the metro area... But they are always available & quick to help on the phone !!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

David, Western Australia, reviewed over 3 years ago

P&N Bank

P&N Bank Unsecured Personal Loan (Variable) personal loan review

Overall rating   8 / 10

Easy to apply and helpful staff

This bank has excellent phone and online access. The staff are great and always willing to help.

Full review

This bank has excellent phone and online access. The staff are great and always willing to help.

    Price   8 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Name not supplied, Western Australia, reviewed almost 5 years ago

P&N Bank

P&N Bank personal loan review

Overall rating   8 / 10

Competitive interest rates and piece of mind

P&N Bank I chose to use for my personal loan. Why? They have great interest rates, flexible re-payment options, you can also transfer more money into the re-payments with out worring about only having fixed re-payments, great customer service and...

Full review

P&N Bank I chose to use for my personal loan. Why? They have great interest rates, flexible re-payment options, you can also transfer more money into the re-payments with out worring about only having fixed re-payments, great customer service and monthly fees.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Ben, Western Australia, reviewed about 5 years ago

P&N Bank

P&N Bank personal loan review

Overall rating   10 / 10

Awesome bank in all aspects of banking, 10/10!

Police & Nurses bank are THE most competitive, professional, friendly, can't do enough for you, bank! They absolutely rock in all areas of banking, & it's so easy!!!!

Full review

Police & Nurses bank are THE most competitive, professional, friendly, can't do enough for you, bank! They absolutely rock in all areas of banking, & it's so easy!!!!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Rebecca, Western Australia, reviewed over 5 years ago

P&N Bank

P&N Bank personal loan review

Overall rating   9 / 10

Give Police & Nurses a try

Convenience, Internet banking and no banks fees - how much better does it get?

Full review

Convenience, Internet banking and no banks fees - how much better does it get?

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Vicky, Western Australia, reviewed about 6 years ago

P&N Bank

P&N Bank personal loan review

Overall rating   10 / 10

Customer service is unreal, they aim to please!

They're great to deal with, easily accessible although weekend access to staff would be nice. Am happy with my competitive loan interest rate.

Full review

They're great to deal with, easily accessible although weekend access to staff would be nice. Am happy with my competitive loan interest rate.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Jade, Western Australia, reviewed over 6 years ago

P&N Bank

P&N Bank personal loan review

Overall rating   9 / 10

Great rates and flexible payment options

Great rates, easy to use, flexible payment options to suit you, trsutworthy and great and helpful customer service

Full review

Great rates, easy to use, flexible payment options to suit you, trsutworthy and great and helpful customer service

    Price   7 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Ben, Western Australia, reviewed over 6 years ago

P&N Bank

P&N Bank personal loan review

Overall rating   10 / 10

excellent product, staff & service. I would never go anywhere else

Full review

excellent product, staff & service. I would never go anywhere else

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Anne, Western Australia, reviewed almost 7 years ago

P&N Bank

P&N Bank personal loan review

Overall rating   10 / 10

There are no hidden surprises, everything is straightforward and easy to understand. The staff are very friendly and always willing to go the extra yard for you. I recommend them to everyone.

Full review

There are no hidden surprises, everything is straightforward and easy to understand. The staff are very friendly and always willing to go the extra yard for you. I recommend them to everyone.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Maria, Western Australia, reviewed about 7 years ago

P&N Bank

P&N Bank personal loan review

Overall rating   9 / 10

It is a very awesome bank to deal with.Never had any problems before.

Full review

It is a very awesome bank to deal with.Never had any problems before.

    Price   10 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Shireen, Western Australia, reviewed over 7 years ago

P&N Bank

P&N Bank personal loan review

Overall rating   10 / 10

What I like about my Police and Nurses personal loan is that it has low interest, no monthly fees, easy netbanking and others. However, I don't like the fact that there are no branches.

Full review

What I like about my Police and Nurses personal loan is that it has low interest, no monthly fees, easy netbanking and others. However, I don't like the fact that there are no branches.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Maureen, Victoria, reviewed about 9 years ago

P&N Bank

P&N Bank personal loan review

Overall rating   9 / 10

If you get your pay deposited into the bank you receive a lower interest rate which is great. Also if that amount of pay is over $500/month there are no account fees. I have never had a problem with them and will continue to use them for all my...

Full review

If you get your pay deposited into the bank you receive a lower interest rate which is great. Also if that amount of pay is over $500/month there are no account fees. I have never had a problem with them and will continue to use them for all my banking.

    Price   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Kelly, Western Australia, reviewed about 9 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Personal loan comparisons on Mozo - rates updated daily

  • SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees

    interest rate

    7.50% p.a.to 9.99% p.a.

    comparison rate*

    9.51% p.a.to 12.71% p.a.based on $10,000
    over 3 years

    fees

    $300.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 2 to 3 years. Representative example: a 3 year $10,000 loan at 7.50% would cost $11,498.24 including fees.

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees
    • Other benefits:
    • Upfront fee: $300
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 3 Years
    Overall rating

    4.0

    Based on 2 SocietyOne personal loan reviews

    Need more information?
    Go to site

    More info

  • Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    • Additional payments accepted
    • No early exit fees
    • Experts Choice Winner 2017 - Australia's Best Bank

    interest rate

    11.89% p.a.

    comparison rate*

    12.94% p.a.based on $10,000
    over 3 years

    fees

    $150.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 10 years. Representative example: a 3 year $10,000 loan at 11.89% would cost $12,088.25 including fees.

    • Additional payments accepted
    • No early exit fees
    • Experts Choice Winner 2017 - Australia's Best Bank
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    7.6

    Based on 15 Bank Australia personal loan reviews

    Need more information?
    Go to site

    More info

  • ANZ Unsecured Personal Loan (Fixed)

    ANZ Unsecured Personal Loan (Fixed)

    • A Fixed Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000

    interest rate

    10.99% p.a.

    comparison rate*

    11.87% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.99% would cost $40,177.39 including fees.

    • A Fixed Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000
    • Other benefits: ANZ Loan Protection Insurance available.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $300.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    6.9

    Based on 1143 ANZ personal loan reviews

    Need more information?
    Go to site

    More info

  • HSBC Unsecured Personal Loan (Fixed)

    HSBC Unsecured Personal Loan (Fixed)

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget

    interest rate

    9.50% p.a.to 15.99% p.a.

    comparison rate*

    10.06% p.a.to 16.53% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $5.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 9.50% would cost $38,253.35 including fees.

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    6.4

    Based on 19 HSBC personal loan reviews

    Need more information?
    Go to site

    More info

  • MyState Bank General Purpose Personal Loan (Variable, Unsecured)

    MyState Bank General Purpose Personal Loan (Variable, Unsecured)

    • Fast online conditional approval and same day funding available
    • Borrow anything from $3,000 to $50,000 with loan terms up to 7 years
    • Free online redraws and no penalties on early loan payout or lump sum payments

    interest rate

    12.99% p.a.

    comparison rate*

    16.42% p.a.based on $10,000
    over 3 years

    fees

    $200.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 3 year $10,000 loan at 12.99% would cost $12,688.09 including fees.

    • Fast online conditional approval and same day funding available
    • Borrow anything from $3,000 to $50,000 with loan terms up to 7 years
    • Free online redraws and no penalties on early loan payout or lump sum payments
    • Other benefits:
    • Upfront fee: $200
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.5

    Based on 30 MyState Bank personal loan reviews

    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 202 personal loans in the Mozo comparison engine.

Compare more personal loans

Look for a specific type of personal loan:

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Back to top