I lost my UBank Visa card in India Delhi and I receive little support from Ubank. They sent my debit card to my home address in Brisbane not to my address in India. They say because of the security reasons and the rules. Someone at home in Brisbane will have to sent it to India. If you have no one at 'home's well it's bad luck. If you didn't have any spare cash to tie you over, you are in trouble. I had to get a loan from someone. My impression Ubank simple couldn't care less, pathetic customer service. The bank sent two new visa cards by accident and two passwords which cause confusion. When I receive the visa card in Delhi, my contact in Brisbane phone the second password which did not work on my first visa card. Sending out that second card to me was sheer incompetence. Whilst this was going on two weeks plus passed. They refuse to send me the visa card to Delhi because of security reasons. Surely sending the second card was a lapse of security. If that card fell into wrong hands there be a loss. Ubank staff (more then then two) did not ring Visa Global to get them to send a replacement card. They said you ring them which I did but I was unable to get through to them. Their attitude was shocking If I did not have a person in Brisbane to send on the new card to Delhi I would be in deep trouble.
People be mindful when refinancing with ubank, put aside their competitive interest rate, their response time is tribble. I currently waiting for refinancing, it took their settlement agent MSN to say the building insurance name needs to be amended 35 days from the day I provided them with a copy. A few more documents that each took a few weeks to respond to the acceptance. frustrating....
No interest, only for transaction. Yet it has the auto swept function to top up the balance to $100 mark. And it also auto swept for the transaction greater than $100.
Great rates, but everything has to be done online.
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