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UniBank Term Deposit

Advertiser disclosure
Best rate (up to 1 year)
4.95% p.a.5 months ($1,000 to $1,000,000)
Minimum Deposit
$1,000.00
Interest paid to another bank?
yes

Mozo editorial review UniBank Term Deposit - last updated: 4 July 2024

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What's hot
  • $0 account keeping fees
  • Interest can be paid to another bank
What's not
  • 31 days notice needed to access deposit prior to maturity
Mozo snapshot

Whether you've got a small or large savings stash, the Term Deposit from UniBank could provide a guaranteed interest rate to help it grow. 

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Key features

With a minimum of $1,000 on hand (and a maximum of $1,000,000), you could start growing your money with a term deposit that has no account keeping fees and interest rates as high as 5.00% depending on the term you choose. Terms range from just 3 months up to 3 years.

Plus, for Edvest members or Rewards Package members UniBank offers 0.05% on top of the advertised rates.

If you wish to open the account with another person, then that’s always an option. Plus, you can choose to have the interest, which can be paid monthly, 12 monthly or at maturity on the Member, Rewards Package and Customer Term Deposits, paid into an account from another bank at no additional cost.

Just make sure to keep in mind if you do wish to withdraw your savings prior to maturity you will need to give up to 31 days notice in advance, and an interest adjustment will apply. 

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Who is it good for

Aussie savers with a minimum deposit of $1,000 who want to stash their money away in a straight forward term deposit.

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Any catches

Like other term deposits, the Unibank Term Deposit is designed to stash and save money, therefore you will have to give 31 days notice if you want to access your funds before your account reaches maturity.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.95% p.a. ($1,000 to $1,000,000)

4.95% p.a. ($1,000 to $1,000,000)

4.95% p.a. ($1,000 to $1,000,000)

4.95% p.a. ($1,000 to $1,000,000)

4.00% p.a. ($1,000 to $1,000,000)

4.00% p.a. ($1,000 to $1,000,000)

4.05% p.a. ($1,000 to $1,000,000)

4.05% p.a. ($1,000 to $1,000,000)

4.05% p.a. ($1,000 to $1,000,000)

4.75% p.a. ($1,000 to $1,000,000)

4.00% p.a. ($1,000 to $1,000,000)

4.00% p.a. ($1,000 to $1,000,000)

4.00% p.a. ($1,000 to $1,000,000)

4.00% p.a. ($1,000 to $1,000,000)

Other financial bits

$1,000.00

$1,000,000.00

Features

yes

yes

31 days notice required if customers want to withdraw their funds before the maturity date. Edvest and Rewards Package members receive 0.05% higher rates than shown.

none

Different interest rates apply to different amounts or different interest payment frequencies.

Customer Reviews

How are UniBank term deposits rated by the Mozo community?

Overall
8.1/10
Price
8.4/10
Features
8.9/10
Customer service
9.4/10
Convenience
8.3/10
Trust
9.1/10
Based on 7 UniBank term deposit reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest review of UniBank Term Deposit

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5.00% p.a.

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Yes up to $250,000

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5.25% p.a.

$1,000.00

Yes up to $250,000

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5.10% p.a.

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Yes up to $250,000

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5.00% p.a.

$5,000.00

Yes up to $250,000

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Term Deposit for SMSF

5.25% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for ING
ING

Term Deposit

5.10% p.a.

$10,000.00

Yes up to $250,000

Thumbnail icon for Judo Bank
Judo Bank

Term Deposit

5.25% p.a.

$1,000.00

Yes up to $250,000

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MyState Bank

Term Deposit

5.00% p.a.

$5,000.00

Yes up to $250,000

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Judo Bank

Term Deposit for SMSF

5.25% p.a.

$1,000.00

Yes up to $250,000

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Term Deposit

5.10% p.a.

$10,000.00

Yes up to $250,000

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