Qudos Bank credit card reviews

Qudos Bank
Qudos Bank's overall rating for credit cards

(as rated by the Mozo community)

7.3 / 10

based on 31 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Qudos Bank

Recent Qudos Bank credit card reviews

Qudos Bank

Qudos Bank Lifestyle Plus Credit Card review

Overall rating   10 / 10

Great customer service

Excellent customer service and always follows through.

Full review

Excellent customer service and always follows through.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Nicole, Queensland, reviewed over 3 years ago

Qudos Bank

Qudos Bank Credit Card review

Overall rating   8 / 10

Feels like a family bank

Very happy with service and interest rate on cc. Just wish there were more banks available to go to.

Full review

Very happy with service and interest rate on cc. Just wish there were more banks available to go to.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   5 / 10

    Trust   9 / 10

Less

Joseph, Victoria, reviewed almost 4 years ago

Qudos Bank

Qudos Bank Lifestyle Credit Card review

Overall rating   3 / 10

Uncompetitive

No features/rewards and high interest.

Full review

No features/rewards and high interest.

    Price   3 / 10

    Features   1 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   4 / 10

Less

Catherine, New South Wales, reviewed almost 4 years ago

Qudos Bank

Qudos Bank Credit Card review

Overall rating   10 / 10

Great customer service and rate

There is no credit union in canberra.

Full review

There is no credit union in canberra.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   2 / 10

    Trust   10 / 10

Less

Kaylene, Australian Capital Territory, reviewed almost 4 years ago

Qudos Bank

Qudos Bank Visa Platinum Credit Card Credit Card review

Overall rating   9 / 10

Good product covers all bases

Good

    Price   5 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Julie, New South Wales, reviewed about 4 years ago

Qudos Bank

Qudos Bank Lifestyle Credit Card review

Overall rating   8 / 10

Online is great. Great Customer Service when need

I like the product they provide. Only downfall is accessibility. Have to use online and other ATM's as they are a Credit Union only.

Full review

I like the product they provide. Only downfall is accessibility. Have to use online and other ATM's as they are a Credit Union only.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Dorothy, New South Wales, reviewed over 4 years ago

Qudos Bank

Qudos Bank Credit Card review

Overall rating   5 / 10

No trust

Can't trust a bank that doesn't look after their customers by supplying what they need to get bigger in small business.

Full review

Can't trust a bank that doesn't look after their customers by supplying what they need to get bigger in small business.

    Price   6 / 10

    Features   4 / 10

    Customer service   7 / 10

    Convenience   2 / 10

    Trust   4 / 10

Less

George, , reviewed over 4 years ago

Qudos Bank

Qudos Bank Visa Platinum Credit Card Credit Card review

Overall rating   7 / 10

It's OK

No real comment

Full review

No real comment

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Neville, Queensland, reviewed over 4 years ago

Qudos Bank

Qudos Bank Credit Card review

Overall rating   9 / 10

try qantas, you will love it.

I love Qantas credit union

Full review

I love Qantas credit union

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Guy, , reviewed over 4 years ago

Qudos Bank

Qudos Bank Credit Card review

Overall rating   2 / 10

not sure yet

for me its complicate to use

Full review

for me its complicate to use

    Price   2 / 10

    Features   2 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   2 / 10

Less

Cecile, Queensland, reviewed almost 5 years ago

Qudos Bank

Qudos Bank Visa Platinum Credit Card Credit Card review

Overall rating   0 / 10

Poor Customer Service and Weak System

If you are looking for a credit union that has poor customer service, slow response times, antiquated systems and can't handle the volume of customers they are recruiting off the back of the trusted Qantas name, you have found the right credit...

Full review

If you are looking for a credit union that has poor customer service, slow response times, antiquated systems and can't handle the volume of customers they are recruiting off the back of the trusted Qantas name, you have found the right credit union for you! Like most Australians I never write reviews, but the service (or lack of) that I have recieved from the Qantas Credit Union since taking up their Platinum Visa Card some six months ago has been less than impressive. If you don't believe me, ring their customer service line. If you get through in under 15 minutes, go and buy a lottery ticket! Do yourself a favour. Give them a miss, it's not worth the hours of follow up and time wasted on hold to get things done.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

David, New South Wales, reviewed about 5 years ago

Qudos Bank

Qudos Bank Visa Platinum Credit Card Credit Card review

Overall rating   10 / 10

Great features

I love Qantas CU because they have always looked after me with regard to my financial needs. The staff there are always professional, polite and always willing and wanting to assist you further.

Full review

I love Qantas CU because they have always looked after me with regard to my financial needs. The staff there are always professional, polite and always willing and wanting to assist you further.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Kal, New South Wales, reviewed about 5 years ago

Qudos Bank

Qudos Bank Lifestyle Credit Card review

Overall rating   0 / 10

Misinformed

The credit card cash advance fee of $2.00 stated on this website is incorrect in fact you are charged $5.00 instead.

Full review

The credit card cash advance fee of $2.00 stated on this website is incorrect in fact you are charged $5.00 instead.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Michael, New South Wales, reviewed over 5 years ago

Qudos Bank

Qudos Bank Credit Card review

Overall rating   6 / 10

Good customer sevice.

Difficult to reach branch.

Full review

Difficult to reach branch.

    Price   5 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   4 / 10

    Trust   8 / 10

Less

Momcilo, New South Wales, reviewed over 5 years ago

Qudos Bank

Qudos Bank Credit Card review

Overall rating   9 / 10

Very convenient piece of plastic

All the well known reasons for having a credit card have been discussed for a long, long time. It still requires a reasonable level of self discipline to ensure you don't max out. Always try to pay it off before any interest accrues.

Full review

All the well known reasons for having a credit card have been discussed for a long, long time. It still requires a reasonable level of self discipline to ensure you don't max out. Always try to pay it off before any interest accrues.

    Price   5 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Don, Tasmania, reviewed over 5 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

    Go to site

    More info

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    6.3

    Based on 181 Woolworths credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum (Bonus Points Offer)

    Citi Platinum (Bonus Points Offer)

    • Get your life moving with 0% p.a. for 15 months on balance transfers (1% BT fee applies)
    • A reduced annual fee of $49 in the first year ($149 thereafter)
    • 1 point per $1 spend on eligible Domestic Spend (up to $10,000 per statement period)

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.99% p.a.

    annual fee

    $149 $49 in the first year

    Go to site

    More info

    • Get your life moving with 0% p.a. for 15 months on balance transfers (1% BT fee applies)
    • A reduced annual fee of $49 in the first year ($149 thereafter)
    • 1 point per $1 spend on eligible Domestic Spend (up to $10,000 per statement period)
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 20.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1249 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Low Rate

    ANZ Low Rate

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a.

    purchase rate

    12.49% p.a.

    annual fee

    $58

    Go to site

    More info

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a.
    • Annual fee: $58
    • Purchase rate: 12.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.7

    Based on 6069 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum (Purchase Rate Offer)

    Citi Platinum (Purchase Rate Offer)

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.

    balance transfer rate

    0% p.a. for 13 months and then 21.74% p.a. (1.00% balance transfer fee)

    purchase rate

    0% p.a. for 13 months then 20.99% p.a.

    annual fee

    $149 $49 in the first year

    Go to site

    More info

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.
    • Balance transfer rate: 0% p.a. for 13 months and then 21.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 0% p.a. for 13 months then 20.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1249 Citi credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 227 credit cards in the Mozo comparison engine.

Compare more credit cards

Look for a specific type of credit card:

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Back to top