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Qudos Bank credit card reviews

Qudos Bank
Qudos Bank's overall rating for credit cards

(as rated by the Mozo community)

7.3 / 10

based on 31 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Qudos Bank

Recent Qudos Bank credit card reviews

Qudos Bank

Qudos Bank Lifestyle Plus Lifestyle Plus review

Overall rating   10 / 10

Great customer service

Excellent customer service and always follows through.

Full review

Excellent customer service and always follows through.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Nicole, Queensland, reviewed about 4 years ago

Qudos Bank

Qudos Bank Credit Card review

Overall rating   8 / 10

Feels like a family bank

Very happy with service and interest rate on cc. Just wish there were more banks available to go to.

Full review

Very happy with service and interest rate on cc. Just wish there were more banks available to go to.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   5 / 10

    Trust   9 / 10

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Joseph, Victoria, reviewed over 4 years ago

Qudos Bank

Qudos Bank Lifestyle Lifestyle review

Overall rating   3 / 10

Uncompetitive

No features/rewards and high interest.

Full review

No features/rewards and high interest.

    Price   3 / 10

    Features   1 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   4 / 10

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Catherine, New South Wales, reviewed over 4 years ago

Qudos Bank

Qudos Bank Credit Card review

Overall rating   10 / 10

Great customer service and rate

There is no credit union in canberra.

Full review

There is no credit union in canberra.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   2 / 10

    Trust   10 / 10

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Kaylene, Australian Capital Territory, reviewed over 4 years ago

Qudos Bank

Qudos Bank Visa Platinum Credit Card Visa Platinum Credit Card review

Overall rating   9 / 10

Good product covers all bases

Good

    Price   5 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   9 / 10

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Julie, New South Wales, reviewed over 4 years ago

Qudos Bank

Qudos Bank Lifestyle Lifestyle review

Overall rating   8 / 10

Online is great. Great Customer Service when need

I like the product they provide. Only downfall is accessibility. Have to use online and other ATM's as they are a Credit Union only.

Full review

I like the product they provide. Only downfall is accessibility. Have to use online and other ATM's as they are a Credit Union only.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Dorothy, New South Wales, reviewed over 4 years ago

Qudos Bank

Qudos Bank Credit Card review

Overall rating   5 / 10

No trust

Can't trust a bank that doesn't look after their customers by supplying what they need to get bigger in small business.

Full review

Can't trust a bank that doesn't look after their customers by supplying what they need to get bigger in small business.

    Price   6 / 10

    Features   4 / 10

    Customer service   7 / 10

    Convenience   2 / 10

    Trust   4 / 10

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George, , reviewed over 4 years ago

Qudos Bank

Qudos Bank Visa Platinum Credit Card Visa Platinum Credit Card review

Overall rating   7 / 10

It's OK

No real comment

Full review

No real comment

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   7 / 10

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Neville, Queensland, reviewed almost 5 years ago

Qudos Bank

Qudos Bank Credit Card review

Overall rating   9 / 10

try qantas, you will love it.

I love Qantas credit union

Full review

I love Qantas credit union

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Guy, , reviewed almost 5 years ago

Qudos Bank

Qudos Bank Credit Card review

Overall rating   2 / 10

not sure yet

for me its complicate to use

Full review

for me its complicate to use

    Price   2 / 10

    Features   2 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   2 / 10

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Cecile, Queensland, reviewed about 5 years ago

Qudos Bank

Qudos Bank Visa Platinum Credit Card Visa Platinum Credit Card review

Overall rating   0 / 10

Poor Customer Service and Weak System

If you are looking for a credit union that has poor customer service, slow response times, antiquated systems and can't handle the volume of customers they are recruiting off the back of the trusted Qantas name, you have found the right credit...

Full review

If you are looking for a credit union that has poor customer service, slow response times, antiquated systems and can't handle the volume of customers they are recruiting off the back of the trusted Qantas name, you have found the right credit union for you! Like most Australians I never write reviews, but the service (or lack of) that I have recieved from the Qantas Credit Union since taking up their Platinum Visa Card some six months ago has been less than impressive. If you don't believe me, ring their customer service line. If you get through in under 15 minutes, go and buy a lottery ticket! Do yourself a favour. Give them a miss, it's not worth the hours of follow up and time wasted on hold to get things done.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

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David, New South Wales, reviewed over 5 years ago

Qudos Bank

Qudos Bank Visa Platinum Credit Card Visa Platinum Credit Card review

Overall rating   10 / 10

Great features

I love Qantas CU because they have always looked after me with regard to my financial needs. The staff there are always professional, polite and always willing and wanting to assist you further.

Full review

I love Qantas CU because they have always looked after me with regard to my financial needs. The staff there are always professional, polite and always willing and wanting to assist you further.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Kal, New South Wales, reviewed over 5 years ago

Qudos Bank

Qudos Bank Lifestyle Lifestyle review

Overall rating   0 / 10

Misinformed

The credit card cash advance fee of $2.00 stated on this website is incorrect in fact you are charged $5.00 instead.

Full review

The credit card cash advance fee of $2.00 stated on this website is incorrect in fact you are charged $5.00 instead.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Michael, New South Wales, reviewed almost 6 years ago

Qudos Bank

Qudos Bank Visa Platinum Credit Card review

Overall rating   6 / 10

Good customer sevice.

Difficult to reach branch.

Full review

Difficult to reach branch.

    Price   5 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   4 / 10

    Trust   8 / 10

Less

Momcilo, New South Wales, reviewed almost 6 years ago

Qudos Bank

Qudos Bank Credit Card review

Overall rating   9 / 10

Very convenient piece of plastic

All the well known reasons for having a credit card have been discussed for a long, long time. It still requires a reasonable level of self discipline to ensure you don't max out. Always try to pay it off before any interest accrues.

Full review

All the well known reasons for having a credit card have been discussed for a long, long time. It still requires a reasonable level of self discipline to ensure you don't max out. Always try to pay it off before any interest accrues.

    Price   5 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Don, Tasmania, reviewed almost 6 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Everyday

    Qantas Money Qantas Premier Everyday

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).

    balance transfer rate

    0% p.a. for 12 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $29 in the first year

    Go to site

    More info

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).
    • Balance transfer rate: 0% p.a. for 12 months and then 21.99% p.a.
    • Annual fee: $49 $29 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • Citi Platinum (Balance Transfer Offer)

    Citi Platinum (Balance Transfer Offer)

    • 0% per annum for 26 months on purchases and balance transfers
    • Low Annual Fee at $49 for the first year then $149 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $199 $0 in the first year

    Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • Low Annual Fee at $49 for the first year then $149 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $199 $0 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1250 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    Go to site

    More info

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.6

    Based on 865 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    20.24% p.a.

    annual fee

    $425

    Go to site

    More info

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 20.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.24% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6072 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 226 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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