QBANK home loan reviews

QBANK
QBANK's overall rating for home loans

(as rated by the Mozo community)

8.9 / 10

based on 11 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from QBANK

Recent QBANK home loan reviews

QBANK

QBANK Discounted Classic Home Loan (LVR<95%, Owner Occupier) home loan review

Overall rating   10 / 10

Competitive premiums, greatest customer service'

I left one of the 5 big banks as they couldn't match the service and home loan rates of QPCU. Plus the staff treat you like a real person not just a number. The bank the staff ring me and ask if I need help or advice on my banking and they are so...

Full review

I left one of the 5 big banks as they couldn't match the service and home loan rates of QPCU. Plus the staff treat you like a real person not just a number. The bank the staff ring me and ask if I need help or advice on my banking and they are so incredible. The help I got re my insurance policies was the best.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lorell, Queensland, reviewed over 3 years ago

QBANK

QBANK Discounted Classic Home Loan (LVR<95%, Owner Occupier) home loan review

Overall rating   10 / 10

Top bank

They are very helpful and have competitive rates.

Full review

They are very helpful and have competitive rates.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sean, Queensland, reviewed over 5 years ago

QBANK

QBANK Discounted Classic Home Loan (LVR<95%, Owner Occupier) home loan review

Overall rating   9 / 10

Great rates, great customer service

So easy to deal with even though it's all over the phone. Great rate, always cut when RBA cuts.

Full review

So easy to deal with even though it's all over the phone. Great rate, always cut when RBA cuts.

    Price   10 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Name not supplied, Queensland, reviewed over 5 years ago

QBANK

QBANK Classic Plus Home Loan (Owner Occupier) (Package) home loan review

Overall rating   9 / 10

Trustworthy, reliable and looking after members

I have been with the Qld Police Credit Union for 24 years and they have always been able to help me and my family with loans, credit cards and savings accounts. I would not use any other bank.

Full review

I have been with the Qld Police Credit Union for 24 years and they have always been able to help me and my family with loans, credit cards and savings accounts. I would not use any other bank.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Tony, Queensland, reviewed over 6 years ago

QBANK

QBANK Classic Plus Mortgage Secured Overdraft (Package) home loan review

Overall rating   8 / 10

treated like a real person not another customer

applied for home loan over phone as no office other than Brisbane,returned calls when they say they would, confirmed i received all paperwork, very helpful

Full review

applied for home loan over phone as no office other than Brisbane,returned calls when they say they would, confirmed i received all paperwork, very helpful

    Price   9 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   9 / 10

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Kate, Queensland, reviewed almost 7 years ago

QBANK

QBANK home loan review

Overall rating   5 / 10

good customer service

locked into a package with high exit fees without being told

Full review

locked into a package with high exit fees without being told

    Price   5 / 10

    Features   5 / 10

    Customer service   3 / 10

    Convenience   3 / 10

    Trust   2 / 10

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Kym, Queensland, reviewed about 7 years ago

QBANK

QBANK home loan review

Overall rating   10 / 10

Excellent, personal service. Great rapport with customers. Very competitive pricing. Not a lot of shop fronts but great internet service and ATM deals with other banks.

Full review

Excellent, personal service. Great rapport with customers. Very competitive pricing. Not a lot of shop fronts but great internet service and ATM deals with other banks.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Christine, Queensland, reviewed about 7 years ago

QBANK

QBANK home loan review

Overall rating   10 / 10

We have always been with "Big Banks"...wished we changed years ago. We get to speak to REAL people and better still - the same person every time. Home Loan,Savings,Credit Card - they have it all. We have never been happier with a bank - they have...

Full review

We have always been with "Big Banks"...wished we changed years ago. We get to speak to REAL people and better still - the same person every time. Home Loan,Savings,Credit Card - they have it all. We have never been happier with a bank - they have all the $$$ we have and even with the small amount it totals they treat us as though we matter....unlike other banks.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Regina, Queensland, reviewed over 7 years ago

QBANK

QBANK home loan review

Overall rating   8 / 10

Pros: *Small Credit Union which sends regular newsletters and information about their products and services. * Banking, loaning, insurance, etc are all available at competitive rates * Can use Westpac facilities with no additional charges. *...

Full review

Pros: *Small Credit Union which sends regular newsletters and information about their products and services. * Banking, loaning, insurance, etc are all available at competitive rates * Can use Westpac facilities with no additional charges. * Can use a variety of ATM machines with no additional charges Cons: * No localised branches * No personal communication

    Price   8 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Fiona, Queensland, reviewed over 7 years ago

QBANK

QBANK home loan review

Overall rating   9 / 10

I have been a member of the QPCU since 1988. I have always found the staff helpful, honest and courteous. Their products are extremely competitive and in the majority of cases, better than the "Big Four" banks.

Full review

I have been a member of the QPCU since 1988. I have always found the staff helpful, honest and courteous. Their products are extremely competitive and in the majority of cases, better than the "Big Four" banks.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Name not supplied, Northern Territory, reviewed over 8 years ago

QBANK

QBANK home loan review

Overall rating   10 / 10

Likes: The staff are always very helpful and all my needs are taken care of at the one location. Dislikes: There is only one branch in Brisbane.

Full review

Likes: The staff are always very helpful and all my needs are taken care of at the one location. Dislikes: There is only one branch in Brisbane.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   10 / 10

Less

Trudi foelz, Queensland, reviewed over 9 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.59% p.a.

    upfront fees

    $0

    Go to site

    More info

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.59% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
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    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.61% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.61% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • Virgin Money Reward Me Variable Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)

    Virgin Money Reward Me Variable Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)

    • Competitive rates from 3.69% p.a.
    • No application fees
    • Receive 20,000 Velocity Points for every $100,000 drawn at settlement.

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.83% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Competitive rates from 3.69% p.a.
    • No application fees
    • Receive 20,000 Velocity Points for every $100,000 drawn at settlement.
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.83% p.a.
    • Upfront fees: $150
    • Ongoing fees: $10.00 monthly
    • Discharge fee: $320.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $750,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.1

    Based on 7 Virgin Money home loan reviews

    Need more information?
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    More info

  • Featured product

     

    ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest)

    ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest)

    • Option to split your loan into fixed and variable
    • Offset available on the variable rate facility
    • Meet a mobile banker at a time or place that suits you

    interest rate

    3.89% p.a.
    fixed 2 years

    comparison rate*

    4.90% p.a.

    upfront fees

    $400

    Go to site

    More info

    • Option to split your loan into fixed and variable
    • Offset available on the variable rate facility
    • Meet a mobile banker at a time or place that suits you
    • Interest rate: 3.89% p.a.
      fixed 2 years
    • Comparison rate*: 4.90% p.a.
    • Upfront fees: $400
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free up to $30,000 during fixed rate period
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $40,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 901 ME home loan reviews

    Need more information?
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    More info

  • Featured product

     

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist

    interest rate

    3.67% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist
    • Interest rate: 3.67% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.3

    Based on 243 Heritage Bank home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 522 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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