Low Rate Business Credit Card card image
Mini meca 2023

G&C Mutual Bank Low Rate Business Credit Card

Advertiser disclosure
Purchase rate
12.49% p.a.
Balance transfer rate
No current offer
Annual fees
$50
Interest free days on purchases
50

Mozo editorial review G&C Mutual Bank Low Rate Business Credit Card - last updated: 2 November 2023

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What's hot
  • 2023 Mozo Experts Choice Award winner
  • Low purchase rate of 12.49% p.a.
  • Attach up to 5 cards to one credit card account
What's not
  • 19.49% p.a. cash advance rate
Mozo snapshot

This low rate business credit card from G&C Mutual Bank comes with a reasonable purchase rate of 12.49% and up to 50 interest free days on purchases. Be aware that the cash advance is quite high, at 19.49% p.a. and there is a $50 annual fee. 

This credit card is perfect for small to medium sized businesses because it allows you to attach up to 5 cards to one credit card account. 

If you're planning to use this card when travelling overseas, be aware that there is a 3.00% foreign exchange margin.

This card also won a 2023 Mozo Experts Choice Award for best Low Rate Business Credit Card.  

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Key features

The $50 annual fee and 12.49% p.a. purchase rate on this card is quite reasonable when compared with other business credit cards on the market. This card also has up to 50 interest free days on purchases.  

However, the cash advance rate is quite high (19.49% p.a.) and there is also a cash advance fee of $5.

The minimum credit limit on this card is $1,000 and the maximum is $100,000 and this card allows businesses to keep track of spending by having up to 5 cards linked to the one account. 


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Who is it good for

Businesses that need up to 5 cards linked to one credit card and don't need a low cash advance rate. 

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Any catches

While the purchase rate is reasonable at 12.49% p.a. you should still make sure you pay off the balance within the interest free period to avoid paying more. 

Details

Rates and fees information correct as at 31 May 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

12.49% p.a.

none

No current offer

none

19.49% p.a.

50

Fees

$50.00

none

none

none

$15.00

$5

3.00%

$0.00

$0.00

none

Features

$20.00

3.0

yes

none

Payment options

Apple Pay, Google Wallet, Samsung Pay

Customer Reviews

This product does not currently have any community reviews. Be the first to write one.

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