9.0 / 10

based on 9 reviews as rated by Mozo community

86 400 bank accounts

86 400 offers the following bank accounts

Rates and fees verified as correct at 06 December, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Account fee Payment options Interest rate
Pay Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay, Fitbit Pay, Garmin Pay

0% p.a.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

How are 86 400 bank accounts rated?

Mozo users have rated 86 400 bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
86 400 bank accounts
Overall
8.8/10
Price
Features
Customer service
Convenience
Trust

5 Reviews

Recent 86 400 bank account reviews

86 400 Pay Account review
Overall 10/10
Excellent online banking

Less fees and online features are growing!

Read full review

Less fees and online features are growing!

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Ajaya, New South Wales reviewed 3 months ago
86 400 Pay Account review
Overall 8/10
Competitive rates because it is a Neobank.

The bank offers a competitive interest rate. I also enjoy the user interface as it is sleek and fast. They also have payID. The disadvantage is it's reliability in bad economic times as it is a Neobank, i'm not sure how safe my money is. No physical branches.

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The bank offers a competitive interest rate. I also enjoy the user interface as it is sleek and fast. They also have payID. The disadvantage is it's reliability in bad economic times as it is a Neobank, i'm not sure how safe my money is. No physical branches.

Price
10/10
Features
6/10
Customer service
6/10
Convenience
9/10
Trust
4/10
Less
Venessa, New South Wales reviewed 5 months ago
86 400 Bank Account review
Overall 10/10
Not like a bank

Best bank that’s not a bank.

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Best bank that’s not a bank.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Ben, Western Australia reviewed 6 months ago
86 400 Pay Account review
Overall 8/10
Easy

A totally easy to use bank account with no nasty surprises.

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A totally easy to use bank account with no nasty surprises.

Price
10/10
Features
10/10
Convenience
6/10
Trust
9/10
Less
Jay, Australian Capital Territory reviewed 6 months ago

Bank account quick links