This low rate business credit card from G&C Mutual Bank comes with a reasonable purchase rate of 12.49% and up to 50 interest free days on purchases. Be aware that the cash advance is quite high, at 19.49% p.a. and there is a $50 annual fee.
This credit card is perfect for small to medium sized businesses because it allows you to attach up to 5 cards to one credit card account.
If you're planning to use this card when travelling overseas, be aware that there is a 3.00% foreign exchange margin.
This card also won a 2023 Mozo Experts Choice Award for best Low Rate Business Credit Card.
The $50 annual fee and 12.49% p.a. purchase rate on this card is quite reasonable when compared with other business credit cards on the market. This card also has up to 50 interest free days on purchases.
However, the cash advance rate is quite high (19.49% p.a.) and there is also a cash advance fee of $5.
The minimum credit limit on this card is $1,000 and the maximum is $100,000 and this card allows businesses to keep track of spending by having up to 5 cards linked to the one account.
Businesses that need up to 5 cards linked to one credit card and don't need a low cash advance rate.
While the purchase rate is reasonable at 12.49% p.a. you should still make sure you pay off the balance within the interest free period to avoid paying more.
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12.49% p.a. |
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none |
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No current offer |
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none |
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19.49% p.a. |
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50 |
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$50.00 |
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none |
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none |
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none |
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$15.00 |
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$5 |
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3.00% |
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$0.00 |
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$0.00 |
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none |
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$20.00 |
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3.0 |
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yes |
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none |
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