Comprehensive Car Insurance
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Monthly premiums
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Yes costs extra
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Choice of repairer
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Yes
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Choice of excess
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$650 - $2,000
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Agreed or market value
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Agreed or Market
Available discounts
- No claim discount
- Online discount $75
- If you combine multiple vehicles into one policy and/or hold 3+ RACQ insurance products.
- Car Alarm Discount
- Roadside Assistance Discount
- Monthly premiums available
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Yes costs extra
- Choice of repairer
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Yes
- Choice of excess
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$650 - $2,000
- Agreed or market value
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Agreed or Market
- Discounts available
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Car Alarm Discount |Roadside Assistance Discount
- States where offered
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QLD
- Roadside assistance
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Optional Extra
- Genuine parts
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No
- New car if written off
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Yes - within 2 years of original registration
- Windscreen cover
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Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium. RACQ member gets $25 off windscreen replacement.
- Personal property cover
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Up to $500 if damaged or stolen.
- Replacement key cover
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Up to $750 if stolen.
- Baby capsule or child seat cover
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Up to $500 per item
- Trailer or caravan cover
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Up to $750.
- Modifications
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Covered only if agreed in writing.
- Emergency repairs
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Up to $500
- Emergency options
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Reasonable towing costs.
- Rental car after theft
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Yes - Up to 21 days, max $75 per day.
- Rental car after accident
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Not at fault - Yes. At fault - Optional Extra. Unlimited days for no at fault and up to 21 days for at fault, max $75 per day.
- Rental car liability
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Yes - legal liability cover when using a substitute vehicle.
- Legal liability cover
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$20,000,000
- Accidental death of driver
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Up to $7,500 within 3 months of accident.
- Young driver excess imposed
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$600 for drivers under 25, $1,200 for unlisted drivers under 25, $400 for inexperienced drivers over 25.
- Rideshare cover
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Optional Extra
- Other restrictions
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- Other benefits
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- Online discount
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$75
- Multi-policy discount
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If you combine multiple vehicles into one policy and/or hold 3+ RACQ insurance products.
- No claim discount
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Maximum no claim discount is protected for life against no-fault claims in past 1 year and having held the maximum no claims discount level in past 1 year.
- Low km discount
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No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.