8.6 / 10

based on 13 86 400 reviews as rated by Mozo community

86 400 savings accounts

86 400 offers the following savings accounts

Rates and fees verified as correct at 13 May, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate Maximum rate Govt deposit guarantee
Save Account

0.10% p.a.(for $0 and over)

1.20% p.a. (for $0 to $50,000)

Yes up to $250,000

How are 86 400 savings accounts rated?

Mozo users have rated 86 400 savings accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of savings-accounts
86 400 savings accounts
Overall
8.6/10
Price
Features
Customer service
Convenience
Trust

5 Reviews

Recent 86 400 savings account reviews

86 400 Save Account review
Overall 6/10
A competitive digital bank.

86 400 is a fully digital bank, meaning they don't have any branches, or any of their own ATMs. However, regardless of this, they are a bank that is competitive with the 4 major banks, and in some cases, offers features, or fees, that are better than the 4 majors. They also listen to customer feedback, and have been improving their smartphone app, adding in features like scheduled payments, and allowing you to view account balances from other banks.

Read full review

86 400 is a fully digital bank, meaning they don't have any branches, or any of their own ATMs. However, regardless of this, they are a bank that is competitive with the 4 major banks, and in some cases, offers features, or fees, that are better than the 4 majors. They also listen to customer feedback, and have been improving their smartphone app, adding in features like scheduled payments, and allowing you to view account balances from other banks.

Price
7/10
Features
7/10
Convenience
7/10
Trust
7/10
Less
Chris, Queensland, reviewed 2 months ago
86 400 Save Account review
Overall 10/10
Love it.

Love 86 400.

Read full review

Love 86 400.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Sophie, New South Wales, reviewed 11 months ago
86 400 Save Account review
Overall 10/10
Best interest rate around.

Pretty much the last hold out for a competitive interest rate.

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Pretty much the last hold out for a competitive interest rate.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Aaron, South Australia, reviewed 11 months ago
86 400 Save Account review
Overall 7/10
Great interest rate without the hassle.

Has Osko pay and one of the best interest rates going which is easily obtainable with a $1000/month deposit.

Read full review

Has Osko pay and one of the best interest rates going which is easily obtainable with a $1000/month deposit.

Price
9/10
Features
6/10
Customer service
4/10
Convenience
6/10
Trust
7/10
Less
Luke, New South Wales, reviewed 12 months ago

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