1.25% p.a. ($1,000+) |
|
1.50% p.a. ($1,000+) |
|
3.95% p.a. ($1,000+) |
|
3.60% p.a. ($1,000+) |
|
3.60% p.a. ($1,000+) |
|
4.90% p.a. ($1,000+) |
|
3.95% p.a. ($1,000+) |
|
3.95% p.a. ($1,000+) |
|
4.70% p.a. ($1,000+) |
|
4.15% p.a. ($1,000+) |
|
4.15% p.a. ($1,000+) |
|
4.75% p.a. ($1,000+) |
|
4.20% p.a. ($1,000+) |
|
4.00% p.a. ($1,000+) |
|
4.00% p.a. ($1,000+) |
|
4.00% p.a. ($1,000+) |
$1,000.00 |
|
none |
no |
|
yes |
|
31 days notice required if customers want to withdraw their funds before the maturity date. |
|
Interest paid up front available on terms up to 12 months with deduction of 0.05% p.a from listed interest rates. |
Different interest rates apply to different amounts or different interest payment frequencies.
Went to Heritage Bank primarily for better term deposit Rates compared to the big main banks. Good user friendly customer service and easy simple access to real people. Online/Internet type services a little limited but not important for my term deposit type needs.
Read full reviewWent to Heritage Bank primarily for better term deposit Rates compared to the big main banks. Good user friendly customer service and easy simple access to real people. Online/Internet type services a little limited but not important for my term deposit type needs.
The staff are extremely helpful and honest. Heritage is open even on Saturdays till midday which is extremely convenient if you work 5 days a week. Plus, they are in all the major shopping centers.
Read full reviewThe staff are extremely helpful and honest. Heritage is open even on Saturdays till midday which is extremely convenient if you work 5 days a week. Plus, they are in all the major shopping centers.
Up to date rates are always available.
Read full reviewUp to date rates are always available.
Never experienced any problems, even when we missed informing them we have to deduct cash from the account after it had been reinvested. It was not a problem. Very happy with all facets of our quite long relationship.
Read full reviewNever experienced any problems, even when we missed informing them we have to deduct cash from the account after it had been reinvested. It was not a problem. Very happy with all facets of our quite long relationship.
My bank was very helpful/the manager gave me a personal meeting and took time to answer all my questions clearly in a way I could understand. There were NO problems, even when I had to redraw early, and I paid no fees. They made me feel welcome and at ease, and got rid of my worries.
Read full reviewMy bank was very helpful/the manager gave me a personal meeting and took time to answer all my questions clearly in a way I could understand. There were NO problems, even when I had to redraw early, and I paid no fees. They made me feel welcome and at ease, and got rid of my worries.
Term Deposit
4.00% p.a.
$5,000.00
Yes up to $250,000
Term Deposit
4.00% p.a.
$5,000.00
Yes up to $250,000
Term Deposit
4.00% p.a.
$5,000.00
Yes up to $250,000
Term Deposit
4.00% p.a.
$5,000.00
Yes up to $250,000
Term Deposit
4.00% p.a.
$5,000.00
Yes up to $250,000
Term Deposit
4.00% p.a.
$5,000.00
Yes up to $250,000
Term Deposit
4.00% p.a.
$5,000.00
Yes up to $250,000
Term Deposit
4.00% p.a.
$5,000.00
Yes up to $250,000
Term Deposit
4.00% p.a.
$5,000.00
Yes up to $250,000
Term Deposit
4.00% p.a.
$5,000.00
Yes up to $250,000