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Mini meca 2020

CUA eSaver Flexi

Advertiser disclosure
Interest rate
0.40% p.a.(for $0 and over)
Maximum rate
No Current Offer
Govt deposit guarantee
Yes up to $250,000

Mozo editorial review CUA eSaver Flexi

Last updated: 18 December 2020.

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What's hot
  • 0.40% p.a. interest rate
  • Mozo Experts Choice Award winner 2020
  • No ongoing account fees
  • Unlimited free transactions from phone & internet
What's not
  • No additional special rate offered
Mozo snapshot

The CUA eSaver Flexi savings account is simple and flexible, with an interest rate of 0.40% p.a. on balances starting from $0 and no bonus interest conditions. On top of this, this account charges no ongoing account fees and gives you unlimited free transactions over the phone and online, making it a great set and forget option for savers.

Plus it's a winner! The eSaver Flexi just received a 2020 Mozo Experts Choice Award in the best SMSF No Strings Savings category.

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Key features

With CUA’s eSaver Flexi account you could see your savings grow with very minimal effort at all. That’s because this account has a solid ongoing interest rate of 0.40% p.a. from the moment you open it with no minimum deposit requirements, so you can start earning interest in any circumstnce.

The only real downfall with this is that you aren’t being rewarded for regular deposits with a bonus interest rate. But if you're someone who deposits funds irregularly and sometimes struggle to meet minimum monthly deposit requirements on other accounts, then this savings account could be a good option for you.

There is no maximum balance for the eSaver Flexi, so the more you deposit, the more you’ll see in interest earnings. You’ll also save on fees with this account as there are no ongoing account fees or transaction charges. This account also gives you the flexibility to make unlimited free transactions over the phone, via the mobile app, online or via BPAY.

If you’re interested in CUA’s eSaver Flexi savings account, it has a negligible minimum opening deposit amount of $1, so you can immediately start earning high interest on your stash of cash no matter how big or small.

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Who is it good for

The CUA eSaver Flexi could be a good account option for people looking to earn interest on their savings with minimal effort, especially if you're someone who has a hard time meeting special interest rate conditions.

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Any catches

This savings account doesn’t offer a special interest rate for regular deposits, so if you're a super savvy saver and want to be rewarded for your savings efforts, then something like the CUA eSaver Reward account might be a better option.

Details

Rates and fees information correct as at 4 March 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.40% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from phone and internet.

  • n/a

  • n/a

  • n/a

  • $0.00

  • n/a

  • n/a

  • $0.00

  • $0.00

  • n/a

Other financial bits
  • $1.00

  • $0.00

  • Monthly

Features
  • no

  • none

  • no

  • no

  • no

  • no

  • no

  • yes

  • yes

  • yes

  • no

  • none

  • none

  • none

Customer Reviews

How are CUA savings accounts rated by the Mozo community?

Overall
8.2/10
Price
7.6/10
Features
6.9/10
Customer service
8.3/10
Convenience
7.6/10
Trust
8.4/10

Latest reviews of CUA eSaver Flexi

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About CUA

CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.

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Yes up to $250,000

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0.25% p.a. (for $0 to $5,000,000)

0.05% p.a.(for $0 to $5,000,000)

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Fast Track Saver Account

1.05% p.a. (for $1 to $250,000)

0.05% p.a.(for $1 and over)

Yes up to $250,000

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Bonus Saver Account

1.20% p.a. (for $0 to $250,000)

0.10% p.a.(for $0 and over)

Yes up to $250,000

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Serious Saver

0.30% p.a. (for $0 to $1,000,000)

0.15% p.a.(for $0 and over)

Yes up to $250,000

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Bankwest

Hero Saver

0.80% p.a. (for $0 to $250,001)

0.01% p.a.(for $0 to $5,000,000)

Yes up to $250,000

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1.10% p.a. (for $0 to $500,000)

0.35% p.a.(for $0 and over)

Yes up to $250,000

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HSBC

Flexi Saver

0.25% p.a. (for $0 to $5,000,000)

0.05% p.a.(for $0 to $5,000,000)

Yes up to $250,000

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Fast Track Saver Account

1.05% p.a. (for $1 to $250,000)

0.05% p.a.(for $1 and over)

Yes up to $250,000

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MyState Bank

Bonus Saver Account

0.10% p.a.(for $0 and over)

1.20% p.a. (for $0 to $250,000)

Yes up to $250,000

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HSBC

Serious Saver

0.15% p.a.(for $0 and over)

0.30% p.a. (for $0 to $1,000,000)

Yes up to $250,000

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Hero Saver

0.01% p.a.(for $0 to $5,000,000)

0.80% p.a. (for $0 to $250,001)

Yes up to $250,000

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0.35% p.a.(for $0 and over)

1.10% p.a. (for $0 to $500,000)

Yes up to $250,000

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HSBC

Flexi Saver

0.05% p.a.(for $0 to $5,000,000)

0.25% p.a. (for $0 to $5,000,000)

Yes up to $250,000

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0.05% p.a.(for $1 and over)

1.05% p.a. (for $1 to $250,000)

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0.40% p.a. (for $0 and over)

Yes up to $250,000

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0% p.a.(for $0 and over)

1.40% p.a. (for $0 and over)

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